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Save time by applying for your personal loan online

  • Highlights

  • Avail hassle-free processing with an online loan application

  • Minimal documentation makes the application easy

  • Get faster approvals when you apply for your loan online

  • Manage your loan account with ease and convenience

Banks and non-banking financial companies (NBFCs) offer a number of ways to access personal loans. Applying for a personal loan online is fast, convenient, and easy. Not only do you save yourself the hassle of physically visiting the lender’s branch to submit your documents, there are a number of other advantages of completing your personal loan application online. These include:

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1. Hassle-free processing

When you apply online, you submit the personal loan application form as well as other documents digitally. This means you can begin your loan application process from your own home or office at your own convenience. No need to spend your precious time visiting the branch to complete loan formalities.

2. Instant approvals, quick disbursals

As online applications get processed faster, the lender tends to approve your personal loan instantly – usually within 5 minutes. This means the money can be disbursed to your bank account, ready to be used, within 24 hours!

3. Attractive interest rates

Lenders may offer online personal loans with attractive interest rates compared to offline loans. This means you could be looking at interest rate savings over the course of your tenor.

4. Easy eligibility checks

With tools such as personal loan eligibility calculators available, you can find out the loan amount you are eligible for before you apply for the loan. This allows you to know exactly what terms you would be offered and helps you plan your finances better.

5. Easy access to loan information

You can access all the details about the loan you are applying for, including documents needed, fees and charges, payment schedules, and more all in one central location. This means you don’t have to maintain physical records of your paperwork separately.

You can save on time and energy by applying for a personal loan online.

Bajaj Finserv, one of the most diversified NBFCs in India, offers personal loans up to Rs.25 lakh with a range of benefits including instant approval, speedy disbursal, flexible tenor, and pre-approved offers. All you need to do is enter your basic details and check out your personal pre-approved offer.

The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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