3 Exclusive benefits for Bajaj Finserv employees on FD
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3 Exclusive benefits for Bajaj Finserv employees on FD

  • Highlights

  • Choose cumulative or non-cumulative Bajaj Finance FDs to earn high on your investment

  • Bajaj Finserv employees can gain 0.25% higher interest on FD

  • Enjoy stable return assurance on FD

  • Get renewal interest benefits of 0.25% on your FDs

As a part of the Bajaj Finserv family, that in time has become one of India’s fastest growing financial companies, you as an existing employee can grow your earnings too by investing in Bajaj Finance FDs, that offer additional benefits exclusively to its employees. Here’s how you can gain by investing in this assured and high-earning form of investment.

1. You will get higher interest on your investment

Bajaj Finance not only offers high interest rates on FDs, but also offers you a choice in terms of payout. Choose cumulative FDs to generate a high return on maturity or pick non-cumulative FDs to ensure you get a regular income at the frequency of your choice. So, for example if you invest Rs.2 lakh for 5 years through a cumulative fixed deposit scheme, then the interest compounded annually at 8.40% will generate a maturity amount of Rs.2.84 lakh at the end of the tenor. However, as a Bajaj Finserv employee, you get a higher interest rate, and thus higher earnings..

Going by the same example, as a Bajaj Finserv employee, you get 0.25% higher interest on your investment. This means you get Rs.2.87 lakh on maturity. You can check the differing maturity amounts based on your chosen tenor and compounding frequency using the Bajaj Finance FD calculator. This will help you decide on the principal based on your interest privileges.

2. You can seek renewal benefits

When you invest in a Bajaj Finance FD in contrast to a normal savings account, you can choose the compounding frequency for interest on your investment. Alongside this, as an existing Bajaj Finserv employee you also get renewal benefits on your Bajaj Finance FD investment. Here, you get 0.25% additional interest on your chosen FD variant irrespective of your investment amount and tenor. This additional interest alongside the high interest offer of Bajaj Finance FDs lets you gain higher savings through a tenor of 12-60 months.

How to invest in Bajaj Finance Fixed Deposit?

3. You will get assured returns and better security on your investment

Apart from higher returns, you can also enjoy the safety that Bajaj Finance FDs offer on your investment. This is because these FDs have been awarded with ICRA’s MAAA (stable) and CRISIL’s FAAA/Stable rating. So, you are sure to get guaranteed high interest returns of up to 8.65% on your FD investment with Bajaj Finance as an existing employee of Bajaj Finserv.

With such exciting benefits in store, invest now in a FD with Bajaj Finance to enjoy great returns and fund a range of short-term and long-term needs with ease.

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