Plan Your Finances Better with a Bajaj Finserv Loan for Doctors
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Plan Your Finances Better with a Bajaj Finserv Loan for Doctors

  • Highlights

  • Bajaj Finserv offers a suite of 4 loans for doctors

  • Pick from the loans to meet personal & professional needs

  • Avail ample funds with easy application & repayment terms

As a medical practitioner your needs for financewill be unique and varied. They could range from personal ones such as paying for your child's MBA overseas or buying a home, to bridgingcash flowgapsat your practice or investing in another property for your clinic’s expansion. You can finance all these needs using tailor-made Loan for Doctors from Bajaj Finserv.

1. Personal loan to meet every need

Paying the tuition fees for your child’s education, funding a wedding, and accessing funds to buy electronics for your home require access to ample funds. A Personal Loan of Rs.35 lakh from Bajaj Finserv can help you pay for all these needs comfortably. This loan can be repaid over a tenor of 12–96 months, depending on your convenience. Also, not only do you get the loan within 24 hours, but you can also track your EMIs, interest statements and every other detail through an online account. Additionally, you can part prepay the borrowed

amount at no extra charge. Simply ensure that the value of the prepayment is greater than or equal to that of 3 EMIs.

2. Business loan to fuel growth and profitability

Let’s assume that you are planning on expanding your clinic and adding an imaging centre to it. Towards this, you will need to buy an X-ray machine, CT scanner, MRI machine and ultrasound machine, all of which are expensive, especially if you need multiple units of each. But, with the Bajaj Finserv Business Loan for Doctors, you can fund these purchases with ease. Get up to Rs.35 lakh without any collateral to pay of expansion expenses. Additionally,Bajaj Finserv offers indemnity plans to protect you from unforeseen financial liabilities or losses arising from medical negligence, omission or errors.

Doctor Loans - Everything You Wanted To Know

How to apply for a Loan Against Property for Doctors

With an easy 4-step online application process, availing a Loan Against Property has never been simpler.

You simply need to fill in some basic details on the form, post which our representative gives you a call to confirm your offer and schedule a document pickup. Next, he arrives right to your doorstep at the scheduled time and collects the needed documents like your KYC documents, medical degree certificate and property papers. After the verification process is complete, your loan is approved within 24 hours.

The best part of applying for a Loan Against Property for Doctors from Bajaj Finserv is that your loan is sanctioned without you submitting any financial proof.

3. Home loan to buy your family the ideal home

As part of the suite of Doctor Loans, you can access the Bajaj Finserv Home Loan for Doctors too. Buy your dream home and fund the purchase with a loan ofup to Rs.2 crore, with approval within 24 hours and a tenor of 240 months. This loan comes with added benefits such asproperty search services and property dossier services. The former helps you find the right property for your family, while the latter guides you through the technical aspects of buying a home.

Besides, you can also make use of a top-up loan at an affordable rate of interest, and with the same long tenor of your home loan. You can use this top-up loan amount to pay for home expenses or use it to cater to other needs.

4. Loan against property to fund larger expenses

Fund big-ticket expenses such as buying commercial clinic space with the Bajaj Finserv Loan Against Property for Doctors. This loan gives you access to a high loan amount of up to Rs.2 crore against a property that you pledge. It gives you access to funds at a low interest rate, with comfortable tenor of up to 240 months and has no prepayment charges. You can pledge commercial property or residential property, and buy either too. Besides, you can also avail the amount as a Flexi Loan and use it for multiple purposes.

Additional Read: Why should medical professionals consider taking a loan for doctors?

Use the Flexi Loan facility to make the most of your loan

If you are catering to several needs at the same time, or need funds sporadically, turn to the Flexi Loan facility from Bajaj Finserv. This comes in handy in situations when you have to take care of clinic renovation expenses alongside buying a new car, for example. With this facility, you can withdraw funds from the total amount as and when required, as per your needs. Pay interest only on what you borrow and choose to payinterest-only EMIs. You can then repay the principal at the end of the tenor. You can withdraw, repay and redraw funds as many times as you wish to, without filing for a fresh loan application each time. Remember to choose a loan according to your needs and make the most of the features that Bajaj Finserv’s suite of Loans for Doctors has to offer.

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