Introducing Pilgrimage Insurance By Bajaj Finserv
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Introducing Pilgrimage Insurance By Bajaj Finserv

  • Highlights

  • Buy pilgrimage insurance via Bajaj Finserv easily

  • Get coverage against loss of bank cards and personal accident insurance

  • Get travel and hotel assistance of up to Rs.1 lakh

  • Pay only Rs.599 for a year’s coverage

A pilgrimage is meant to be a soothing experience, one that helps you put your worries aside and introspect. So, it’s only fair to assume that an accident or theft would come in the way of your spiritual journey. To ensure that this doesn’t happen, you must purchase a specialised pilgrimage insurance policy before you go on your trip. Here’s a look at how a pilgrimage policy can benefit you.

Policy coverage and benefits

Travel Safe Advantage, a pilgrimage insurance policy available via Bajaj Finserv, is tailor made to offer complete protection to you during a pilgrimage. It costs just Rs.599 per person, and offers you financial assistance as well as an easy way of cancelling or replacing misplaced or stolen items such as your bank cards or PAN card. You can cancel all debit and credit cards with a single phone call and replace your PAN card free of cost.

What’s more, you are entitled to travel and hotel assistance of up to Rs.50,000 if you’re travelling within India, and Rs.1,00,000 if you’re abroad. Any advance amount is interest-free, provided you repay it within 28 days. The policy also offers you complimentary insurance cover of up to Rs.3,00,000 to tackle personal accidents, hospitalisation, burglary, cancelled or bounced hotel bookings and loss of baggage.

Limitations of coverage

If you wish to cancel your policy, you can do so within 30 days to avail of a refund of Rs.499. After 30 days, you will not be entitled to any refund. It is important to note that the policy will not cover the loss or theft of your valuables if the mishap occurred while you were intoxicated.

How to apply

To apply, you need to submit KYC documents such as your Aadhaar or PAN card as proof of identity, as well as a CPP Travel Safe membership letter. To apply, simply make a purchase through Bajaj Finance Limited, request CPP Travel Safe membership and make the payment in advance.

Filing a claim

When you file your claim, you will need to provide evidence of your emergency. In case of hospitalisation, for example, you will need to supply the relevant hospital bills. In the case of a burglary or theft, you will need to file a complaint with the local police department before you can file your claim, and offer proof of this. In case you lose a debit or credit card, you can call the toll free number 1800-419-4000 within 24 hours to initiate the process.

When you’re travelling and away from home, it is always best to take precautions that can help you avoid or tackle an unpleasant situation. For under Rs.1,000 per year, pilgrimage insurance helps you do this with absolute ease.

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