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Why a Bajaj Finserv Home Loan for Doctors is your best bet to buy a home

  • Highlights

  • Get a large loan of up to Rs.2 crore

  • Apply for the loan online, get amount within 24 hours

  • Make the most of Flexi Loan facility and top-up loan

  • Repay over a long tenor and reduce financial stress

Buying a home is a major decision that involves a lot of planning. So, it is important that you to find the right source of finance. After all, you will need money to purchase the home, remodel it and decorate it as well. In such a scenario, the Bajaj Finserv Home Loan for Doctors gives you access to a high loan amount on hassle-free terms. Here is why this loan is your best bet when it comes to buying a home.

Avail a high loan amount to pay for your dream home

Let’s assume that you are planning on buying a home near an upcoming tech park in the city. You have been eyeing a particular project and following its developments closely. But, owing to a work emergency, you aren’t able to book your flat as soon as the early-bid offer commences. Soon, you learn that the floor you were aiming for is fully booked. Now you will have to purchase a top-floor flat at an elevated price. You don’t want to give up this property because you have selected it after months of research and it offers all the amenities that you and your family are after.

Here is where the Home Loan for Doctors comes in handy. You can avail up to Rs.2 crore to buy your dream home. To be eligible, you only have to fulfil the following work experience criteria.
- Super specialist doctors (MD/DM/MS) need at least 3 years of post-qualification experience
- Graduate doctors (MBBS) need at least 3 years of post-qualification experience
- Dentists (BDS/MDS) need at least 5 years of post-qualification experience
- Ayurvedic and Homeopathic doctors (BHMS/BAMS) need at least 6 years of post-qualification experience and those with a DHMS require 15 years of experience

Apply online and get funds quickly

Bajaj Finserv allows you to submit your loan application online. Once you have filled out the simple online form, you can go ahead and submit your documents. These include KYC documents, financial documents, property papers and your medical registration certificate. Once these two steps are complete, you will have to wait for verification of documents, after which your loan will be approved and disbursed. The entire process is complete with 24 hours, which means you can get access to funds almost instantly. In case you are an existing customer with Bajaj Finserv, you can avail this loan on a pre-approved basis, which further speeds up the application process.

Make the most of the Flexi Loan and top-up loan facility

Once you get possession of your house, you may need funds to buy appliances, furniture and furnishings. You can use a top-up loan to do this. With this loan, you can get additional financing at a low interest rate and with a long tenor just like your home loan. You can also make use of the Flexi Loan facility that allows you to borrow funds as and when you need them, and pay interest only on what you use. These features ease the financial burden as you can comfortably access a second loan, and save on interest by choosing the Flexi Loan facility.

How doctors can take their practice to the next level

Benefits of bajaj finserv business loans for doctors

Bajaj Finserv offers business loans to doctors up to Rs.35 lakh with added benefits like 24-hour disbursal, doorstep document pickup and Flexi Term Loan facility. With these special loans, you can integrate technology in your practice operations and streamline operations and boost profitability.

Enjoy convenient repayment terms

Not only can you withdraw flexibly from your loan, but you can also enjoy convenient terms when it comes to paying it back. You can choose a tenor of up to 18 years, and with the Flexi Loan facility, you can pay interest-only EMIs and repay the principal at the end of the tenor. Besides, nil part prepayment charges make it easier for you to repay the loan as per your financial situation.

This is not all, the Bajaj Finserv Home Loan for Doctors gives you the added convenience as looking for a new home can be a time-taking and process by offering you doorstep document pickup, property search assistance and property dossier. So, if buying a home is on your personal agenda, this loan can help you buy the home of your dreams without any stress or hassle.

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Bajaj Finserv: A one stop destination for all your doctor loan queries