Insta EMI Card

Insta EMI Card

Why get Insta EMI card from Bajaj Finserv?

  • Get your favourite products on No Cost EMIs
  • Shop with any of our 1 lakh+ offline partners or multiple online partners
  • Digital card is activated instantly

Get your Insta EMI Card

Complete the 3-step process and convert your purchases into No Cost EMIs

YOU CAN HAVE A CARD LIMIT OF UP TO

Rs. 2,00,000
XXXX XXXX XXXX XXXX
Member Since

XX/XXXX

Valid Till

XX/XXXX

Get your card in 3 easy steps

Verify your mobile number

+91
Enter your 10-digit mobile number
An OTP will be sent to this number for verification

Why do we need your phone number?

  • To register and send all future communication regarding Insta EMI Card
Please check

Rs. 530

Amount to be paid

Amount breakup

  • Card Fee

    Rs. 449
  • GST

    Rs. 81
  • Total Amount

    Rs. 530

*Annual fee of Rs. 117 will not be applicable if a loan is availed using EMI Network Card in the preceding year

OTP Sent

Enter the OTP sent to +91 XXXXXXXXXX

Enter One Time Password (OTP)
Enter a valid OTP

Resend OTP in 00:60 seconds

Benefits of the Insta EMI Card

100%

digital process

30 seconds

approval time

Instant

card activation

1mn+

products on No Cost EMIs

Up to 24 months

tenor options

3000+

locations covered

Multiple categories Use your Insta EMI Card to buy your favourite products on No Cost EMIs

LED TVs

Smartphones

Refrigerators

ACs

Fashion

Furniture

Microwave Ovens

Sofas

Travel

Washing Machines

Fees & Charges

Fees & Charges

Lorem Ipsum is simply dummy text of the printing and

Done
  • Card Fee Rs. 449
  • GST Rs. 81
  • Total Rs. 530

*Annual fee of Rs. 117 will not be applicable if a loan is availed using EMI Network Card in the preceding year

Anurag Gaur

Reviewed on 12 December 2020

“Through the Insta EMI Card, I purchased an LED TV and a smartphone at no additional cost. Now my limit is enhanced with timely repayments. This is the best card in the market.”

Vijay Attarde

Reviewed on 24 March 2021

“With this card, I bought a washing machine and refrigerator on zero down payment. The payment tenor is flexible, and I can repay in up to 24 months. There are a lot of product options on the Bajaj Mall. Really nice!”

Ketan Chhabra

Reviewed on 05 April 2021

“I bought a 1.5 ton air conditioner recently with my Insta EMI Card. Thanks to No Cost EMIs, I can pay off the entire amount easily within the next 18 months.”

Nidhi Toke

Reviewed on 07 June 2021

“I have been using the Insta EMI Card since 2020. I can make my purchases online and offline at nearby stores and repay in easy, flexible instalments. I recommend everyone to get the Insta EMI Card.”

Sakshi Agarwal

Reviewed on 14 July 2021

"I got instant approval, verification, and activation for my Insta EMI Card. Now, I do not have to worry about hefty credit card bills as I can repay in easy monthly instalments of 24 months. Highly recommended!"

Satish Sugave

Reviewed on 27 August 2021

“With this card, I can buy whatever I want on No Cost EMIs. The best part is I received a shopping limit of Rs. 1,00,000. Also, all my details are safe, secure and can be only accessed by me.”

Shashwat Verma

Reviewed on 30 August 2021

“It took me just 3 minutes to get my Insta EMI Card. No delay in verification and no physical delivery to wait for. The application process was 100% online, smooth and ultra-safe.”

Akash Davange

Reviewed on 01 November 2021

“Unlike my other cards, the Insta EMI Card is always with me on my mobile. I can check it anytime on the Bajaj Finserv app. Also, the Bajaj Mall has made shopping more awesome.”

Rohit Rathore

Reviewed on 22 December 2021

“Fulfilled my mom’s wish list instantly! There are many products to choose from: smartphones, laptops, rocking chairs, dresses and apparel. I use this card online and at offline stores.”

Abey Mathew

Reviewed on 02 January 2022

“Got my new house upgraded with the latest appliances and home décor with the Insta EMI Card. Be it browsing online for ACs or gift stores; shopping is now easier and flexible.”

Insta EMI Card

By entering the one-time password (“OTP”) sent by Bajaj Finance Limited (“BFL”), I am expressing my interest in availing Bajaj-Finserv Existing Member Identification Number from BFL. I hereby confirm that I (i) am at least 18 years of age, (ii) can understand, read and access the world wide web / internet in English language, (iii) have read, understood and agree to be bound by the terms in this Form (“Application Form”). Further, I agree that my action of submission of the OTP sent by BFL, constitutes a valid acceptance by me of the terms and conditions contained herein, which shall have binding effect on me. Also, I understand that the terms provided below are contingent upon me providing all the details including but not limited to KYC related details or NACH related details as part of my application for EMI Network card, to the sole satisfaction of BFL and BFL may at its sole and absolute discretion, without assigning any reasons, may accept or reject my application for availing EMI Network Card In the event my application for availing the EMI Network Card is approved by BFL, I understand, acknowledge and agree that my application and EMI Network Card shall be governed by the Terms and Conditions provided herein.

GENERAL TERMS & CONDITIONS

I. CUSTOMER’S REPRESENTATIONS:

I hereby state, confirm and agree as under:

