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How a Personal Loan Helps You Fulfil All Your Wishes

  • Highlights

  • Access to a large loan amount

  • Availability of funds without collateral

  • Competitive rate of interest to keep EMIs within budget

  • Flexible tenor for easy repayment

While human wishes have no boundaries, finances to fulfil them surely do. Your most cherished dream can take a backseat due to lack of finances. However, with a personal loan, you can give wings to your wishes and live life to the fullest. Be it celebrating your maiden marriage anniversary with pomp and show or going on the much-awaited European holiday, here’s how a personal loan helps you fulfil all your dreams.

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A substantial loan amount

A personal loan gives you a large amount to address a myriad of needs. Based on your credit score, and past handling of loans and income, you can avail a large loan amount. For instance, Bajaj Finserv Personal Loan gives you a loan amount up to Rs.25 lakh. This amount is sufficient to address all your wishes.

Loan without collateral

Personal loans are an unsecured mode of finance where you don’t need to pledge any collateral as security. Unlike home loan or long-term business loans where you need to need a collateral for security, personal loans don’t require you to put your assets on the line. Thus, the borrowing exercise isn’t off track because of the absence of a collateral.

Competitive interest rates

Personal loans are available at competitive interest rates. This ensures the EMIs are well under control, without you requiring to strain your finances. Prior to availing a personal loan, you can check interest rates offered by multiple lenders on various loan aggregator websites to seal the best deal. A good credit score aids you in availing loans at better interest rates.

5 things you can get on EMIs for your wedding

Instant financing with minimal documentation

This is yet another hallmark of an instant personal loan. These loans require minimum documentation and are disbursed instantly, if everything is in order. In a bid to reach out to borrowers, lenders have made the loan application process online whereby you need to fill up an application form and upload the relevant documents.

Once done, the underwriting team verifies your credentials and the amount is disbursed within a few hours. There are dedicated mobile applications through which you can apply for a loan and get it sanctioned instantly.

Flexible tenor

The joy of fulfilling a wish can become slightly unsatisfactory if a rigid loan tenor forces you to pay EMIs without taking into consideration your other financial commitments. However, personal loans come with a flexible tenor that helps you repay the loan at your own convenience. For example, Bajaj Finserv Personal Loan gives you a flexible tenor ranging from 12-60 months to repay the loan.

Also, with pre-approved offers from Bajaj Finserv on personal loan and others, availing finance is an easy and hassle-free affair. Share your basic details to know your pre-approved offer within seconds.

The bottom-line

As evident, a personal loan helps you fulfil all your wishes in a jiffy. However, it’s essential for you to borrow responsibly and ensure you don’t default on EMIs that can negatively impact your credit score and chances of availing big-ticket loans in the future..

The content of this document is meant merely for information purposes. The personal loan features mentioned in this article are subject to updation, completion, revision, verification and the same may change materially based on policy revisions. For more details, please visit our Personal Loan terms and conditions page here.

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