<div>Bajaj Finserv: A one stop destination for all your doctor loan queries</div>
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Bajaj Finserv: A one stop destination for all your doctor loan queries

  • Highlights

  • Choose from 4 loans as per your needs

  • Simple eligibility based on experience & degree

  • Enjoy a flexible tenor up to 240 months

  • Easy online application in minutes

Bajaj Finserv’s Loans for Doctors are devised to complement your ambition and drive to pursue your dreams.These loans help you improve your personal and professional life, whether it is buying property, financing higher education for your children or expanding your clinic.You can choose a loan for every need and enjoy assured flexibility, affordability and convenience. But, before you proceed with applying for a loan, it is important that you have all the information on hand so that you can make the right decision for your situation.
Here are the answers to the common queries that you may have about Bajaj Finserv’s Loans for Doctors.

What kind of loans can I avail?

Bajaj Finserv gives you a choice of 4 different loans to select from according to your financial needs. You can pick from two unsecured loans including a personal loan and a business loan, and two secured loans comprising a home loan and a loan against property. You can acquire collateral-free loans of up to Rs.35 lakh and secured loans up to Rs.2 crore, with no restriction on how you can use the loan amount.

What is the repayment tenor for these loans?

Repayment tenor of unsecured loans ranges from 12 months

to 96 months. For secured loans, this limit goes up to 240 months. With lengthy repayment windows for all four loans, you can choose a tenor that best suits your financial plan.

What are the eligibility criteria that I have to meet?

Bajaj Finserv’s eligibility criteria are minimal. You can qualify for a loan based on your work experience and educational qualifications.
For unsecured loans, the criteria are as follows:
• Super-specialist doctors (MS/MD/DM) need no post-qualification experience
• Graduate doctors (MBBS) need at least 2 years of post-qualification experience
• Dentists (BDS/MDS) need at least 5 years of post-qualification experience
• Ayurvedic and Homeopathic doctors (BHMS/BAMS) need at least 6 years of post-qualification experience, and must own a house or clinic
• Homeopathic doctors (DHMS) need at least 15 years of post-qualification experience, and must own a house or clinic
For secured loans, the criteria are as follows:
• Super-specialist doctors (MS/MD/DM) need at least 3 years of post-qualification experience
• Graduate doctors (MBBS) need at least 3 years of post-qualification experience
• Dentists (BDS/MDS) need at least 5 years of post-qualification experience
• Ayurvedic and Homeopathic doctors (BHMS/BAMS) need at least 6 years of post-qualification experience, and must own a house or clinic
• Homeopathic doctors (DHMS) need at least 15 years of post-qualification experience, and must own a house or clinic

Doctor Loans - Everything You Wanted To Know

Eligibility for a Personal Loan for Doctors

 

What documents do I have to submit when applying for a loan?

You only have to submit a handful of documents when applying for these loans. These include KYC documents, medical registration certification, financial documents and a copy of property papers.

What is the application procedure for these loans?

You can choose between an online or offline application procedure as peryour convenience. When you apply online, start by filling a simple form with basic details including your name, degree title, income, etc. Then, submit the necessary documents and await document verification and approval. The last step involves disbursal of funds to your account. The entire process is simple and speedy.

How long do I have to wait for approval and disbursement of the funds?

When you apply for a Loan for Doctors from Bajaj Finserv, you can get access to the funds almost instantly. If you choose an unsecured loan like apersonal loan and a business loan, you will receive funds in your account within 24 hours. For secured loans includinga home loan and a loan against property, you can get approval in 24 hours and disbursal shortly thereafter.
With all the necessary information on your fingertips, you can apply for a Bajaj Finserv Loan for Doctors without further ado.

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