  1. That I have applied for Bajaj-Finserv Existing Member Identification Number (“EMI Network Card / INSTA EMI CARD”) of type as specified in this form (“Application Form”), from Bajaj Finance Limited (“BFL”).
  2. That I hereby unconditionally acknowledge and accept that:
    1. the EMI Network Card may be issued by BFL either in physical or electronic form.
    2. All particulars, information and details/information that I would provide in relation to my application would be true, correct and up to date in all respect and that I would not withheld any material information and I would be obligated to keep BFL immediately updated of any change in the information provided by me.
    3. I hereby authorize BFL to verify/check/obtain/download my KYC details from the CKYC Registry; (i) by verifying such details through the CKYC number (i.e. KYC Identifier Number- KIN) provided by me or (ii) by obtaining such CKYC number/KIN, through details shared by me as part of this Application Form.
    4. In the event, KYC is processed through OKYC, I hereby voluntarily consent at my own discretion to share the XML file containing my Aadhaar information to BFL & its permitted assigns / affiliates for the purpose of establishing my identity through such acceptable manner in terms of UIDAI guidelines or under any Act of law from time to time. I hereby also expressly declare that:
      1. My XML file containing my Aadhaar details will be used for KYC (Know Your Customer) purposes only to avail financial facilities from BFL and that the information submitted by me to BFL shall not be used for any other purpose, unless the same is required under any law;
      2. During offline verification process, my information such as Name, Photo, Date of Birth, Email ID, Mobile Number, Age, Gender, and address may be verified by BFL,
      3. I will be required to submit any other officially valid document (OVD) / Deemed to be OVD in place of Aadhaar.
    5. I shall submit any/all documents, in such form and manner as may be required by BFL in relation to my application, including but not limited to details as may be required for completion of my KYC requirement by BFL. Further in case of any changes in my registered KYC or bank account details, I will promptly update such changes with BFL.
    6. I shall make payment of the applicable fee and/or charges, as specified herein by BFL with respect to EMI Network Card and as more specifically detailed under Annexure I, below or such other fees/charges as provided on https://www.bajajfinserv.in/all-fees-and-charges.
    7. I hereby agree to pay the Joining Fee as detailed under Annexure I below to BFL, for availing the EMI Network Card, however in case I wish to avail the “pay at store” option for payment of Joining Fee or such other fee as detailed under Annexure I, than same shall added to the first Monthly Installment or first down payment of the loan availed through EMI Network Card.
    8. I understand that my application shall be rejected by BFL, if all the documents as required by BFL are not furnished (in such form and manner acceptable to BFL), within the aforementioned timeline.
    9. I understand that the aforesaid fee and/or charges are subject to changes and are non-refundable and non-transferable.
    10. That I have read and understood the Master Terms and Conditions applicable to Loans for Consumer Durable, Digital, Life style products & EMI Network Cards (“Master Terms”) prescribed by BFL and available on website: https://www.bajajfinserv.in/master-tncs-applicable-for-cd-loans-and-emi-card.pdf and understand the applicability of the same for issuance and usage of EMI Network Card and hereby agree to be bound by the same at all times including any additions/amendments thereto from time to time. I agree to keep myself updated of any revisions in the Master Terms as may be communicated by BFL through any Acceptable Means of Communication (as defined in the Master Terms).
    11. k) I shall keep my credentials including the login id and password/PIN issued by BFL and/or reset by me (“Credential”) as confidential and not to share the same with any person/third party. Any use or misuse of the credentials including the transactions carried out using the credentials shall be my sole responsibility and BFL shall not be held responsible for any loss/damage incurred on account of such use or misuse.
  3. I authorize BFL
    1. To exchange, share or part with all information relating to this application to credit bureaus/credit reference agencies, its group companies, financial institutions, Credit Information Companies (‘CIC’), Central KYC Registry (CERSAI) or any authorized third-party agency as BFL may deem necessary or appropriate for use or processing of the said information and shall not hold BFL or any of its group companies or its/ their agents/representatives) liable for use/sharing of the information as stated above.
    2. To seek/obtain any other information, relating to me, from any third party.
    3. To procure/avail my CIBIL report and provide it to me by deducting applicable charges for the same
    4. To share certain information related to EMI Network Card, which may include my KYC and transaction details with its business associates (subject to confidentiality restrictions) for integrating the EMI Network Card usage on such business associate’s website/ wallet, etc. as may be required for facilitating my use of EMI Network Card.
  4. I hereby expressly consent for paying a Loan Enhancement Fee, in case where BFL allows to approve the Loan transaction amount over and above my EMI Card loan limit, as per its internal risk/credit policies and at its sole and absolute discretion. It is hereby clarified that payment of such fee would not enhance my overall EMI card loan limit. Further I agree that payment of such fee would be added to the first emi/monthly installment of my Loan transaction
  5. I hereby authorize group companies, affiliates and/or business associates of BFL and their respective representatives to send me communications regarding loans, insurance and third-party products and services, availed by me through this Application Form, through telephone calls/SMSs/emails/post/WhatsApp etc. including but not limited to promotional communications. I understand that I can at any time opt to withdraw my consent to receive any communication.
  6. That this Application Form, together with all its contents may be submitted to/contained herein:
    1. The subsidiaries, group companies, partners affiliates of BFL, any service provider/third party with reference to rendering services in connection with the product(s) availed by me.
    2. to any Regulator, Court, Law enforcement agency, Quasi-Judicial authority etc. on a need to need basis.

II. EMI NETWORK CARD TERMS:

  1. EMI Network Card is neither a credit card nor a stored value card, etc. and is used only for authentication of Customer’s identity while providing the Loan.
  2. All EMI Network Cardholders, who have not availed loan using the EMI Network Card in the preceding year, will be charged an Annual Fee, as detailed in Annexure I below. Preceding year will be calculated starting the issuance month mentioned on the EMI Network Card. In case the Customer uses the EMI Network Card for availing the Loan within the stipulated time period as prescribed by BFL, then the Annual Fee levied shall be refunded.
    1. For example: If the EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March 2020.
  3. For each valid transaction initiated and approved by the BFL on the EMI Network Card, a new Loan account will be created by BFL, provided that BFL may at its sole discretion reject such transaction initiated through the EMI Network Card. Further BFL may require additional documentation from the Customer for approving the said loan transaction.
  4. BFL may at any time, at its sole discretion and without assigning any reason, decide to withdraw the EMI Network Card service and/ or terminate any specific EMI Network Card and will have no liability to the EMI Network Card-holder or any other person in this regard.
  5. BFL is not an issuer/provider of the products purchased/services availed by the Customer through the EMI Network Card. Accordingly, BFL shall not be responsible for the quality or any assurances and/or representations made in relation to such products/services provided by third parties. BFL shall not be liable for any delay in delivery or no-delivery of product and/or with respect to the quantity, quality, conditions, fitness, suitability or otherwise whatsoever of the product.
  6. The NACH mandate given by Customer in favour of BFL can be used to recover all Outstanding amount including fees, penalties, cost and other applicable charges in connection with any Loan availed by the Customer from BFL.
  7. Terms used but not defined herein shall have the meaning ascribed to them in the Master Terms
  8. In the event of an unauthorized access to or use of an EMI Network Card, EMI Network Cardholder shall immediately inform BFL and call/write to BFL’s Customer Care on 8698010101 and request for blocking the earlier EMI Network Card.
  9. BFL Customer Care Contact details:
    • For any queries, visit our website  https://www.bajajfinserv.in/reach-us. Select the <Email Us> tab and follow the directions to get your query resolved.
    • EMI Network Cardholders may also call BFL Customer Care for any grievances/queries related to EMI Network Card at 8698010101. This is not a toll-free number and normal call charges will be applicable
  10. The Customer has given or shall give NACH mandate or any other electronic mandate in favor of BFL covering all the Outstandings. The NACH mandate or any other electronic mandate given or to be given in favour of BFL by the Customer holding the primary EMI Network Card, shall also cover all Outstandings in relation to the Add-on EMI Card linked to such Customer’s EMI Card.
  11. The Customer shall observe and perform all the obligations as provided herein and as provided under the Master Terms. The EMI Customer holding the primary EMI Network Card shall observe and perform all obligations under the Master Terms in relation to the Loan(s) availed using the Add-on EMI Card linked to the primary EMI Network Card including but not limited to the terms governing repayment.
  12. The Customer hereby agrees and acknowledges to perform his/her first transaction through the EMI Network Card at physical partner store of BFL (i.e BFL empanaled merchants and dealers https://bit.ly/34K4bc8).

