ROI up to 6.75%* on FD


Top benefits exclusively available for Bajaj Finserv customers on FDs

  • Highlights

  • Senior citizens get extra 0.25%

  • Get 0.25% senior citizen additional benefit

  • Choose compounding frequency to gain from existing privileges

  • Get 0.25% extra interest on renewing FD with Bajaj Finance

A fixed deposit investment not only gives you an assured return on maturity, but also the freedom to choose regular interest payouts all through your chosen tenor. So, parking your investment in a high-interest FD scheme based on your desire for cumulative or frequent earnings is more lucrative as you get assured returns. In this regard, starting a Fixed Deposit from Bajaj Finance, will help you get the most out of your investment. Additionally, as an existing Bajaj Finserv customer you can also gain more interest and enjoy further benefits on your FD investment.

Bajaj Finserv Fixed Deposit

As an existing customer, you can also get money instantly with pre-approved offers on a suite of financial products like personal loans, business loans, home loans, loans against property, EMI finance, insurance and more. Now you can avail instant finance without the hassles of any forms, queues, details, approval processes, etc. You can check out your pre-approved offer here.

Take a look at the benefits you can enjoy on FDs as an existing Bajaj Finserv customer.

1. Get higher interest on your investment

Awarded with ICRA’s MAAA (stable) rating and CRISIL’s FAAA/Stable rating, the Bajaj Finance Fixed Deposits allows you to park your investment into safety. Along with that this investment instrument also gives the benefit of high interest of up to 7.05%. However, as an existing Bajaj Finserv customer you have an advantage here as you can enjoy up to 0.25% added interest on your FD investment.

So, for example, as a new customer when you choose a tenor of 12-23 months on a non-cumulative FD the monthly, quarterly, half-yearly, and yearly interest rate will be 5.65%, 6.10%, 6.80% respectively. Similarly choosing a cumulative FD for the same tenor will fetch a new customer a yearly interest of 6.80%. However, as an existing Bajaj Finserv customer you will get an additional 0.25% interest on both these variants irrespective of the tenor and compounding frequency you choose.

How to invest in Bajaj Finance Fixed Deposit?

2. Senior citizens can access higher interest privileges

As per RBI guidelines, if you fall within the age bracket of 60 years and above, you are a senior citizen and the FD interest rates offered to you are higher. Bajaj Finance also allows you to earn a 0.25% extra interest on your FD. This interest offering for senior citizens is one of the best in the market and makes Bajaj Finance’s FD one of the leading contenders in this category. However, added to this, if you are an existing customer of Bajaj Finserv you can claim an additional 0.25% interest on your FDs. This means that you can claim up to 7.05% interest on your FD investment as an existing senior citizen customer of Bajaj Finserv. So, choose a non-cumulative or cumulative FD based on your convenience and enjoy higher interest on your investment.

3. Enjoy renewal benefits and assured returns too

Bajaj Finance also gives an additional 0.25% interest on your existing interest plan on renewal of your existing Bajaj Finance FD. This added with your 0.25% existing Bajaj Finserv customer privilege makes the return on your investment higher than the general market rates of FDs. Thus, instead of letting your money stay in a saving account gaining approximately 6% interest in a year, park it into an FD with Bajaj Finance to get assured high returns on your investment.

Now that you know how you, as an existing customer of Bajaj Finance, can amp up your wealth, start on your investment journey today! You can start an FD with just Rs.25,000 to gain bigger returns over your chosen tenor.

DISCLAIMER: The mentioned fixed deposit interest rates are indicative only, and may be subject to change periodically. Please check the interest rates on our website.

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