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Best Mobile Phones under Rs.20,000 in India (Sep 2021)

  • 2 min read

  • Highlights

  • Read about top mobiles to buy under 20000

  • Buy a feature-packed smartphone from Vivo or Redmi

  • Shop conveniently from the Bajaj Finserv EMI Network

  • Pay via No Cost EMI in easy installments

When planning to buy a mobile phone, you look forward to a range of things such as standout features, power-packed performance modules, and affordability. Checking all the boxes in that list can be tricky, but with the latest advancements in the market, you can easily access every specification of your choice in a pocket-friendly manner by purchasing a phone under 20000 on EMI. By shopping at the Bajaj Finserv EMI Network, you can ease the burden of an outright payment. Now that you know of a convenient way to make this purchase, take a look at some of the outstanding smartphones available within the budget of Rs. 20,000.

Best smartphones under Rs. 20,000

In order to take home, the best phone under 20000, read the review of the most popular models below.

1. Motorola Moto G60

Sporting an ultra-high resolution quad-rear camera setup with a 108MP primary sensor, Moto G60 allows you to capture stunning images that are sharp and bright. Additionally, its mammoth 6.8-inch HDR10 display, with a 120Hz refresh rate offers vibrant, true-to-life colours with enhanced brightness and contrast levels. This renders every image vivid and lifelike.

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Specifications: Motorola Moto G60
RAM 6GB
Storage 128GB
Front Camera 32MP
Rear Camera 108MP + 8MP + 2MP
Display 6.80 Inch
Battery 6000 mAh
Processor Qualcomm Snapdragon 732G

2. iQOO Z3

iQOO Z3 is India’s first smartphone to be powered by the Qualcomm Snapdragon 768G 5G (7nm) chipset. This immediately places this device on a pedestal, as it delivers a seamless and ultra-smooth performance. Additionally, the 55W FlashCharge feature can power up the device from 0% to 50% in just 19 minutes!

Specifications: iQOO Z3
RAM 6GB
Storage 128GB
Front Camera 16MP
Rear Camera 64MP + 8MP + 2MP
Display 6.58 -inch
Battery 4400mAh
Processor Qualcomm Snapdragon 768 G

Additional Read: Best Selling Phones in India

3. Realme 8 Pro

The 6GB RAM of Realme 8 Pro ensures that you can seamlessly switch between different applications, without losing your progress. Furthermore, the 6.4-inch Full HD+ Super AMOLED display offers an immersive visual and gaming experience. On the camera front, this device houses a 108MP quad-rear camera, which gives you the ammunition you need to click professional-grade photos.

Specifications: Realme 8 Pro
RAM 6GB
Storage 128GB
Front Camera 16MP
Rear Camera 108MP + 8MP + 2MP + 2MP
Display 6.40 Inch
Battery 4500 mAh
Processor Qualcomm Snapdragon 720G

4. Samsung Galaxy M31s

Samsung Galaxy M31s continues Samsung’s tradition of offering large batteries, and houses a massive 6,000mAh battery underneath the back panel. This ensures that the phone remains operational for a long time, even while running on a single charge throughout the day. Additionally, the 25W fast charger replenishes the battery quickly when the smartphone is about to run out of juice.

Specifications: Samsung Galaxy M31s
RAM 6GB
Storage 128GB
Front Camera 32 MP
Rear Camera 64MP + 12MP + 5MP + 5MP
Display 6.50 -inch
Battery 6000 mAh
Processor Samsung Exynos9611

5. Realme 7 Pro

One of the best smartphones available for less than Rs. 20,000 is Realme 7 Pro, which comes with a 4,500mAh battery supported by a 65W SuperDart Charger. This keeps you assured about the device’s long-lasting performance, while the charger can power the phone back up to 100% in just 34 minutes! On the camera front, this phone houses the Sony IMX682 64MP quad-rear camera, which lets you click stunning images.

Specifications: Realme 7 Pro
RAM 8GB
Storage 128GB
Front Camera 32 MP
Rear Camera 64MP + 8MP + 2MP + 2MP
Display 6.40 Inch
Battery 4500 mAh
Processor Qualcomm Snapdragon 720G

6. POCO X3 Pro

POCO X3 Pro is a true all-rounder, and delivers uninterrupted performance owing to a large 5,160mAh battery. The device is powered by the Qualcomm Snapdragon 860 octa-core processor, which facilitates a smooth and seamless performance. Additionally, the 6GB RAM allows you to switch between different applications seamlessly, while you can open as many applications as you want.