III. EMI NETWORK CARD USAGE:

  1. The usage of the EMI Network Card is subject to the terms and conditions mentioned in this application and Master Terms accessible on https://www.bajajfinserv.in/master-tncs-applicable-for-cd-loans-and-emi-card.pdf as may be amended by BFL from time to time.
  2. The usage of the EMI Network Card would be construed as the deemed acceptance of the Master Terms controlling the EMI Network Card.
  3. By using the EMI Network Card, the customer may engage in the following transactions:
    1. use it for identification/authentication for availing finance facility from BFL.
    2. To avail loan for purchasing a Consumer Durable (CD) (LED, refrigerator, AC, smartphones, laptops etc.), Lifestyle (LSF) (furniture, life care elective procedures, educational services etc.) or Retail (apparel, footwear, small appliances, travel, coaching classes, hotels, flights, eyewear, accessories etc.) product, from outlets/stores owned and operated by Dealers & POS – Online & Offline, and such other products as may be authorized by BFL from time to time. (“Products”) from the Dealers empaneled with BFL on equated monthly instalments from BFL where EMI Network Card is available & authorized;
    3. enquire about the available loan amount for CD, LSF or Retail purchase; and/or enquire about personal loan eligibility and/or apply for the same at BFL’s call center, branch or online customer portal;
  4. EMI Network Card shall not be used for any unlawful / unauthorized purpose.
  5. By providing/entering the EMI Network Card number or by providing the registered mobile number of the cardholder (as per BFL’s records) at Merchant Counter or BFL’s branches or online platform, the issuance date and the name of the cardholder; where the Customer is required to show one photo identification card or enter his/her PIN or Transaction Code. Once the Customer identity is authenticated, the EMI Network Cardholder will receive an SMS providing the commercial terms of the proposed Loan being offered (“Transaction SMS”) and containing a specific numeric code (the “Transaction Code”).
  6. As a token of acceptance to the terms and conditions provided in the Transaction SMS, the customer shall convey his/her acceptance by entering the PIN or Transaction Code or OTP at the counter or BFL branch or OTP at the online platform, as the case may be.
  7. BFL would charge convenience/processing fees at its sole discretion on the Loan availed by customer using EMI Network Card, same would be communicated to the Customer through the Transaction SMS and shall be binding on the customer.
  8. Notwithstanding anything contained in these terms, this application and payment of Joining Fee by the Customer, use of EMI Network Card shall be subject to below terms:
    1. EMI Network Card cannot be used for purchase on eCommerce platforms and of retail (apparel, footwear, small appliances, travel, coaching classes, hotels, eyewear, accessories etc.) products, until successful registration of the NACH mandate for the loan availed by the Customer as per this Application Form, and
    2. BFL may at its sole, absolute discretion and on the basis of its internal policies (including but not limited to risk policies) reject any transaction/authorization initiated through EMI Network Card by the Customer

COMMUNICATIONS RELATED TERMS AND CONDITIONS

By submitting the OTP provided by BFL, I hereby expressly authorise BFL, its group companies, affiliates and/or business associates and their respective representatives to send me communications regarding loans, insurance and their respective products and/or services (collectively “Other Products”) through telephone calls/SMSs/emails/post/bots/bitly, etc. including but not limited to promotional communications. I agree and understand that such Other Products if availed, are governed by their own set of terms and conditions, which shall be in addition to and not in derogation to the terms and conditions prescribed by BFL herein. I understand that I can at any time opt not to receive any telecommunication.

Annexure-I

(Fee and Charges)

EMI NETWORK CARD / INSTA EMI CARD

EMI Network card Fee Rs.530/- (Inclusive of applicable taxes)
Add-on Card Fee Rs.199/- (Inclusive of applicable taxes)
Convenience Fee Rs. 99/- + (Applicable taxes) will be added in the 01st EMI
Loan Enhancement Fees Rs. 99/- + (Applicable taxes) will be added in the 01st EMI
Mandate Registration Charges Rs. 118/- (Inclusive of applicable taxes)
NACH/Cheque Bounce Charges Rs 450/- (Inclusive of applicable taxes)
Mandate Rejection Charges Rs. 450/- inclusive of applicable taxes. Will be applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
Penal interest Any delay in payment of Monthly Instalment/EMI shall attract penal interest at the rate of 4% per month on the Monthly Instalment/EMI outstanding, from the date of default until the receipt of Monthly Instalment/EMI.
Annual Fee Rs. 117/- (Inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card. For example, If the EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March 2020.
Additional cess will be applicable in the state of Kerala

Insta EMI Card

Insta EMI Card

My Tracker

Step 01 / 03 Get Instant Approval
  • Instant Approval

  • Verify Details

  • Activate

Share a few details to help us generate your card

Enter valid full name
As per your PAN Card
Full name

Enter your full name as per PAN Card

Done
Enter valid date of birth
As per your PAN Card

DD

/

MM

/

YYYY

Select a day

Select a year

PAN Card

Enter the 10-digit number on your PAN Card

Done
Enter a valid PAN
Your 10 digit PAN Card number
Enter a valid PIN code
Residential PIN code

Enter your 6-digit PIN code

Done

Employment type We need this information to generate your card offer

Gender

By proceeding, you agree to the terms & conditions

Insta EMI Card

By clicking on “Submit” button, I am expressing my interest in availing Bajaj-Finserv Existing Member Identification Number from BFL. I hereby confirm that I (i) am at least 18 years of age, (ii) can understand, read and access the world wide web / internet in English language, (iii) have read, understood and agree to be bound by the terms in this Form (“Application Form”). Further, I agree that my action of clicking on “Submit” button, constitutes a valid acceptance by me of the terms and conditions contained herein and which shall have binding effect on me.

GENERAL TERMS & CONDITIONS

I. CUSTOMER’S REPRESENTATIONS:

I hereby state, confirm and agree as under:

