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Lost Your Wallet? Follow These 5 Steps Right Now

  • Highlights

  • Make a checklist of your cards and valuables

  • Block All Your Payment Cards

  • Report wallet loss/theft within 24 hours

  • Buy a good wallet protection plan

Your wallet is an important accessory when it comes to carrying essentials such as identity cards, credit cards, debit cards, and more. Hence, losing your wallet when you are in a busy market or are travelling abroad can be extremely stressful. Here are a few steps you can take immediately, instead of panicking.

1. Make A List of Contents In Your Wallet

The first thing you should do is take a pause and make a list of contents in your wallet. Note down all the cards that you had, such as your medical insurance card, driving license, PAN card, Aadhaar card, debit cards, credit cards, gym membership, library cards, and various shopping or loyalty cards. The more precise you are with your list, the easier the next steps will be.

2. Call Your Bank To Block All Your Payment Cards

Most of your card transactions are governed by an OTP or a unique password. However, when you lose your wallet, don’t take any chances as there can be numerous ways in which someone can commit fraud in the form of unauthorised transactions. To exercise precaution, you should call the customer service number of every bank you hold an account with, and ask for your cards to be blocked immediately.

3. File A Police Complaint

File a report about your missing wallet with your nearest police station. This may seem futile, but it can come in use later. In the future, if it comes to your notice that someone is misusing your IDs, you can immediately contact the police with your FIR and initiate the required action.

4. Apply For New Cards

Once you get all your payment cards blocked, you can make a request for re-issuance of cards with the relevant banks and financial institutions. The same can be done by visiting the bank’s office or by making a request online. As for identity cards such as PAN card, Aadhaar card, and driving license, you will have to visit your local NSDL branch, Aadhaar Kendra, and the RTO respectively.

Additional Read: How to apply for PAN Card Online

5. Buy A Wallet Protection Plan

To avoid similar losses in the future, buy a wallet protection plan such as Wallet Care from Bajaj Finserv. By paying an affordable premium of just Rs. 599, you can avail coverage up to Rs. 2 lakh in case of any loss or theft.

The plan provides coverage against losses that may result from theft of wallet and any fraudulent transaction done using your lost debit/credit card. It also facilitates 24/7 blocking of all payment cards with one single call and provides emergency travel and financial assistance in both India and abroad.

Apart from Wallet Care, Bajaj Finserv offers a range of other affordable insurance products under its Pocket Insurance & Subscriptions category. These products cover you and your belongings against a variety of risks and hazards. A few examples of Pocket Insurance products are Domestic Holiday Cover, Key Replacement Cover, Mobile Screen Insurance, Hospital Cash Cover, and Child Personal Accident Cover. Starting from a nominal premium of Rs. 79, the category includes more than 80 products across categories like health, travel, lifestyle, and assistance.

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