How to choose the right credit card for yourself
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How to choose the right credit card for yourself

  • Highlights

  • Choose a credit card according to your lifestyle and usage

  • The type of credit card to choose if you are a traveller, professional, saver or an online shopper

  • Bajaj Finserv and RBL Bank offer credit cards for every need and personality

Take a quick journey with us into the world of benefits offered by credit cards exclusively for travellers. However, you may want to get some extra benefits from your credit card based on your lifestyle and spending patterns. So, to make the most out of your credit card, choose one that fits in with your lifestyle, personality and needs.

If you are a traveller

As a frequent traveller, you will have to keep a cash corpus handy, so that you can fund any emergencies as you travel with ease. Since traveller for work or pleasure often leads to unplanned expenses, getting a credit card that is are flexible as your schedule is key. For example, when you opt for the Bajaj Finserv RBL Bank World Prime SuperCard, you are entitled to complimentary airport lounge access up to 4 times a year and have unlimited paid access the rest of the time.

On the other hand, with the Bajaj Finserv RBL Bank World Plus SuperCard you get 20,000 reward points as welcome bonus and get to earn 20 reward points on every Rs.100 you spend internationally and every Rs.100 you spend on dining. More importantly, you can redeem your reward points to buy air tickets and stays around the world. So, whether it is shopping, dining with your family or clients, sightseeing or touring a worksite with your clients, using the SuperCard overseas will bring you more savings.

If you are an online shopper

Shopping online is convenient and fun as you can explore more within seconds, compare multiple brands in just a click and keep your purchases more affordable by making use of round-the-year discounts or promotional offers. Added to this, when you decide to shop using the Platinum Choice SuperCard or Platinum Choice First-Year-Free SuperCard, for example, then you can enjoy more rewards and privileges. These Bajaj Finance credit cards give you access to 2000 reward points as welcome bonus, and you earn 2 reward points for every Rs.100 spent on regular spends and 4 reward points for every Rs.100 spent online. This apart, the joining fee of Rs.499 for the Platinum Choice First-Year-Free SuperCard is waived off giving you more advantage in every transaction. Additionally, you also get 10% off on movie tickets (up to Rs.100) on BookMyShow any day of the month and can enjoy special offers and privileges by shopping a range of goodies at the Bajaj Finserv EMI Network.

If you are a professional

As a self-employed professional you have to juggle many responsibilities and still maintain a balance between your professional and personal financial needs. So, apart from having a credit card that comes with a hefty credit limit, you will need a card of convenience that extends a number of additional benefits too. The SuperCard comes to your rescue giving you a chance to handle your financial obligations with ease. Here you can easily withdraw funds from your credit card’s available credit limit interest-free at any ATM for up to 50 days. Moreover, when faced with an urgent cash crunch, you can easily convert your credit limit into an interest-free personal loan for 3 months, once in a year. The only charge that you have to pay for loan conversion or ATM withdrawal is a nominal 2.5% processing fee. This makes the SuperCard the ideal credit card for you.

Shopping online made easy with the SuperCard

If you are a savings enthusiast

Apart from doubling up as an EMI card, a loan card, a debit card, and a credit card, the SuperCard is also a card convenience and security. Apart from a range of discounts and rewards, you can also enjoy a fuel surcharge waiver, more reward points on dining, discounts ion movie tickets and special money-saving offers via the Bajaj Finserv EMI Network. So, if you believe in saving and earn reward points, then the SuperCard is the right choice for you. Additionally, you can save more by never having to think about exceeding your budget as you can instantly convert your spends above Rs.3,000 to easy EMIs.

Based on your lifestyle and personality, apply for a credit card of your choice. In case you are unsure of the type of credit card to choose, you can give a call on the RBL credit card customer care number and allow an expert to guide you. The range of SuperCard offer untold savings and benefits that can give you more savings on each swipe. For a hassle-free experience, check your pre-approved credit card offer and apply for a SuperCard to start your journey of benefits instantly!

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