  1. That I have applied for Bajaj-Finserv Existing Member Identification Number (“EMI Network Card / INSTA EMI CARD”) of type as specified in this form (“Application Form”), from Bajaj Finance Limited (“BFL”).
  2. That I hereby unconditionally acknowledge and accept that:
    1. the EMI Network Card may be issued by BFL either in physical or electronic form.
    2. All particulars, information and details/information provided by me in relation to my application are true, correct and up to date in all respect and that I have not withheld any material information and I am obligated to keep BFL immediately updated of any change in the information provided by me in this Application Form.
    3. I hereby authorize BFL to verify/check/obtain/download my KYC details from the CKYC Registry; (i) by verifying such details through the CKYC number (i.e. KYC Identifier Number- KIN) provided by me or (ii) by obtaining such CKYC number/KIN, through details shared by me for this Application Form.
    4. d) In the event, KYC is processed through OKYC, I hereby voluntarily consent at my own discretion to share the XML file containing my Aadhaar information to Bajaj Finance Limited (“BFL”) & its permitted assigns / affiliates for the purpose of establishing my identity through such acceptable manner in terms of UIDAI guidelines or under any Act of law from time to time. I hereby also expressly declare that:
      1. My XML file containing my Aadhaar details will be used for KYC (Know Your Customer) purposes only to avail financial facilities from BFL and that the information submitted by me to BFL shall not be used for any other purpose, unless the same is required under any law;
      2. During offline verification process, my information such as Name, Photo, Date of Birth, Email ID, Mobile Number, Age, Gender, and address may be verified by BFL,
      3. I will be required to submit any other officially valid document (OVD) / Deemed to be OVD in place of Aadhaar.
    5. I shall submit any/all documents, in such form and manner as may be required by BFL in relation to my application, including but not limited to details as may be required for completion of my KYC requirement by BFL. Further in case of any changes in my registered KYC or bank account details, I will promptly update such changes with BFL.
    6. I shall make payment of the applicable fee and/or charges, as specified herein by BFL with respect to EMI Network Card and as more specifically detailed under Annexure I, below.
    7. I hereby agree to pay the Joining Fee, as detailed under Annexure I below to BFL, for availing the EMI Network Card, however in case I wish to avail the “pay at store” option for payment of Joining Fee or such other fee as detailed under Annexure I, then same shall be added to the first Monthly Installment or first down payment of the loan availed through EMI Network Card.
    8. h) I understand that on acceptance of these terms and conditions, I will be shown/provided my tentative loan eligibility (“Tentative Eligibility”). Further I understand that this Tentative Eligibility is not my final loan eligibility, and my final eligibility would be communicated to me after submission/verifications of any/all documents/details related to KYC compliance (if any), NACH mandate registration/e-mandate registration (as the case may be) and such other documents as BFL may require.
    9. I understand that the aforesaid fee and/or charges are subject to changes and are non-refundable and non-transferable.
    10. BFL has the sole and absolute discretion, without assigning any reasons to accept or reject my application for availing EMI Network Card.
    11. That I have read and understood the Master Terms and Conditions applicable to Loans for Consumer Durable, Digital, Life style products & EMI Network Cards (“Master Terms”) prescribed by BFL and available on website: https://www.bajajfinserv.in/master-tncs-applicable-for-cd-loans-and-emi-card.pdf and understand the applicability of the same for issuance and usage of EMI Network Card and hereby agree to be bound by the same at all times including any additions/amendments thereto from time to time. I agree to keep myself updated of any revisions in the Master Terms as may be communicated by BFL through any Acceptable Means of Communication (as defined in the Master Terms).
    12. I shall keep my credentials including the login id and password/PIN issued by BFL and/or reset by me(“Credential”) as confidential and not to share the same with any person/third party. Any use or misuse of the credentials including the transactions carried out using the credentials shall be my sole responsibility and BFL shall not be held responsible for any loss/damage incurred on account of such use or misuse.
  3. I authorize BFL
    1. To exchange, share or part with all information relating to this application to credit bureaus/credit reference agencies, its group companies, financial institutions, Credit Information Companies (‘CIC’), Central KYC Registry (CERSAI) or any authorized third-party agency as BFL may deem necessary or appropriate for use or processing of the said information and shall not hold BFL or any of its group companies or its/ their agents/representatives) liable for use/sharing of the information as stated above.
    2. To seek/obtain any other information, relating to me, from any third party.
    3. To procure/avail my CIBIL report and provide it to me by deducting applicable charges for the same
    4. To share certain information related to EMI Network Card, which may include my KYC and transaction details with its business associates (subject to confidentiality restrictions) for integrating the EMI Network Card usage on such business associate’s website/ wallet, etc. as may be required for facilitating my use of EMI Network Card.
  4. I hereby expressly consent for paying a Loan Enhancement Fee, in case where BFL allows to approve the Loan transaction amount over and above my EMI Card loan limit, as per its internal risk/credit policies and at its sole and absolute discretion. It is hereby clarified that payment of such fee would not enhance my overall EMI card loan limit. Further I agree that payment of such fee would be added to the first emi/monthly installment of my Loan transaction
  5. I hereby authorize group companies, affiliates and/or business associates of BFL and their respective representatives to send me communications regarding loans, insurance and third-party products and services, availed by me under this Application Form, through telephone calls/SMSs/emails/post/WhatsApp etc. including but not limited to promotional communications. I understand that I can at any time opt to withdraw my consent to receive any communication.
  6. That this Application Form, together with all its contents may be submitted to:
    1. The subsidiaries, group companies, partners affiliates of BFL, any service provider/third party with reference to rendering services in connection with the product(s) availed by me.
    2. to any Regulator, Court, Law enforcement agency, Quasi-Judicial authority etc. on a need to need basis.

II. EMI NETWORK CARD TERMS:

  1. EMI Network Card is neither a credit card nor a stored value card, etc. and is used only for authentication of Customer’s identity while providing the Loan.
  2. All EMI Network Cardholders, who have not availed loan using the EMI Network Card in the preceding year, will be charged an Annual Fee, as detailed in Annexure I below. Preceding year will be calculated starting the issuance month mentioned on the EMI Network Card. In case the Customer uses the EMI Network Card for availing the Loan within the stipulated time period as prescribed by BFL, then the Annual Fee levied shall be refunded.
    1. For example: If the EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March 2020.
  3. For each valid transaction initiated and approved by the BFL on the EMI Network Card, a new Loan account will be created by BFL, provided that BFL may at its sole discretion reject such transaction initiated through the EMI Network Card. Further BFL may require additional documentation from the Customer for approving the said loan transaction.
  4. BFL may at any time, at its sole discretion and without assigning any reason, decide to withdraw the EMI Network Card service and/ or terminate any specific EMI Network Card and will have no liability to the EMI Network Card-holder or any other person in this regard.
  5. BFL is not an issuer/provider of the products purchased/services availed by the Customer through the EMI Network Card. Accordingly, BFL shall not be responsible for the quality or any assurances and/or representations made in relation to such products/services provided by third parties. BFL shall not be liable for any delay in delivery or no-delivery of product and/or with respect to the quantity, quality, conditions, fitness, suitability or otherwise whatsoever of the product.
  6. The NACH mandate given by Customer in favour of BFL can be used to recover all Outstanding amount including fees, penalties, cost and other applicable charges in connection with any Loan availed by the Customer from BFL.
  7. Terms used but not defined herein shall have the meaning ascribed to them in the Master Terms
  8. In the event of an unauthorized access to or use of an EMI Network Card, EMI Network Cardholder shall immediately inform BFL and call/write to BFL’s Customer Care on 8698010101 and request for blocking the earlier EMI Network Card.
  9. BFL Customer Care Contact details:
    • For any queries, visit our website https://www.bajajfinserv.in/reach-us. Select the <Email Us> tab and follow the directions to get your query resolved.
    • EMI Network Cardholders may also call BFL Customer Care for any grievances/queries related to EMI Network Card at 8698010101. This is not a toll-free number and normal call charges will be applicable
  10. The Customer has given or shall give NACH mandate or any other electronic mandate in favor of BFL covering all the Outstanding’s. The NACH mandate or any other electronic mandate given or to be given in favour of BFL by the Customer holding the primary EMI Network Card, shall also cover all Outstanding’s in relation to the Add-on EMI Card linked to such Customer’s EMI Card.
  11. The Customer shall observe and perform all the obligations as provided herein and as provided under the Master Terms. The EMI Customer holding the primary EMI Network Card shall observe and perform all obligations under the Master Terms in relation to the Loan(s) availed using the Add-on EMI Card linked to the primary EMI Network Card including but not limited to the terms governing repayment.
  12. The Customer hereby agrees and acknowledges to perform his/her first transaction through the EMI Network Card at physical partner store of BFL (i.e BFL empanelled merchants and dealers https://bit.ly/34K4bc8 ).

