Introducing Monsoon Health Cover
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Introducing Monsoon Health Cover

  • Highlights

  • Covers against diseases and accidents during monsoon

  • Provides pre- and post-hospitalization expenses

  • Covers medical expenses for diagnostic tests

  • Treatment charges including room rental are covered

While monsoons bring relief after the sultry summers, they also accompany many diseases such as dengue and malaria. Also, with roads becoming slippery, the chances of accident increase manifold during this time. Being afflicted with the above-mentioned diseases or suffering an accident during monsoons can result in hospitalisation and large medical bills. However, with a Monsoon Health Cover from Bajaj Finserv, you can address any unforeseen situation. Read on to know more about this particular and unique health cover.

What is Monsoon Health Cover and what it covers?

As the name suggests, a Monsoon Health Cover from Bajaj Finserv helps to meet pre- and post-hospitalisation expenses for diseases such as malaria and dengue contracted during monsoon along with any injury due to an accident during monsoon. Offering a sum insured up to Rs.50,000, the plan offers coverage for:

- Diagnostic tests conducted during or pre-hospitalisation
- Doctor’s fees during or before and after hospitalisation
- Cost of medicines during treatment
- Medical expenses incurred 15 days before and after hospitalisation

Other benefits of the plan include coverage for treatment charges including room rental, ICU and transfusion. You also get coverage for room rent up to Rs.1,000 per day for a regular room and Rs.2,000 per day for ICU.

Hidden benefits

There are various other latent benefits of the Monsoon Health Cover from Bajaj Finserv. Treatment cost of vector-borne diseases such as dengue and malaria can cost a few thousand rupees. Using your regular health plan can result in losing the no claim bonus.

Also, a regular health insurance is an indemnity plan that reimburses only hospitalisation cost and not pre- and post-hospitalisation expenses. However, the Monsoon Health Cover offers coverage for both these expenses along with inadmissible costs such as expenses for diagnostic tests.

Finer details

Just like a regular health plan, there are certain restrictions when it comes to the Monsoon Health Cover. This plan doesn’t cover the medical expenses incurred for the specified vector-borne diseases before the start of the policy period. Also, charges are not covered if hospitalisation occurs within 30 days after the start of the policy period.

Easy application and claim procedure

Application for Monsoon Health Cover is simple and straightforward. You need to log on to the Bajaj Finserv website, fill up an application form and pay the required premium. Making claims is also easy. Claims can be lodged either by sending an email at [email protected] or calling the toll-free number at 1800-209-1021.

Also, with pre-approved offers from Bajaj Finserv on a gamut of loans and financial offerings, availing finance is quick and easy. You can know about your pre-approved offer by sharing a few basic details within seconds.

So, get yourself a Monsoon Health Cover and protect yourself against the uncertainties of the monsoons.

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