8.35% interest rate on fixed deposits " />

ROI up to 7.35%* on FD

FD Online

Bajaj Finance offers up to 8.35% interest rate on fixed deposits

  • Highlights

  • Earn up to 8.10% interest on a regular fixed deposit

  • Senior citizens can earn up to8.35% on fixed deposits

  • Get 0.25% increase in interest on renewing your FD

  • Get a loan against your FD, flexible tenors, and more

Bajaj Finance, one of the most diversified non-banking finance companies in the country, now offers fixed deposit interest rates up to 8.35% for senior citizens, and 8.10% for new customers. Invest in Bajaj Finance Fixed Deposit to balance risk in your investment portfolio, and multiply your savings faster.

DID You Know? Bajaj Finance Fixed Deposit offers assured returns of up to 7.35%, along with multi-deposit, loan against FD, and auto-renewal facilities. FD Online

Here's a lowdown on fixed deposit interest rates offered by Bajaj Finance:

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 05 March 2019)
For new customers:

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-Yearly Annual
12 – 23 25,000 7.60% 7.35% 7.39% 7.46% 7.60%
24 – 35 7.65% 7.39% 7.44% 7.51% 7.65%
36 - 47 7.70% 7.44% 7.49% 7.56% 7.70%
48 - 60 7.80% 7.53% 7.58% 7.65% 7.80%

Check out the rate benefits, based on your customer category:
- Senior citizens can look for +0.25% higher interest rates
- Bajaj group employees or existing Fixed Deposit customers or loan customers can get +0.25% higher interest rates
As an existing Bajaj Finserv loan or Bajaj Finance fixed deposit customer, you can enjoy up to 8.35% on a cumulative or annualised non-cumulative fixed deposit.
If you renew your Fixed Deposit by Bajaj Finance, you can look for +0.25% over and above the rate of interest at which your deposit was booked.

How do you maximise your benefits?

As a senior citizen investing in fixed deposits, you stand to gain a whole lot more, as you can now earn up to 8.35%. Here’s a brief lowdown on the interest rates offered by Bajaj Finance Fixed Deposits, to senior citizens:

For senior citizens:

Tenor in Months Minimum deposit size (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-Yearly Annual
12 – 23 25,000 7.85% 7.58% 7.63% 7.70% 7.85%
24 – 35 7.90% 7.63% 7.68% 7.75% 7.90%
36 - 47 7.95% 7.67% 7.72% 7.80% 7.95%
48 - 60 8.05% 7.77% 7.82% 7.89% 8.05%

You can reap more benefits by staying invested for a longer tenor, when investing in Bajaj Finance Fixed Deposits. For example, if you invest for 4 years, as opposed to 1 year, you can benefit from a higher interest rate.

What additional benefits do you get?

In addition to quicker multiplication of your money in a shorter span of time, Bajaj Finance Fixed Deposit offer a suite of exciting features and benefits that make it one of the best fixed deposits in the market.

For instance, you can enjoy doorstep document pick-up, apply for a fixed deposit and manage it online, take a loan against your fixed deposit to meet short-term needs, opt for periodic interest payouts, and even enjoy a 0.25% increase in the interest rate when you renew your investment.

Bajaj Finance Fixed Deposit is accorded with the highest safety rating, with ICRA’s MAAA and CRISIL’s FAAA/stable rating. This means you can remain assured about the safety of your capital, and gain from stable returns.

Take the first step towards a balanced portfolio, by investing in Bajaj Finance Fixed Deposit.

Bajaj Finance is now offering high rate of interest up to 8.35%*

*For senior citizens, on a cumulative scheme tenor of 36-60 months

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