III. EMI NETWORK CARD USAGE:

  1. The usage of the EMI Network Card is subject to the terms and conditions mentioned in this application and Master Terms accessible on https://www.bajajfinserv.in/master-tncs-applicable-for-cd-loans-and-emi-card.pdf as may be amended by BFL from time to time.
  2. The usage of the EMI Network Card would be construed as the deemed acceptance of the Master Terms controlling the EMI Network Card.
  3. By using the EMI Network Card, the customer may engage in the following transactions:
    1. use it for identification/authentication for availing finance facility from BFL.
    2. To avail loan for purchasing a Consumer Durable (CD) (LED, refrigerator, AC, smartphones, laptops etc.), Lifestyle (LSF) (furniture, life care elective procedures, educational services etc.) or Retail (apparel, footwear, small appliances, travel, coaching classes, hotels, flights, eyewear, accessories etc.) product, from outlets/stores owned and operated by Dealers & POS – Online & Offline, and such other products as may be authorized by BFL from time to time. (“Products”) from the Dealers empaneled with BFL on equated monthly instalments from BFL where EMI Network Card is available & authorized;
    3. enquire about the available loan amount for CD, LSF or Retail purchase; and/or enquire about personal loan eligibility and/or apply for the same at BFL’s call center, branch or online customer portal;
  4. EMI Network Card shall not be used for any unlawful / unauthorized purpose.
  5. 5) By providing/entering the EMI Network Card number or by providing the registered mobile number of the cardholder (as per BFL’s records) at Merchant Counter or BFL’s branches or online platform, the issuance date and the name of the cardholder; where the Customer is required to show one photo identification card or enter his/her PIN or Transaction Code. Once the Customer identity is authenticated, the EMI Network Cardholder will receive an SMS providing the commercial terms of the proposed Loan being offered (“Transaction SMS”) and containing a specific numeric code (the “Transaction Code”).
  6. As a token of acceptance to the terms and conditions provided in the Transaction SMS, the customer shall convey his/her acceptance by entering the PIN or Transaction Code or OTP at the counter or BFL branch or OTP at the online platform, as the case may be.
  7. BFL would charge convenience/processing fees at its sole discretion on the Loan availed by customer using EMI Network Card, same would be communicated to the Customer through the Transaction SMS and shall be binding on the customer.
  8. Notwithstanding anything contained in these terms, this application and payment of Joining Fee by the Customer, use of EMI Network Card shall be subject to below terms:
    1. EMI Network Card cannot be used for purchase on eCommerce platforms and of retail (apparel, footwear, small appliances, travel, coaching classes, hotels, eyewear, accessories etc.) products, until successful registration of the NACH mandate for the loan availed by the Customer as per this Application Form, and
    2. BFL may at its sole, absolute discretion and on the basis of its internal policies (including but not limited to risk policies) reject any transaction/authorization initiated through EMI Network Card by the Customer

COMMUNICATIONS RELATED TERMS AND CONDITIONS

By submitting this Application Form, I hereby expressly authorise BFL, its group companies, affiliates and/or business associates and their respective representatives to send me communications regarding loans, insurance and their respective products and/or services (collectively “Other Products”) through telephone calls/SMSs/emails/post/bots/bitly, etc. including but not limited to promotional communications. I agree and understand that such Other Products if availed, are governed by their own set of terms and conditions, which shall be in addition to and not in derogation to the terms and conditions prescribed by BFL herein. I understand that I can at any time opt not to receive any telecommunication.

Annexure-I

(Fee and Charges)

EMI NETWORK CARD / INSTA EMI CARD

EMI Network card Fee Rs.530/- (Inclusive of applicable taxes)
Add-on Card Fee Rs.199/- (Inclusive of applicable taxes)
Convenience Fee Rs. 99/- + (Applicable taxes) will be added in the 01st EMI
Loan Enhancement Fees Rs. 99/- + (Applicable taxes) will be added in the 01st EMI
Mandate Registration Charges Rs. 118/- (Inclusive of applicable taxes)
NACH/Cheque Bounce Charges Rs 450/- (Inclusive of applicable taxes)
Mandate Rejection Charges Rs. 450/- inclusive of applicable taxes. Will be applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
Penal interest Any delay in payment of Monthly Instalment/EMI shall attract penal interest at the rate of 4% per month on the Monthly Instalment/EMI outstanding, from the date of default until the receipt of Monthly Instalment/EMI.
Annual Fee Rs. 117/- (Inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card. For example, If the EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March 2020.
Additional cess will be applicable in the state of Kerala

Insta EMI Card

Insta EMI Card

My Tracker

Step 01 / 03 Get Instant Approval
  • Instant Approval

  • Verify Details

  • Activate

CONGRATULATIONS. YOUR APPROVED INSTA EMI CARD LIMIT IS

XX
XXXX XXXX XXXX XXXX
Valid From

XX/XXXX

Valid Till

XX/XXXX

You're just 2 steps away

We need to verify your KYC to process your card

Insta EMI Card

Insta EMI Card

My Tracker

Step 02 / 03 Verify your Details
  • Instant Approval

  • Verify Details

  • Activate

Address Details

Kindly update your current address. Address proof needs to be submitted during your first transaction.

Update address

Enter a valid address
Enter a valid address
Enter a valid address
Enter a valid address
Enter valid PIN Code
Enter valid PIN Code
Enter valid city
Enter valid city
Enter valid state
Enter valid state

Relationship details

Please select relationship type and enter relationship name

Enter valid full name
Please enter your relationship name

Insta EMI Card

Insta EMI Card

My Tracker

Step 03 / 03 Activate
  • Instant Approval

  • Verify Details

  • Activate

Summary

  • Total card limit

    Rs. 1,00,000
  • First transaction loan limit

    Rs. 40,000

    First transaction loan limit

    This will be your limit only for the first transaction

Use your Insta EMI Card at

  • Partner stores

    Shop at any of our 1 lakh+ partner stores

  • Bajaj Finserv online store

    Shop online at bajajmall.in on No Cost EMIs

  • E-commerce partners

    Shop at any of our online partner websites like Amazon, Flipkart etc.

Rs. 530 Amount to be paid

Amount breakup

  • Card Fee

    Rs. 449
  • GST

    Rs. 81
  • Total Amount (one-time)

    Rs. 530

Insta EMI Card

Insta EMI Card

My Tracker

Step 03 / 03 Activate
  • Instant Approval

  • Verify Details

  • Activate

Payment Successful

You have successfully made a payment of Rs. XXX towards your joining fee of EMI Network Card.

  • Transaction reference no.

    EMI12345678900123
  • Transaction status

    Successful

One step away from instant activation

Register your e-mandate now and activate your Insta EMI Card

How does this help?

  • You never miss an EMI with the auto-debit feature

  • Loans are managed conveniently

  • No documents required at purchase

Save Your Card

Saved card details ensure a better shopping experience

Insta EMI Card

Insta EMI Card
Hello,

Get your Credit Health Report in just 2 minutes

View your personalized Credit Health Report in just 3 steps

  • Select payment option

    Pay Rs. 199 to purchase your Credit Report

  • View your Credit Report

    Get access to your latest Credit Report

  • Download Credit Report

    You can download the report for reference

What's in your Credit Health Report?

