Insta EMI Card

The Bajaj Finserv Insta EMI Card, also known as the EMI Network Card, lets you convert your purchases into Easy EMIs. You can use it to shop for the latest products from our huge network of partner stores across 4,000+ large and small cities.

You will be able to use your Bajaj Finserv Insta EMI Card at offline dealer stores near you and on leading e-commerce sites in our partner network. Post availing the card, you have to perform your first transaction at an offline store. After that, online/e-commerce transactions will be enabled from 2nd transaction onwards.

You can use the Bajaj Finserv Insta EMI Card to shop for electronics, apparel, travel, groceries, home décor, and more. Using the Insta EMI Card is very easy. When you visit a partner/ Ecom store, select the product of your choice, choose your preferred repayment tenure, and provide your Insta EMI Card details during payment checkout; your purchase will be successfully converted into Easy EMIs.

You can use the Insta EMI Card to shop for merchants like Croma, Vijay Sales, Reliance Digital, Home Town, and more. You can also use the Insta EMI Card to shop across our 1.5 lakh+ EMI Network partner stores.

You can contact us online via our customer portal ‘My Account’. You can also call us at +91 8698010101 for all your queries.

If you are unable to transact using the Insta EMI Card, your card might be blocked. You can check your card status on our customer portal My Account or the Bajaj Finserv app. To check your card status: Sign-in to My Account Check your card status and the reason why your card is blocked

In case your card is not blocked please check if you have completed your e-mandate. If not, you can complete it online through My Account or offline by visiting any of our EMI Network partner stores near you.

If you have blocked your card in the past and want to use it again, you can unblock it by visiting our customer portal.

• Sign-in to ‘My Account’ with your registered mobile number and the OTP.
• Enter your date of birth for verification and proceed.
• Select the card you want to unblock from ‘My Relations’.
• Click on the option ‘Unblock Card’ from the ‘Quick Actions’ section.
• Verify with an OTP sent to your registered mobile and proceed.

Get more details on how to block/unblock your Insta EMI Card.

You can apply for the Insta EMI Card if you are between 21 years and 65 years of age.

Click here to apply for the Insta EMI Card.

No physical documents are required to get the Bajaj Finserv Insta EMI Card. You just need the following details:

• PAN Card details
• Aadhaar Card number for KYC confirmation
• Bank account number and IFSC code for e-mandate registration

To apply for a Bajaj Finserv Insta EMI Card, individuals typically need to provide certain documents as part of the application process. These documents may include:

• Identity proof: Valid government-issued identification such as an Aadhaar card, PAN card, passport, or driver's license.
• Income proof: Proof of income may include salary slips, bank statements, income tax returns, or Form 16, depending on the requirements of Bajaj Finserv. 
  

The specific documents required may vary depending on individual eligibility criteria and the policies of Bajaj Finserv. Individuals should check the official website or contact Bajaj Finserv directly for the most accurate and up-to-date information regarding document requirements for obtaining a Bajaj Finserv Insta EMI Card.

The Insta EMI Card is issued digitally and gets activated online quickly. Therefore, you will not receive a physical card; simply access it on the Bajaj Finserv app.

You can view your card details on the Bajaj Finserv app.

If you are viewing your Insta EMI Card details for the first time, follow these simple steps:

1. Open the Bajaj Finserv app
2. Enter your mobile number
3. Enter the OTP sent to your mobile number and tap on ‘SUBMIT’
4. Enter your ‘Date of Birth’ (DOB) as per your PAN Card then tap on ‘SUBMIT’
5. Click on the “EMI Card” icon at the top of the page
6. Next, enter your DOB again and click on ‘Link to Proceed’
7. Click on ‘VIEW’ under the Card Detail section to see your card details

With the Bajaj Finserv app, you can:

• Access your Insta EMI Card and all related details
• Get exclusive offers

You can use the Insta EMI Card to shop from merchants across various other 1.5 lakh + online and offline partner stores like:

• Amazon
• Flipkart
• Croma Store
• Home Centre
• Poorvika Mobiles
• Sangeetha Mobiles
• MakeMyTrip
• EaseMyTrip
• Goibibo
• Unacademy
• Godrej
• OnePlus
• Vivo
• Flo Mattress
• Realme
• Voltas

Listed below are some of the uses of the Bajaj Finserv Insta EMI Card:

1. Shop on EMI Without a Credit Card
   The Bajaj Finserv Insta EMI Card offers a pre-approved loan limit, allowing users to effortlessly convert the purchase cost of appliances, gadgets, and more into convenient and tailored instalments. Moreover, eligible products can be purchased via Easy EMIs, rendering the shopping experience more economical.
2. Shopping at Partner Stores
   The card extends its utility to offline purchases at over 1.5 lakh partner stores situated across 4,000 cities. Whether it is mobiles, laptops, furniture, or other products, shoppers can avail themselves of the benefits of EMI payment options.
3. Easy Access via Portal
   Gone are the days of carrying physical cards everywhere. Access to the Insta EMI card is streamlined through the Bajaj Finserv wallet app or via management functionalities available on the online Bajaj Finserv customer portal.

To apply for a Bajaj Finserv Insta EMI Card, individuals typically need to provide certain documents as part of the application process. These documents may include:

• Identity proof: Valid government-issued identification such as an Aadhaar card, PAN card, passport, or driver's license.
• Address proof: Documents verifying the residential address, such as an Aadhaar card, utility bills, passport, or rent agreement.
• Income proof: Proof of income may include salary slips, bank statements, income tax returns, or Form 16, depending on the requirements of Bajaj Finserv.

The specific documents required may vary depending on individual eligibility criteria and the policies of Bajaj Finserv. Individuals should check the official website or contact Bajaj Finserv directly for the most accurate and up-to-date information regarding document requirements for obtaining a Bajaj Finserv Insta EMI Card.