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Beware Of These Risks During The Rainy Season

  • Highlights

  • Monsoon makes you vulnerable to health risks

  • Dengue, malaria are common monsoon diseases

  • Rain-related accidents are also common in this season

  • A monsoon insurance helps you tackle these risks

The rains bring with it a host of monsoon diseases and other hazards. To stay healthy, you must focus on taking all the necessary precautions. The first step to safeguarding yourself and your family is understanding the risks you’re exposed to.

So, take a look at the list of monsoon diseases that you should watch out for, so that you can be adequately prepared if you fall sick.

1. Diarrhoea

Also known as dysentery, diarrhoea is one of the most common diseases in the rainy season. Depending on the severity, this condition may last for a short to long duration. While acute diarrhoea lasts for a day or two, chronic diarrhoea lasts for a few weeks. Diarrhoea is mainly caused due to the consumption of food or water that is contaminated by bacteria, virus or parasites, and symptoms include cramps and pain in your abdomen, loss of bowel control, chills, and fever.

2. Typhoid

Typhoid fever is caused by salmonella enterica serotype Typhi or salmonella paratyphi bacteria. It is transmitted through water or via a human carrier. The chances of being infected by contaminated water are high during the monsoons and hence it’s important to watch out for typhoid fever symptoms such as headaches, poor appetite, body pain, diarrhoea, fever, and lethargy.

3. Pneumonia

Pneumonia is an infection in the lungs that is caused by viruses, bacteria or fungi. Fluid or pus in the alveoli of your lungs, resulting in swelling, and difficulty in breathing are signs of pneumonia. Common pneumonia symptoms include fever, cough with mucus, chills, sweating, and chest pain. Pneumonia can be treated through antibiotics, antivirals, and antifungals. The dosage and duration of treatment will depend on your age, severity of the illness, and other factors.

3. Dengue

Dengue is a fatal vector-borne disease that spreads through the bite of a mosquito carrying the dengue virus. India reportedly saw a 300% increase in dengue cases between 2009 and 2017. According to doctors, dengue is mostly asymptomatic. However, some symptoms that may appear are high fever, nausea, vomiting, loss of appetite, and visible skin rashes. You may also suffer from a circulatory collapse or shock. There is no specific treatment for dengue fever and recovery can take more than a week. In severe cases, dengue can be life-threatening and may require blood transfusions for low platelet count.

Additional Read: Dengue Fever: Know about Symptoms, Causes, Treatments & Prevention

5. Malaria

Malaria is another vector-borne disease, caused by a plasmodium parasite. Mosquitoes belonging to the Anopheles genus transmit this parasite. The symptoms of malaria occur in cycles of 2 or 3 days and appear a few weeks after you get bitten. Common symptoms include cough, headaches, fatigue, sweating, nausea, chest pain, abdominal pain, and fever amongst others. As of now, there is no vaccination for malaria and physicians treat the condition depending on the type of malarial parasite. Quick diagnosis and proper treatment result in full recovery, but like dengue, in severe cases malaria can be life-threatening.

Additional Read: Malaria Cases on Rise – Know about Symptoms, Causes and Preventions

Apart from contracting these common diseases during the rainy season, you may also suffer from accidents owing to slippery roads, wet surfaces, or submerged debris. While you can claim insurance in case your two-wheeler or four-wheeler is harmed, having a monsoon insurance policy can help you take care of the treatment costs associated with fatal diseases and injuries that you may suffer.

The Monsoon Insurance policy by Bajaj Finserv under its Pocket Insurance & Subscriptions category can be an effective way to secure your finances. The policy offers affordable, yet comprehensive coverage for a specific purpose.

When you buy the Monsoon Insurance, you can access a high coverage of up to Rs. 50,000 by paying just Rs. 649 annually. You can use this amount to pay for treatment, hospitalisation, medication, doctor’s fees and other medical costs before, during, and after hospitalisation. You can also take care of pre-hospitalisation expenses and get coverage for room rent of up to Rs. 2,000. This policy covers monsoon diseases such as dengue and malaria as well as injuries due to rain-related accidents. Applying for this policy is also easy. All you have to do is fill a simple online form for Monsoon Insurance and make a payment on the Bajaj Finserv website.

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