  • Detailed analysis of your credit score
  • View your account summary
  • Personalized loan and credit card offers
  • Insights to improve your credit health

By clicking on GET REPORT you agree to Bajaj Finance Limited and CIBIL Terms and Conditions

Insta EMI Card

Terms of Understanding:

  1. I declare that all the particulars and information provided by me to Bajaj Finance Ltd. (“BFL”) for availing of my credit report from TransUnion CIBIL Limited (“Credit Report”) are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever.
  2. If I express interest to avail of any product/service, I authorize BFL to exchange, share all information and details as provided by me for availing of the credit report and for promotion/communication purpose to BFL’s business partners/group companies//permitted assigns, affiliate/subsidiaries/agents/service provider/representatives/empanelled merchants (collectively referred to as “Assigns”) and any third party including but not limited to, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, empanelled merchants, central KYC registry, Reserve Bank of India, GST portal, CIBIL/CRISIL/any credit rating agency/credit information company, information utility, NSDL e-Governance Infrastructure Limited (NSDL)/ UTI Infrastructure Technology and Services Limited (UTIITSL) for verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its assigns or for enforcement of your obligations and I shall not hold BFL/its Assigns liable for the use/sharing of the information as stated above. Further, if I choose to avail of any product/service from BFL or its assigns, I authorise BFL/its Assigns to seek/obtain any other information, relating to me, from any third party.
  3. I hereby expressly authorize BFL/its Assigns to send me transaction and/or promotional communications and/or to avail of loans, insurance and other products from BFL/its Assigns /or third parties through telephone calls/SMS/emails/bitly/bots/in person communication etc. or through any other means of physical and electronic communication.
  4. I hereby understand and acknowledge that upon accessing BFL/its Assigns platform/website, BFL/its affiliates/group companies/business partners may access my cookies/device information and other details accessible through the widget/lead generation page to provide customized services.
  5. I further understand that if I choose to avail of any product/service from BFL or its Assigns, I will be required to submit documents to the satisfaction of BFL/its Assigns and accept the terms and conditions/required formalities for availing of the product and the terms and conditions/policies for purchase and use of the products/services of the Assigns (if any).
  6. I understand that I may withdraw my consent to receive promotional communication or delete information shared with BFL by writing to wecare@bajajfinserv.in
  7. I understand that BFL may be required to share/transmit my information/data through physical/electronic means and that there may be risks/loss of information involved, which are beyond the control of BFL and I shall not hold BFL/its Assigns liable for the same.
  8. I understand and acknowledge that:
    1. BFL employees/personnel/Assigns will not contact me directly for disclosure of any sensitive and personal information unless required for providing any product/service availed by me. Hence, I am solely responsible to exercise proper due diligence to verify the identity of the individual(s) contacting me before disclosing any personal and sensitive personal data/ information such as reaching out to BFL’s nearest branch or BFL’s official customer care number accessible on www.bajajfinserv.in for verification/before any disclosure.
    2. I hereby waive off from making any claims / demands / compensation against BFL and its Assigns and shall be solely liable for disclosure of any personal/sensitive personal information without exercising proper due diligence at my end.
    3. I shall undertake to only use the official website/links of BFL/its Assigns for availing products/services by inputting the domain information.
    4. Regarding the potential risk of data/privacy breach, I confirm that I shall be solely liable for any unauthorized disclosure/breach of data, etc and any direct/indirect losses suffered by me due to the same. Hence, I shall exercise utmost caution to ensure that my personal data/sensitive personal data (including but not limited to any passwords, financial information, account details, etc) are NOT shared/stored/made accessible through:
      1. any physical means with or without my knowledge (disclosure to any person/third party; etc) and/or
      2. through any electronic means, by exercising the following precautions/safety measures:
        1. I shall always check if “https” appears in any website’s address bar before making any online transaction, to ensure that the webpage is encrypted;
        2. I shall avoid using third party extensions, plug-ins or add-ons on my web browser, as it may result in the risk of tracking or stealing of my personal details;
        3. I shall always type the information and not use the auto-fill option on web browser to prevent the risk of storage of my personal/sensitive personal information;
        4. I shall NOT access darknet, unauthorized/suspicious websites, suspicious online platforms, download applications from unreliable sources.
        5. I shall ensure to disable cookies before accessing any domain/website, to ensure that my personal information is not tracked by any third party, unless otherwise consciously permitted by me by accepting the same;
        6. I shall NOT respond to any generic emails from an unknown/unidentified source;
        7. I shall check the privacy policy of the website/application to know the type of information that may be collected from me and the manner in which it may be processed by the website/application before accepting/proceeding/transaction on any website/application;
        8. I shall always verify and install authentic web/mobile applications from reliable source on my computer/laptop/tab/iPad/smart phone or any other electronic device;
        9. I shall NOT access any unidentified weblinks, bitly or any other electronic links shared over electronic platform (such as email, sms, social media, websites).

Terms and Conditions for availing Credit Health Report:

