• INVEST NOW

ROI up to 6.75%* on FD

INVEST NOW

Invest In A Bajaj Finance Fixed Deposit To Grow Your Bonus

  • Highlights

  • Invest in Bajaj Finance FDs to earn interest up to 7.05%

  • Grow your bonus up to 40% by choosing the right tenor

  • Amplify your gains by reinvesting in fixed deposits

  • Ladder FDs for maximum liquidity

There are countless ways in which you can use your bonus, but investing it after carefully evaluating your needs and goals will help safeguard your future. While there are several investment options like equity and mutual funds that offer attractive returns, they involve considerable risk that can deplete your principal. To keep your bonus safe from market fluctuations while also earning high returns, invest in a Bajaj Finance Fixed Deposit. Its high stability ratings coupled with superior interest rates of up to 7.05% help you earn over 40% of your invested capital as returns.

Here’s how you can invest in this instrument to maximise gains.

Bajaj Finserv Fixed Deposit

Invest in multiple FDs to benefit from various interest rates

Bajaj Finance offers different interest rates based on your customer type, tenor, and interest payout option.

Citizens below the age of 60 can get interest rates up to 6.80% on their deposits. Using this information, you can either pick one FD or split the amount into FDs of varying tenors and ladder them to enjoy continuous liquidity for varying goals.

Choose the right tenor by using the FD calculator Update interest rate for every table

The fixed deposit maturity amount not only depends on the interest rate but also the tenor that you invest for. Since your bonus is locked for the entire tenor, the principal earns compound interest, which increases your net yields.

To help you make a smart investment, Bajaj Finance offers flexible tenor options ranging from 12 to 60 months. Based on your goals and liquidity requirements, you can choose the right tenor by first computing returns using an FD calculator.

If you want to focus on earning returns that equal 40% of the investment amount, invest for at least 5 years. Take a look at how this will offer returns that surpass your expectations.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 1 Dec 2021)

For citizens below 60 years of age:

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.40% 6.22% 6.25% 6.30% 6.40%
36 - 60 6.80% 6.60% 6.63% 6.69% 6.80%

For senior citizens:

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.90% 5.75% 5.77% 5.82% 5.90%
24 – 35 6.65% 6.46% 6.49% 6.54% 6.65%
36 - 60 7.05% 6.83% 6.87% 6.93% 7.05%

Using this approach you can grow your bonus steadily over the course of 10 years, without any stress or hassles. To get started, all you have to do is fill an short online application form.

How would you rate this article

 Please let us know why?

What did you dislike?

What did you dislike?

What did you like?

What did you like?

What did you like?

PRODUCT GUIDANCE

Streamline your financial plan with Bajaj Finance FD Calculator