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Things To Know About Domestic Holiday Cover By Bajaj Finserv

  • Highlights

  • The Domestic Holiday Cover safeguards you against risks

  • It provides you financial assistance to deal with emergencies

  • Avail roadside assistance in case of a car breakdown

  • Block your lost debit/credit cards with one single call

When you’re on a holiday, the last thing you want is the stress of dealing with a flat tyre or loss of wallet or baggage. Being stranded while on your trip without access to money is sure to be a dampener on a family vacation, and a car breakdown can turn a fun road-trip into an exhausting one. Accidents or mishaps cannot be always avoided, but they shouldn’t cloud your holiday spirit. So, make sure that the next time you travel, your holiday is insured. Here are the advantages of the Domestic Holiday Cover offered by Bajaj Finserv.

Holiday Insurance Policy Coverage and Benefits:

The Holiday Cover is available under the Pocket Insurance & Subscriptions offered by Bajaj Finserv. It is an all-inclusive safety net that provides protection against personal accidents, accidental hospitalisation, cancellation of trips, home burglary, loss of baggage, and more. The plan offers coverage of up to Rs.3 lakh if you come across any untoward situation as covered under the policy.

Emergency Travel And Hotel Assistance:

The coverage also includes financial assistance if you are stranded without funds while on trip. This coverage is limited to Rs.50,000 in India and Rs.1 lakh while you are abroad. The cash advance, which can be used for hotel and ticket bookings, is interest-free if repaid within 28 days.

Block Debit/Credit Cards Instantly:

In case you accidently lose your wallet along with your credit/debit cards and PAN card in it, you can block all your payment cards by making a single phone call to the insurer. This would eliminate the need for you to contact each bank separately and will also help you stay protected from payment card related frauds. You may also avail assistance in getting your PAN card replaced.

Additional Read - Going On Holiday? Here Are 5 Things To Watch Out For

Emergency Roadside Assistance:

A flat tyre or a vehicle breakdown during your trip can be a frustrating situation. With Domestic Holiday Cover from Bajaj Finserv, you can avail 24X7 roadside assistance to get your vehicle repaired by a local mechanic or you can also avail reimbursement for alternative transport in case the repairs are going to take up a long time.

Exclusions of Domestic Holiday Cover:

It is important to remember that the policy will not cover loss of items in case you are intoxicated when they are lost. Moreover, your policy will also not cover the cost of vehicle damage if it is caused because of a traffic violation.

Applying for Holiday Insurance:

To apply for the policy, you will need to fill in the online application form and make the premium payment using debit/credit card, UPI, net banking, or mobile wallet. The Domestic Holiday Cover can be purchased at a nominal premium of Rs. 699.

How to make an Insurance Claim

To claim your benefits, it is essential that you provide proof of your emergency. This could include hospital charges in case of an accident, a filed police report in case of a theft or burglary, or an official report detailing a traffic accident or damage to your vehicle, etc. In case you lose your wallet, it is essential that you call the insurer within 24 hours to report any debit or credit cards that are no longer in your possession.

With so many benefits that are up for grabs, it only makes sense that you step out of the door with the Domestic Holiday Cover in place. It will offer complete peace of mind and you can be assured that you will have a good time too.

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