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Cheaper EMI Alternatives for Purchasing Home Appliances

  • Highlights

  • Easy EMIs help you purchase your chosen appliance

  • EMIs help you spread expenses over a few months

  • EMIs are available on debit and credit cards

  • Bajaj Finserv EMI Card has a pre-approved loan amount

Home appliances such as refrigerators, washing machines and more have become a necessity in a home. During the selection stage, you want to pick the crème da la crème when it comes to features. However, the cost of selecting the best of the best can pinch your pocket hard.

While it might not be financially feasible to shell out a small fortune on these appliances at one go, EMIs ensure you can buy the appliance of your choice without worrying about lack of funds. Read on to find out how you can have the appliances you want through EMIs.

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Why EMI?

The convenience offered by EMIs to repay a loan is undisputed. Purchasing a top-notch appliance on EMIs help spread out the expenses over a few months instead of a single day. While you can bring home the appliance on the same day, you can rest assured that the big purchase is light on the pocket. EMIs also ensure that you are able to address all your essential financial goals with utmost ease.

Everything on Easy EMI

EMIs on debit and credit cards

Both debit and credit cards can be used to convert your big-ticket purchase into easy installments. Today, many financial institutions are offering this facility on their debit and credit cards. There are also special EMI cards such as the Bajaj Finserv EMI Card that allows you to purchase home appliances and electronics on easy and affordable EMIs from its partner stores across India.

Loaded with a pre-approved loan amount, you can use this EMI Card to shop across 43,000+ partner stores in over 950 cities.

How to use the EMI card?

Using the Bajaj Finserv EMI Card is a simple process. For any purchases, go to a partner store, select the appliance you need and pay using the EMI Card. You can spread your EMIs over 3-24 months as per your convenience.

If you already have an EMI Card, you needn’t present any extra documents during purchase. Thus, the EMI Card helps you buy your favourite appliance and also divides your purchase into easy and affordable EMIs, aligning with your repayment strategy.

Thus, affordable EMI options help you purchase big-ticket items without burning a hole in your pocket. Bajaj Finserv’s pre-approved offers for home loans, personal loans and business loans ease the borrowing exercise and cuts the lengthy loan process drastically. To know your pre-approved offer, share a few basic details.

Additional Read: how to write a cancelled cheque

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