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7 Cyber Security Tips to Follow

  • Highlights

  • Did you know that over 6 lakh cyber security incidents have been recorded in India in the first half of 2021 alone?

  • To stay one step ahead of cybercriminals, you must follow seven very important tips such as updating your software and antivirus, smartly managing passwords, staying clear of malicious links etc.

Ever heard of a cyber-security breach before? If you think that cyber-attacks are mostly limited to sci-fi movies, think again! According to the Indian Computer Emergency Response Team, more than 6.07 lakh cyber security incidents have been reported in India in the first half of 2021! That’s a massive assault on our digital footprint and security on an almost daily basis.

So, what exactly is a cyber-security threat? Given the growing number of netizens in the country, India has a huge chunk of personal data present online. It ranges from our personal information and photographs across social media websites to our financial information and digital accounts on websites and apps. In any personal cyber-attack, hackers attempt to steal or compromise this data for their gain. By stealing passwords, installing malicious apps or software, phishing personal or financial data, or faking identities online, cybercriminals can ruin our lives behind our backs.

So, what are the most important tips on cyber security that a layman can follow to protect his or her digital identity, data, and information? Let’s have a look:

7 most important tips on cyber security

Regularly update your software

As digital technology gets smarter, so do cyber criminals’ techniques and threats. Thus, you must patch any outdated software, operating system, or apps on your digital devices from time to time to keep the threats at bay. Turning on automatic updates is a good place to start.

Invest in good antivirus and firewall applications

Make sure that you have anti-virus and anti-malware software installed on your digital devices to identify and eliminate any cyber security threats in advance. A firewall on your device as well as a Wi-Fi router also prevents malicious files and information from entering your digital space.

Invest in good antivirus and firewall applications

Be smart and careful with your passwords

The golden rule of protecting your digital accounts is to have strong passwords and never share them with anyone, especially anyone unknown. Do not use the same password for all your digital accounts and keep changing them periodically. In fact, you should also enable two-factor authentication wherein you require both a password/PIN and a real-time OTP to log in.

Never click on malicious links

Enticing links in emails or SMS related to offers, rewards, cashback, etc. are mostly malicious. If you click on them, you might be redirected to a fake site or application where you end up sharing your credentials, or you inadvertently install malicious apps that steal data or provide remote access. Hence, never click on any suspicious or strange links.

Build awareness about various phishing scams

One of the most important tips on cyber security is to simply become more informed about the various cyber frauds, including phishing. In phishing, the fraudsters pretending to be a trusted authority or someone known trick the target individual into either divulging sensitive information, sending money, sharing passwords and OTPs, or installing malicious third-party software or remote access apps. You can learn and read more about such scams and tips on Bajaj Finserv’s blog page.

Build awareness about various phishing scams

Always verify sender information

A lot of cybercriminals will send you unsolicited requests on digital platforms – either to make a payment, update your KYC, claim a reward or an offer, or even ask for some money! The rule is to never entertain any such requests on the phone call, chat, messengers, SMS, or email without verifying the sender’s identity.

Never share your sensitive data with anyone online

Lastly, never share your credentials, passwords, PINs, OTPs, etc., with anyone online. Remember, bank officials or representatives never reach out to you in an unsolicited manner asking for such details.

What to do in case of cyber-attacks?

If you end up bearing the brunt of a targeted cyber-attack, then don’t panic. Immediately report it to your respective service provider which has been targeted under the attack, and the cybercrime cell. If your passwords, card details, or digital credentials have been compromised, immediately get them blocked or change the access/login details.

How to reach out to Bajaj to report cyber security incidents:

Financial fraud is a big part of cyber-attacks. As such, you should know how to get in touch with your financial service provider immediately in the event of digital fraud. Here are some ways in which you can reach out to the Bajaj representatives in a swift and hassle-free manner:

  • Call 8698010101 from your registered mobile number to connect with the customer support team.

  • You can send a relevant SMS code for various queries and concerns to 9227654444 from your registered mobile number. These codes are HELP, FD, CUSTID, EXPERIA, BRANCH, and PIN. Visit https://www.bajajfinserv.in/reach-us to learn more.

  • Whether you are an existing customer or not, you can email us your query by visiting the ‘Contact Us’ section on the Bajaj Finserv website and following the instructions on the screen.

  • You can also take assistance from Blu – our 24x7 virtual assistant. Simply click on the Ask Blu icon on www.bajajfinserv.in, enter your registered mobile, enter OTP, and share your query details in the chatbox.

  • You can also raise a request via the Bajaj Experia customer portal or the Bajaj Finserv mobile app.

Savdhaan Rahein. Safe Rahein.

Read more:
• Cautionary Note - https://www.bajajfinserv.in/cautionary-notice-new.pdf
• Infosec Page - https://www.bajajfinserv.in/infosec-pages
• Fraud Awareness Blog - https://www.bajajfinserv.in/insights/fraud-awareness

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