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4 points to note when you avail a Loan Against Securities

  • Highlights

  • Get a loan against securities at low-interest with Bajaj Finserv

  • Pick Bajaj Finserv to avail a high-value loan up to Rs.10 crore

  • Pledge securities as per the lender’s prescribed list

  • Benefit from simple eligibility & minimal documents

A 2018 report by Sanctum Wealth Management predicts that by the end of the year, India’s equity market is set to become the fifth largest in the world. This is proof the fact that more and more Indian investors are turning towards securities as investment instruments, instead of only relying on savings.

As the country is set to displace China by becoming the fastest growing economy in 2018, it is the perfect time to gain from the high returns that securities would fetch in the long-term. Apart from increasing your net worth, there is another way in which securities help you. In case of an urgent and short-term need for funds, you can simply pledge your equity holdings to avail a loan at a low interest rate.

Taking a loan against securities will help you get ample cash quickly, without losing ownership of your investment. While you repay the loan, your securities will continue to gain profits and dividends as per to their performance.

Make a note of these 4 points before you apply for a loan against security.

1. Choose a lender offering a high loan amount

Some lenders will allow you to raise funds worth several crores when you opt for a loan against securities. However, it is important that you thoroughly research the market so that you are able to select a lender who gives you the maximum value for your holdings. With Loan Against Securities by Bajaj Finserv, you can get up to Rs.10 crore. With approval in 24 hours and disbursal in 48 hours, it is the best way to raise funds for all your needs. Bajaj Finserv accepts a variety of securities as collateral for this loan, including shares, mutual funds, bonds, insurance policies, ESOPs, etc. You can avail financing up to 85% of the value of your securities.

2. Ensure that your securities fall under the approved list

Lenders prescribe a list of securities, shares, and equity holdings that you can pledge to get access to funds. While doing your research, ensure that the securities you hold, are eligible for the loan. Most lenders will allow you to pledge mutual funds, shares, bonds, insurance policies, ESOPs, etc., to avail a loan.
To get funds instantly, you can opt for a pre-approved Loan Against Securities from Bajaj Finserv. These offers are specially customised for you, and help you avail hassle finance with just 1 step verification. To discover your pre-approved offer, click here.

3. Match eligibility criteria and submit required documents

To qualify for a Loan Against Securities from Bajaj Finserv you must be a resident citizen of India and over 21 years of age at the time of submitting your application. Also, you need to have a regular income as a salaried or a self-employed professional. Follow these simple eligibility terms and submit a handful of documents to complete your application with lenders like Bajaj Finserv. The documents that you need to submit typically include:
- ID proof
- Address proof
- Document proof for equities
- Passport size photograph

4. Apply online by filling in your details

Applying online helps you save time and most lenders extend this service to you to facilitate ease of application. In order to apply online with Bajaj Finserv, you will have to fill a form with basic details such as your name, email ID, mobile number, and city. Here, you will also have to enter the total value of your securities and select the type of security that you are pledging from the drop-down menu. You can choose from mutual funds, shares, bonds, fixed maturity plans and insurance policies.

So, get started by investing in the right instruments and then use them to fund your requirements with ease using a loan against securities.

Loan Against Shares Application Form

Fill in your investment value for applicable investment type (Minimum one) :

Your total investment in Share Market in Rs.
Your total investment in Mutual Funds in Rs.
Your total investment in Fixed Maturity Plan in Rs.
Your total investment in Bonds in Rs.
Your investment in Bajaj Alliance Insurance in Rs.

Personal Details

Please enter your first and last name
Enter 10-digit mobile number
Please enter your Birth date
Please enter loan amount required

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