Specifications: POCO X3 Pro
RAM 6GB
Storage 128GB
Front Camera 20MP
Rear Camera 48MP + 8MP
Display 6.67 Inch
Battery 5160 mAh
Processor Qualcomm Snapdragon 860

7. Realme Narzo 30 Pro

Specifically designed for gaming enthusiasts, Narzo 30 Pro from Realme runs on the gaming-centric MediaTek Dimensity 800U chipset. The processor ensures that you can play graphics-intensive games without any hassles. Additionally, the 120 Hz display also boasts of 180 Hz sampling rate, and offers a responsive gaming experience.

Specifications: Realme Narzo 30 Pro
RAM 8GB
Storage 128GB
Front Camera 16 MP
Rear Camera 48MP + 8MP + 2MP
Display 6.50 -inch
Battery 5000 mAh
Processor MediaTek Dimensity 800U

8. Vivo V20 SE

Vivo V20 SE is a certified head-turner, as it comes with a slim design and a 6.44-inch FHD+ AMOLED display. Additionally, thanks to the electronic image stabilisation (EIS) attribute, you can capture stable videos without any shakes using the phone’s cameras, even when you’re in motion! Another advantage of owning this model is that you can expand the storage from 128GB to 1TB by using a microSD card. Thus, you can safely store multimedia files, images, and other important documents on the smartphone.

Specifications: Vivo V20 SE
RAM 8GB
Storage 128GB
Front Camera 32MP
Rear Camera 48MP + 8MP + 2MP
Display 6.44 Inch
Battery 4100 mAh
Processor Qualcomm Snapdragon 665

9. Redmi Note 10 Pro Max

Flaunting a 108MP quad-rear camera, Redmi Note 10 Pro Max allows you to capture vibrant and vivid images, while retaining their natural fervour. Furthermore, the device’s Magic Clone Mode allows you to virtually create clones of yourself! Additionally, the phone’s Night Mode 2.0 lets you click detailed and crystal-clear images even in dimly-lit environments.

Specifications: Redmi Note 10 Pro Max
RAM 6GB
Storage 64GB
Front Camera 16MP
Rear Camera 108MP + 8MP + 5MP + 2MP
Display 6.67 Inch
Battery 5020mAh
Processor Qualcomm Snapdragon 732G

10. Realme X7 5G

Realme X7 5G sports a gorgeous 6.4-inch Super AMOLED display, which comes with a 180 Hz touch sampling rate. This results in the device being extremely responsive, while offering visuals that are immersive. Furthermore, the smartphone features a 64MP AI triple-rear camera, which permits you to click awe-inspiring images, and capture different perspectives.

Specifications: Realme X7 5G
RAM 6GB
Storage 128GB
Front Camera 16MP
Rear Camera 64MP + 8MP + 2MP
Display 6.40 Inch
Battery 4310 mAh
Processor MediaTek Dimensity 800U

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Best Mobile Phones under Rs.20,000 Price List (Sep 2021)

Best Mobile Phones Under 20000 Price
Motorola Moto G60 Rs. 17,999
iQOO Z3 Rs.19,990
Realme 8 Pro Rs. 17,999
Samsung Galaxy M31s Rs.18,499
Realme 7 Pro Rs. 15,999
POCO X3 Pro Rs. 18,999
Realme Nazro 30 Pro Rs.15,499
Vivo V20 SE Rs.19,990
Redmi Note 10 Pro Max Rs. 19,999
Realme X7 5G Rs.17,999

Buy smartphones under Rs. 20,000 with Bajaj Finserv

Now that you have information about some of the best smartphones under 20000 you can buy in 2021, take the time to pick one that best suits you. Once you have decided, shop using a deal of your choicefrom EMI Store of Bajaj Finserv or Bajaj Finserv EMI Network.

With over 100,000 partnered retail stores across 1,900+ cities, you can choose a retailer of your preference and take advantage of any available offers. Further, you can buy the phone of your choice basis a cashless transaction using the EMI Network Card during checkout. In case you don’t have the card, opt for in-store financing by approaching a representative available at the retail outlet. Apart from ease of transaction you also get to buy your device on No Cost EMI, without paying anything extra over and above the purchase price. To begin with, check your pre-approved offer and opt for a customised EMI plan right now!

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