Bajaj Finance Fixed Deposits To Sail Through Market Volatility

ROI up to 8.35%* on FD

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Bajaj Finance Fixed Deposits To Sail Through Market Volatility

  • Highlights

  • High credibility rating for Bajaj Finance

  • The rate of interest is fixed throughout the tenor

  • Choose payout frequency as per your convenience

    • Benefit from easy liquidation procedure



Most investors have a risk appetite that shapes their investment portfolio. An aggressive portfolio means that you are open to letting market forces guide your returns, whereas a conservative one indicates that you are risk-averse. Including the Bajaj Finance Fixed Deposit in your portfolio, irrespective of your risk profile, will help you diversify it and give you a stable income too.

This is because this FD guarantees returns based on a fixed interest rate that you are aware of right at the time of investing. You can even calculate your returns in advance using an FD calculator.

Here are some benefits it can offer you that are unaffected by volatile markets.

High credibility

This FD ranks extremely high on credibility and is accredited with a FAAA/stable rating by CRISIL and an MAAA(stable) rating by ICRA. This means that you can rest assured that not only will you receive the principal and interest income that is due to you, but you also have the assurance that you will get the amount due to you as per the timelines.

An attractive rate of interest that remains unchanged

Bajaj Finance offers you an interest rate that is above the market average, on your fixed deposit. Senior citizens enjoy higher interest rates, along with flexible payout options.This interest rate is decided before the fixed deposit commences and remains constant throughout the FD’s tenor,regardless of how the market is performing. So, apart from stability, this fixed deposit gives you the chance to create wealth or save for the future by giving you excellent returns on your investment.

How to Invest in Bajaj Finance Fixed Deposit ?

Ability to choose a suitable interest payout frequency

With a Bajaj Finance FD, you have complete freedom to choose interest payout frequency according to your requirements. For example, if you have a need for periodic payouts, you can opt for a non-cumulative FD with monthly, quarterly or semi-annual payouts.

On the other hand, if your goal is wealth creation, you can choose a cumulative FD where the interest is compounded and the principal and interest are handed over to you when the tenor lapses.These decisions are entirely in your control and aren’t governed by external factors.

Flexible terms for liquidation

There might arise numerous situations wherein you may need funds all of a sudden, such as when faced with a medical emergency. In such a scenario it is always important to have investments that allow you to access funds immediately.

Unlike other investments that have an exit load, or ones that can’t be broken until a fixed amount of time has passed, you can liquidate your fixed deposit whenever you feel the need to.

In these ways a Bajaj Finance Fixed Deposit grounds your investment portfolio and grows your funds while saving it from the volatile market.

DISCLAIMER: The mentioned fixed deposit interest rates are indicative only, and may be subject to change periodically. Please check the interest rates on our website.

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