  1. I declare that all the particulars and information provided by me to Bajaj Finance Limited. (“BFL”) for availing the credit health report product (“Credit Health Report”) are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever.
  2. I understand that the Credit Health Report is generated basis information specified in your credit report provided by TransUnion CIBIL Limited ("CIBIL Report") and the information and analysis provided by Bajaj Finance Limited ("BFL"). With respect to the information derived from the CIBIL Report, BFL is using the same on ‘as is’ basis. Any concerns on the CIBIL Report or information specified on the CIBIL report is to be addressed directly to TransUnion CIBIL Limited at info@cibil.com.
  3. Pursuant to availing the Credit Health Report, I authorize BFL to exchange, share all information and details as provided by me for availing Credit Report and for promotion/communication purpose to BFL’s business partners/group companies/permitted assigns, affiliate/subsidiaries/agents/service providers/representatives/empanelled merchants (collectively referred to as “Assigns”) and any third party including but not limited to, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, empanelled merchants, Central KYC Registry, Reserve Bank of India, GST portal, CIBIL/CRISIL/any credit rating agency/credit information company, Information Utility, NSDL e-Governance Infrastructure Limited (NSDL)/UTI Infrastructure Technology and Services Limited (UTIITSL) for verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its Assigns or for enforcement of your obligations and I shall not hold BFL/its Assigns liable for the use/sharing of the information as stated above. Further, I authorise BFL/its Assigns to seek/obtain any other information, relating to me, from any third party.
  4. I hereby expressly authorize BFL/ its Assigns to send me transaction and/or promotional communications and/or to avail loans, insurance and other products from BFL/its Assigns /or third parties through telephone calls/SMSs/emails /bitly/bots/ in person communication etc. or through any other means of physical and electronic communication.
  5. I hereby understand and acknowledge that the features of the financial product or service (“FPS”) of BFL mentioned in the Credit Health Report are: i. not exhaustive and ii. may be provided subject to fulfilment of all criteria specified by BFL and in BFL’s sole discretion. Further, third party products/services that are distributed by BFL shall be governed by third party terms. I shall exercise diligence prior to making an application for availing FPS or third-party products.
  6. For any clarification on the FPS/third party products, you may reach out to us on wecare@bajajfinserv.in or +91 8698010101. Please note that the information in this report, including information regarding timelines, amounts and figures are indicative only and are subject to change at any given time at the discretion of BFL.
  7. For any clarification on the FPS/third party products, you may reach out to us on wecare@bajajfinserv.in or +91 8698010101. Please note that the information in this report, including information regarding timelines, amounts and figures are indicative only and are subject to change at any given time at the discretion of BFL.
  8. DISCLAIMER: All information contained in this report has been collated basis your Credit Information Report powered and prepared by CIBIL and the information provided by you to BFL. Consequently, BFL does not in any manner guarantee, represent and/or warrant the totality, accuracy, adequacy and/or completeness of this report and/or any information and/or material contained therein and expressly disclaim any liability for any errors and/or omissions in this report and/or any information and/or material contained in the report. While the aim is to provide information that will help consumers to manage their credit and debt, this information should not be considered as an advice or opinion whether legal, financial or otherwise. Such advice must be specific to the various circumstances of each person's situation and the general information provided in this report should not be used as a substitute for the advice of competent advisor including any legal and/or financial advisor/counsel. BFL or its holding company/group companies/subsidiaries shall not be liable for any loss, cost, damage and/or consequence as a result of reliance by you/customer/consumer/any other person on the report or any information and/or material contained herein.
  9. I hereby understand and acknowledge that upon accessing BFL/its Assigns platform/website, BFL/its affiliates/group companies/business partners may access my cookies/device information and other details accessible through the Widget/lead generation page to provide customized services.
  10. I further understand that if I choose to avail any product/service from BFL or its Assigns, I will be required to submit documents to the satisfaction of BFL/its Assigns and accept the terms and conditions/required formalities for availing the Product and the terms and conditions/ policies for purchase and use of the products/services of the Assigns (if any).
  11. I understand that I may withdraw my consent to receive promotional communication or delete information shared with BFL by writing to wecare@bajajfinserv.in
  12. I understand that BFL may be required to share/transmit my information/data through physical/electronic means and that there may be risks/loss of information involved which are beyond the control of BFL and I shall not hold BFL/its Assigns liable for the same.
  13. I understand and acknowledge that:
    1. BFL employees/personnel/Assigns will not contact me directly for disclosure of any sensitive and personal information unless required for the providing any product/service availed by me. Hence, I am solely responsible to exercise proper due diligence to verify the identity of the individual(s) contacting me before disclosing any personal and sensitive personal data / information such as reaching out to BFL’s nearest branch or BFL’s official customer care number accessible on www.bajajfinserv.in for verification/before any disclosure.
    2. I hereby waive off from making any claims / demands / compensation against BFL and its Assigns and shall be solely liable for disclosure of any personal/sensitive personal information without exercising proper due diligence at my end.
    3. I shall undertake to only use the official website/links of BFL/its Assigns for availing products/services by inputting the domain information.
    4. Regarding the potential risk of data/privacy breach, I confirm that I shall be solely liable for any unauthorized disclosure/breach of data, etc and any direct/indirect losses suffered by me due to the same. Hence, I shall exercise utmost caution to ensure that my personal data/sensitive personal data (including but not limited to any passwords, financial information, account details, etc) are NOT shared/stored/made accessible through:
      1. any physical means with or without my knowledge (disclosure to any person/third party; etc) and/or
      2. through any electronic means, by exercising the following precautions/safety measures:
        1. I shall always check if “https” appears in any website’s address bar before making any online transaction, to ensure that the webpage is encrypted;
        2. 2I shall avoid using third party extensions, plug-ins or add-ons on my web browser, as it may result in the risk of tracking or stealing of my personal details;
        3. I shall always type the information and not use the auto-fill option on web browser to prevent the risk of storage of my personal/sensitive personal information;
        4. I shall NOT access darknet, unauthorized/suspicious websites, suspicious online platforms, download applications from unreliable sources.
        5. I shall ensure to disable cookies before accessing any domain/website, to ensure that my personal information is not tracked by any third party, unless otherwise consciously permitted by me by accepting the same;
        6. I shall NOT respond to any generic emails from an unknown/unidentified source;
        7. I shall check the Privacy Policy of the website/application to know the type of information that may be collected from me and the manner in which it may be processed by the website/application before accepting/proceeding/transaction on any website/application;
        8. I shall always verify and install authentic web/mobile applications from reliable source on my computer/laptop/tab/ipad/smart phone or any other electronic device;
        9. I shall NOT to access any unidentified weblinks, bitly or any other electronic links shared over electronic platform (such as email, sms, social media, websites).
  14. The payment of Rs.199 for your Bajaj Finserv Credit Health Report is non-refundable. Once the transaction is successful and the amount is deducted, said amount shall not be refunded.

Insta EMI Card

User Consent for Delivery of Product

In connection with submission of the application for receiving my credit information offered by TransUnion CIBIL Limited (TU CIBIL) ( “Product” ) through submission of request form ( “Product Request” ) through Bajaj Finance Limited (referred to as the “Agent” ) and delivery of the Product to me/the Agent on my behalf, I hereby acknowledge and agree to the following:
  1. The Agent is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Product from TU CIBIL on my behalf and use it in the manner consistent with the end-use policy of my Agent (“Agent’s End Use Policy” ) or the understanding between me and my Agent (“Terms of Understanding” ), as the case may be, and the Agent has granted its consent for being appointed for the aforesaid purpose.
  2. I grant my unconditional consent to the Agent to receive the Product from TU CIBIL on my behalf and use it in the manner consistent with the Agent’s End Use Policy or the Terms of Understanding, as the case may be, and the Agent has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agent’s End Use Policy and understood the same; or (b) the Terms of Understanding in relation to the use of the Product has been agreed between me and my Agent.
  3. I hereby expressly grant unconditional consent to, and direct, TU CIBIL to deliver the Product to the Agent on my behalf.
  4. I shall not hold TU CIBIL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of the Product to the Agent; (b) any use, modification or disclosure by the Agent of the contents, in whole or in part, of the Product, whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of the Product to the Agent; (d) for any use made by the Agent which is contrary to the Agent’s End Use Policy or Terms of Understanding or otherwise.
  5. I acknowledge and accept that: (a) TU CIBIL has not made any promises or representations to me in order to induce me to provide the Product Request or seek any consent or authorization in this regard; and (b) the implementation of the Agent’s End Use Policy or Terms of Understanding is solely the responsibility of the Agent.
  6. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" or “Submit” button belowor entering the one-time password received on the mobile number provided by me, I am providing "written instructions" to Agent authorizing Agent to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Agent to obtain such information solely to confirm my identity and deliver Product to me. Further in all such cases “By checking this box and clicking on the ‘Authorize/ Submit button, I agree to the terms and conditions, acknowledge receipt of TU CIBIL privacy policy and agree to its terms, and confirm my authorization for TU CIBIL to obtain my Consumer Credit Information .
  7. I understand that in order to deliver the Product to me, I hereby authorize Agent, to obtain my Consumer Credit Information from TU CIBIL.
  8. By submitting this registration form, I understand that I am providing express written instructions for Agent to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Agent account. I further authorize Agent to retain a copy of my information for use in accordance with Agent’s Terms of Use and Privacy Policy.
  9. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TU CIBIL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
  10. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TU CIBIL, its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of the Product Request and / or my decision to provide TU CIBIL with the authority to deliver the Product to the Agent. I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TU CIBIL by third parties arising from and in connection with this letter.
  11. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TU CIBIL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Insta EMI Card

Insta EMI Card

Need assistance?

