ROI up to 6.75%* on FD


Why opening an FD Account is your ticket to financial independence

  • Highlights

  • Securing your future with the right investments

  • Features & Benefits of Fixed Deposit Investments

  • Fixed deposits for risk-averse investors

  • Higher interest rates by Bajaj Finance

Being financially independent is about living comfortably off your savings and investments, without any debt. This can be made possible, by investing in fixed deposits that offer higher returns with lower risk.

Bajaj Finserv Fixed Deposit

FD schemes are broadly divided in two categories, namely cumulative and non-cumulative. While cumulative schemes pay out interest at the end of the tenor or maturity term of your FD, the non-cumulative schemes pay interest on a periodical basis.

This can be yearly, monthly or even quarterly. FDs don’t just help you save money, but also act as sources of income for senior citizens seeking retirement. With a wide range of maturity terms and high liquidity, FDs can be easily broken any time the need for emergency cash arises.

Why should you invest in fixed deposits?

Fixed deposits are highly favourable for investors, because of the high interest rates and safety. Choosing fixed deposits as a form of investment can help you reap the following benefits:
1. Interest income :Depending on whether the deposit is cumulative or non-cumulative, you will receive returns periodically or compounded at the end of the tenor. Bajaj Finance fixed deposits have high interest rates, which can help you accumulate higher returns that grow your savings.

2. Risk-free investment :Experts classify the numerous investment options into two brackets:
a. High Risk Investments such as equity and mutual funds, which are influenced by market forces.
b. Low risk investments such as fixed deposits, which are not influenced by market forces, and guarantee a fixed return on your investment
There is usually the risk of loss of principal with high risk investments. Fixed deposits are low-risk investments, where your principal amount grows substantially.

3. Flexible and customized tenor: When opening an FD, you are free to choose a tenor that is most suitable to you. A long tenor can ensure that your investment gains more value and appreciation of interest, while a short tenor can give quicker returns.

Additional Read: Short-Term Or Long-Term FD: Which FD is Best For You?

4. Measurable returns:With fixed deposits, you get measurable returns that help you measure the exact returns that you can expect from your investment. Your interest can be calculated using an FD Calculator, so you can have an accurate financial plan in place.

6. Liquidity: FDs offer liquidity since there is no rigid restriction over the withdrawal of the FD. You can easily break the deposit to raise cash for urgent or unplanned needs. You may be asked to pay a penalty over early withdrawal or lose the full interest, but an FD still gives you the scope for liquidity when you need money during emergencies.

Everything you should know about Fixed Deposit

7. Scope for multiple gains: Any individual has the liberty to open more than one fixed deposit, at any given time. There is no limitation over the amount of FDs you own. The higher the number, the more you will gain financially.

Additional Read: How to Maximise the Returns on Your Fixed Deposit?

Bajaj Finance offers additional attractive interest rate for senior citizens investing in fixed deposits. This makes FDs a lucrative option, and can help you make an income even after retirement.

You can open an FD with Bajaj Finance, with an amount of just Rs.25000. Gain from attractive interest rates and maximize your savings, so that you can enjoy a financially secure future.
Your dream of attaining financial independence is no more a distant reality. Invest in a fixed deposit, and enjoy high returns. Choose a credible financier who can help you take your cherished financial independence towards fruition.

DISCLAIMER: The mentioned fixed deposit interest rates are indicative only, and may be subject to change periodically. Please check the interest rates on our website.

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