ROI up to 8.95%* on FD

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Bajaj Finance offers up to 9.10% interest rate on fixed deposits

  • Highlights

  • Earn up to 8.75% interest on a regular fixed deposit

  • Senior citizens can earn up to 9.10% on fixed deposits

  • Get 0.25% increase in interest on renewing your FD

  • Get a loan against your FD, flexible tenors, and more

Bajaj Finance, one of the most diversified non-banking finance companies in the country, now offers fixed deposit interest rates up to 9.10% for senior citizens, and 8.75% for new customers. Invest in Bajaj Finance Fixed Deposit to balance risk in your investment portfolio, and multiply your savings faster.

Here’s a lowdown on fixed deposit interest rates offered by Bajaj Finance:

Tenor in Months Minimum deposit size (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Yearly
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.75% 8.42% 8.48% 8.57% 8.75%
Special tenors scheme
15 Months 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%

Check out the rate benefits, based on your customer category:
- Senior citizens can look for +0.35% higher interest rates
- Bajaj group employees or existing Fixed Deposit customers or loan customers can get +0.25% higher interest rates
As an existing Bajaj Finserv loan or Bajaj Finance fixed deposit customer, you can enjoy up to 9% on a cumulative or annualised non-cumulative fixed deposit.
If you renew your Fixed Deposit by Bajaj Finance, you can look for +0.25% over and above the rate of interest at which your deposit was booked.

How do you maximise your benefits?

As a senior citizen investing in fixed deposits, you stand to gain a whole lot more, as you can now earn up to 9.10%. Here’s a brief lowdown on the interest rates offered by Bajaj Finance Fixed Deposits, to senior citizens:

Tenor in Months Minimum deposit size (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Yearly
12 – 23 25,000 8.35% 8.07% 8.12% 8.20% 8.35%
24 – 35 8.50% 8.23% 8.28% 8.35% 8.50%
36 – 60 9.10% 8.77% 8.83% 8.92% 9.10%
Special tenors scheme
15 Months 1,00,000 8.40% 8.12% 8.17% 8.24% 8.40%

You can reap more benefits by staying invested for a longer tenor, when investing in Bajaj Finance Fixed Deposits. For example, if you invest for 4 years, as opposed to 1 year, you can benefit from a higher interest rate.

What additional benefits do you get?

In addition to quicker multiplication of your money in a shorter span of time, Bajaj Finance Fixed Deposit offer a suite of exciting features and benefits that make it one of the best fixed deposits in the market.

For instance, you can enjoy doorstep document pick-up, apply for a fixed deposit and manage it online, take a loan against your fixed deposit to meet short-term needs, opt for periodic interest payouts, and even enjoy a 0.25% increase in the interest rate when you renew your investment.

Bajaj Finance Fixed Deposit is accorded with the highest safety rating, with ICRA’s MAAA and CRISIL’s FAAA/stable rating. This means you can remain assured about the safety of your capital, and gain from stable returns.

Start investing as little as Rs.25,000 for a tenor of your choice, or opt for the special tenor scheme wherein you invest Rs.1,00,000 for 15 months and earn up to 8.40% interest. Take the first step towards a balanced portfolio, by investing in Bajaj Finance Fixed Deposit.

Bajaj Finance is now offering high rate of interest up to 9.10%*

*For senior citizens, on a cumulative scheme tenor of 36-60 months

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