XXXX XXXX XXXX XXXX
Valid From

XX/XXXX

Valid Till

XX/XXXX

Your Insta EMI Card has been activated successfully

Visit the Bajaj Mall now and start shopping for your favourite products

Shop Now

Card Details

  • Card status

    Active
  • Card number

  • Total loan limit

    Rs. 1,00,000
  • First transaction loan limit

    Rs. 1,00,000
  • E-mandate registered

    View details

Download Your Insta EMI Card

View and manage your card on Bajaj Finserv App Download App

Other products you might be interested in

E-Mandate Details

  • Mandate Ref Number 12345678912345
  • Mandate Date 23 Oct 2021
  • Transaction Ref Number 123412341234
Got It

Insta EMI Card

Insta EMI Card
XXXX XXXX XXXX XXXX
Valid From

XX/XX

Valid Till

XX/XX

Your Insta EMI Card is ready to download !

Activate your card to use it for online & offline transactions

Card Details

  • Card Status

    Active
  • Card Number

Your e-mandate process is not yet complete.

  • Total card limit

    Rs. 1,00,000
  • First transaction loan limit

    Rs. 1,00,000
  • E-Mandate Registered

    Not registered

Download your Insta EMI Card

View and manage your card on Bajaj Finserv App Download App

Insta EMI Card

Insta EMI Card

Need assistance?

Payment failed

Rs. 873 ORDER ID A6699871663

Insta EMI Card

22 November 2020, 6:45 PM
We could not process your payment currently. Try another payment method. Retry Payment
Transaction Reference Number

PTUV7829001836

If any amount has been deducted from your account, it will get reversed within 24hrs.

Insta EMI Card

FAQs

What is the Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online application process and is activated instantly for you.

What is the eligibility age to apply for a Bajaj Finserv Insta EMI Card?

If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta EMI Card.

What documents do I need to submit to get an Insta EMI Card?

No documents are needed to get your Insta EMI Card. All you need to do is, keep the following details ready:

  1. PAN Card
  2. Aadhaar number for KYC confirmation
  3. Bank a/c number and IFSC code for e-mandate registration

How do I register my e-mandate?

To register your e-mandate, you need to:

  1. Share your bank account and IFSC code
  2. Verify all the details entered by you
  3. Submit OTP for validation purposes

What are the benefits of e-mandate registration?

By registering your e-mandate, you will:

  • Never miss on your EMI payments with the auto-debit feature
  • Manage your loans in an efficient manner
  • Not be required to submit documents at the time of purchase

How do I use the Bajaj Finserv Insta EMI Card?

Just like the EMI Network Card, you can shop using the Insta EMI Card at any of our online and offline partner stores on No Cost EMIs. All you need to do is provide your card details and verify your purchase with an OTP sent to your registered mobile number.

When will I receive my Insta EMI Card?

The Insta EMI Card is a digital card, that gets activated online instantly. Therefore, you will not receive a physical card; simply access it on the Bajaj Finserv app.

Where can I view my Insta EMI Card details?

You can view your card details on the Bajaj Finserv app.

How do I view my Insta EMI Card details on the Bajaj Finserv app?

Follow the below mentioned steps:

  1. Download the app
  2. Enter your registered mobile number
  3. Submit the OTP sent to your mobile number
  4. Click on 'KNOW MORE'
  5. Enter your date of birth
  6. View your Insta EMI Card

Why do I need the Bajaj Finserv app for my Insta EMI Card?

With the Bajaj Finserv app, you can:

  1. Access your Insta EMI Card and all related details
  2. Avail offers

Insta EMI Card

Insta EMI Card

Unable to proceed

We don’t have an Insta EMI Card offer for you right now

Explore our other products

Need assistance?

Insta EMI Card

Insta EMI Card

Unable to proceed

Lorem ipsum dolor sit amet, consectetur adipiscing elit

RETRY

Insta EMI Card

Insta EMI Card

Assessing your EMI Card Limit

We are taking longer than expected.
Resuming your EMI Card journey in few seconds.

Redirecting in 10 seconds...

Insta EMI Card

Insta EMI Card

Transaction Pending

Please wait 24 hours before trying to make another payment if money has already been debited from your account.

Please click "Retry" if money has not yet been deducted from your account.

retry

Insta EMI Card

Insta EMI Card

Getting your details...

Insta EMI Card

Insta EMI Card

Welcome Back

You already have an EMI Network Card. Start shopping online for your favourite products and pay in easy EMIs.

Exclusive offers for you

Need assistance?

Insta EMI Card

Insta EMI Card

Welcome Back

You already have an EMI Network Card. Download Bajaj Finserv App and explore financial services on the go. Click on Download your EMI Network Card.

Exclusive offers for you

Need assistance?

Frequently asked questions

What is the Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online application process and is activated instantly for you.

What is the eligibility age to apply for a Bajaj Finserv Insta EMI Card?

If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta EMI Card.

What documents do I need to submit to get an Insta EMI Card?

No documents are needed to get your Insta EMI Card. All you need to do is, keep the following details ready:

  1. PAN Card
  2. Aadhaar number for KYC confirmation
  3. Bank a/c number and IFSC code for e-mandate registration

How do I register my e-mandate?

To register your e-mandate, you need to:

  1. Share your bank account and IFSC code
  2. Verify all the details entered by you
  3. Submit OTP for validation purposes

What are the benefits of e-mandate registration?

By registering your e-mandate, you will:

  • Never miss on your EMI payments with the auto-debit feature
  • Manage your loans in an efficient manner
  • Not be required to submit documents at the time of purchase

How do I use the Bajaj Finserv Insta EMI Card?

Just like the EMI Network Card, you can shop using the Insta EMI Card at any of our online and offline partner stores on No Cost EMIs. All you need to do is provide your card details and verify your purchase with an OTP sent to your registered mobile number.

When will I receive my Insta EMI Card?

The Insta EMI Card is a digital card, that gets activated online instantly. Therefore, you will not receive a physical card; simply access it on the Bajaj Finserv app.

Where can I view my Insta EMI Card details?

You can view your card details on the Bajaj Finserv app.

How do I view my Insta EMI Card details on the Bajaj Finserv app?

Follow the below mentioned steps:

  1. Download the app
  2. Enter your registered mobile number
  3. Submit the OTP sent to your mobile number
  4. Click on 'KNOW MORE'
  5. Enter your date of birth
  6. View your Insta EMI Card

Why do I need the Bajaj Finserv app for my Insta EMI Card?

With the Bajaj Finserv app, you can:

  1. Access your Insta EMI Card and all related details
  2. Avail offers