Get financially independent with the Bajaj Finance Fixed Deposit
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Get financially independent with the Bajaj Finance Fixed Deposit

  • Highlights

  • Choosing non-cumulative or cumulative options

  • Higher yield with long-term investments

  • Additional interest for senior citizens

  • Evaluating returns with FD calculator

Fixed deposits are one of the best investment avenues that help investors grow their money, while safeguarding their funds. Bajaj Finance Fixed Deposits are one of the best investment options. Senior citizens can get additional interest rate, along with flexible tenors and interest payouts.

A high rate of return

Bajaj Finance offers one of the highest interest rates, which surpasses the market average. It’s higher still if you are a senior citizen, as you can enjoy additional interest rates on your deposits. This helps you put your savings to the best use, and grow your wealth. The timely income from FD can be used to fund short-term goals or daily expenses post retirement.



Option to invest any amount of your choice

The minimum investment amount for the Bajaj Finance FD is just Rs. 25,000. You have the freedom to select and invest a corpus of your choice. This means that you can invest with Bajaj Finance even if you have only a little to spare. With no limit on how much you can invest, you can include this instrument in your portfolio even if you’re just beginning your investment journey.

Freedom to select interest payment terms

This FD allows you to choose the frequency of interest payments by giving you a choice between cumulative and non-cumulative FDs. While a non-cumulative FD gives you interest on a timely basis, a cumulative FD offers higher returns as the interest is compounded. So, for instance, if you’re retired or need to supplement your salary, a non-cumulative FD, with monthly or quarterly payouts will work for better for you. On the other hand, if you’re saving up to buy a car or property, a cumulative fixed deposit is what you should choose.

5 Reasons to invest in Fixed Deposits

Easy online application and account access

This FD features an online account management feature, which gives you easy access to all your fixed deposit details through a user ID and password. This eliminates the hassle of commuting to the branch to access your fixed deposit’s details. In fact, you can even complete the FD application online.
The procedure only takes a few minutes and you also be able to access door-step document pick-up for added ease. With complete online access to your FD, you can make the most of your investment, including renewing it or monitoring its maturity, without even stepping out of your home.
In a nutshell, these benefits not only help you earn higher returns, but also make the entire investment process seamless, so that you can multiply your wealth in a convenient and hassle-free manner. Use the Bajaj Finance FD Calculator to see the potential growth of investment to get started.

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