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Bajaj Finance Offers FD Interest Rates Of Over 8%

  • Highlights

  • Bajaj Finance Fixed Deposit offers interest rates above 8%

  • Senior citizens get Bajaj Finance FD interest rate of 8.95%

  • Get 0.25% higher returns with special tenor 15-month FD

  • Get 0.10% higher interest on renewing your FD

Fixed deposits have been the most trusted and sought-after financial instruments that keep market volatilities at bay, and offer guaranteed returns. However, with the repo rate being reduced, the interest rates offered on bank fixed deposits has dropped sharply from near double digits to a little above 6%.

Amid fluctuating stock indices and increasing market volatilities, risk-averse investors are always looking for higher FD interest rates. For retirees and senior citizens who highly depend on interest income from FDs, this has become a major cause of concern. Here’s where a Bajaj Finance Fixed Deposit offers guaranteed returns above 8%, with low risk.

Bajaj Finance FD Interest Rates for New Customers and Senior Citizens

For new customers, Bajaj Finance Fixed Deposit offers an interest rate of up to 8.60%, so you can multiply your savings easily. Senior citizens can earn an earn an additional interest rate of 0.35% over and above the regular rates. Hence, they can earn an interest rate up to 8.95% on their deposits, thereby ensuring high returns and income to sustain their monthly expenses.

Senior citizens can always choose the option of periodic payouts by opting for non-cumulative fixed deposits. In a cumulative fixed deposit, you can get the interest along with the principal amount at the end of your tenor.

Check out our interest rates for new customers below:

Fixed Deposit Interest Rates 2019
Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.60% 8.28% 8.34% 8.42% 8.60%
Special tenors scheme
15 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%

You can also get an additional 0.10% interest rate on renewing your fixed deposit.

Senior citizens can benefit from an interest rate of 0.35% over and above the interest rates above. Here’s a table below to help you check the FD interest rates for senior citizens.

Tenor in Months Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
Senior Citizen FD Rates 12 to 23 8.35% 8.07% 8.12% 8.20% 8.35%
24 – 35 8.50% 8.23% 8.28% 8.35% 8.50%
36 – 60 8.95% 8.60% 8.66% 8.76% 8.95%
Special tenors scheme
15 8.40% 8.12% 8.17% 8.24% 8.40%

Bajaj Finance FD Interest Rates for Bajaj Group Employees, existing customers and Bajaj Allianz Life Insurance Policyholders

Bajaj Finance Fixed Deposit not only offers a high-interest rate to new customers, but also to Bajaj Group employees, existing Bajaj Finance Ltd customers and Bajaj Allianz Life Insurance existing policyholders. It offers an additional rate of 0.25% over and above the applicable interest rate to these segments of customers.

Additional Read: Is Bajaj Finance FD Investment Safe?

Bajaj Finance FD Interest Rate for Special Tenor

With a flexible tenor ranging from 12-60 months, Bajaj Finance Fixed Deposit gives you the flexibility to choose a tenor tailored to meet your liquidity needs. However, there’s a special 15-month tenor FD where you can earn 0.25% more returns than what you would have earned on a 12-month FD.

Bajaj Finance Fixed Deposit not only offers the highest interest rates, but is also touted as one of the safest investment options. It has the highest credibility ratings of FAAA from CRISIL and MAAA from ICRA, which is a testimony of the safety of your deposits. You can start investing in a Bajaj Finance Fixed Deposit with just Rs. 25,000 and ensure high growth of your invested capital.

DISCLAIMER: The mentioned fixed deposit interest rates are indicative only, and may be subject to change periodically. Please check the interest rates on our website.

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