What is “100% Digital Lending” by Bajaj Finserv?

You can access your pre-approved offers through the customer portal, Experia, and since the entire process can be carried out online, you can get a personal loan anytime, from anywhere—even from the comfort of home!

Additional Read: How to Log In to Bajaj Experia Customer Portal?

Get Instant Digital Verification

Regular digital loans include a verification check from the lender’s side, but when you avail a loan through a pre-approved offer, this step is not involved. Rather, money is kept ready for you, whenever you need it, personalised according to your existing relationship with Bajaj Finserv. Further, since you are eligible for funding and Bajaj Finserv already has your documents, no paperwork whatsoever is required. So, in this quick mode of digital lending, you get instant verification, as soon as you choose to avail the loan.

Obtain Funds via an Online Disbursal

Once you choose to avail funding through the 2-click process, a swift disbursal follows, and funds are transferred to your bank account in 20 minutes. This too is done electronically, making it possible to get this instant personal loan through a 100% Digital Lending mechanism. 

Below is a tabular depiction of the 100% Digital Lending process flow.

As you can see, speed and ready money are two significant upsides of the 100% Digital Lending mechanism.   However, there are other important benefits that you should keep in mind.

How 100% Digital Lending is Better than Regular Online Lending

Having considered the advantages of this mode of digital lending, consider the benefits of the Bajaj Finserv Digital Personal Loan.

Additional Read: Instant Personal Loan Without Leaving your Home

Benefits of the Bajaj Finserv Digital Personal Loan

Below are the salient features and benefits of the loan you get through the 100% Digital Lending process.

Now that you know what 100% Digital Lending is, how it works, and have considered the advantages of the instant personal loan you get through it, start financing your needs without stepping out of your home. These needs could take the form of a healthcare emergency or even self-improvement via an online course. All you need to do is check your pre-approved personal loan offer and avail the loan you qualify for to benefit from Bajaj Finserv’s 100% Digital Lending process.