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10 Road Safety Tips for Two-Wheeler owners

  • Highlights

  • Personal safety extends to your passenger

  • One or two people can ride at once

  • Maintain your two-wheeler properly

  • Find insurance for your specific needs

Statistics show that two-wheelers are the most common form of personal transport in India, with over two-thirds of Indian households owning a two-wheeler, often as their primary form of transport.

The reasons are obvious: they’re cheaper than cars, significantly easier to navigate through urban traffic, and parking is rarely an issue. The numbers make it clear that two-wheelers are here to stay, but they also paint quite a jarring picture with almost 95% of all road accidents in India involving a two-wheeler.

While third party bike insurance is mandatory for all owners, it is equally important to follow road safety rules and implement safety precautions.

Here are a few tips for two-wheeler owners to stay safe on the road

1. Wear a helmet, helmet is an absolute must for you when you are riding a two-wheeler or if you're riding pillion. As a two-wheeler owner, you should always make it a point to carry a spare helmet with you and follow safety rules on the road. Helmets not only help protect you in the event of a crash, but they also shield your eyes from dirt, dust, and gravel that could affect your visibility and put you at the risk of an accident.

2. Always maintain your vehicle and make sure to take your motorbike for routine check-ups to identify potential wear and tear signs on brakes, gears, steering and wheels at the right time. So if your brake is taking longer to respond than usual, or your gears seem tougher to change, get your bike checked instantly to keep your two-wheeler in perfect condition throughout the year.

3. Keep your eyes on the road, not your phone. Avoid texting or talking on the phone while driving. If you make a call or want to send an important text, pull over before doing so. You should also certainly not be plugging in headphones while driving a two-wheeler, as this could distract you off auditory signals from other drivers.

4. Carry only one pillion rider. It is common in India to try and take as many people onto a two-wheeler as possible; remember carrying more than one passenger on a two-wheeler puts you at serious risk of losing balance. Not only are you endangering your own life and the lives of your passengers, but also putting others at risk.

5. Follow road safety instructions, even if the riders around you don't follow them. It may be tempting to jump a red light when all other vehicles seem to be doing so, or take an illegal turn because no one is looking. Keep in mind that you are putting lives at risk when you break rules, so it is always best to be cautious.

6. Slow down at turns and junctions as it is easy to lose balance on a two-wheeler, especially during the monsoons, so make sure you slow down when taking turns. Don't try and overtake cars from the left, the driver may not see you in time and could cut in front of you at the last minute. Remember to pause at every junction to ensure the way is clear before proceeding.

7. Give pedestrians the right to cross the road. Pedestrians often bear the brunt of bad traffic management. When drivers do not obey red lights, pedestrians are left with no way to cross a road and eventually end up crossing whenever they find a gap in the traffic which puts them and other drivers at risk. Make sure you respect pedestrians right of way because crashing into them could cause serious injury to all parties involved.

8. Look up your route in advance and avoid last-minute lane changes or road hazards by looking up your route in advance. This way you can be sure of the turns you need yo take and ride safely. Stay on the side of the road where you will get your turns and drive at a manageable speed to avoid potential roadblocks along the way. Potholes and uneven terrain may not affect cars, but two-wheelers are susceptible to them, so ensure that you avoid them at all costs.

9. Keep yourself safe with a safety jacket. Car drivers may not always watch for two-wheelers when driving, especially at night when you happen to be in their blind spot. Make it a point to wear bright, visible clothing when driving a two-wheeler to ensure that other drivers are aware of your movements. This way, they will not get caught off guard if you appear behind them just when they are changing lanes or making a turn.

10. Find the best-suited bike insurance for you, while third-party bike insurance is mandatory for all two-wheeler owners, it is also important to find a policy that best suits you. Some policies offer basic covers and cover all two-wheeler vehicles, from bikes and mopeds to cycles, while others specially cater to specific vehicle models based on their integration and price. Make sure you opt for the policy that complies with your needs and gives you comprehensive coverage considering the best value of the vehicle.

Find a policy that covers accidental damage cover but also allows you to raise funds for repairs and maintenance. You can choose a comprehensive Two Wheeler Insurance via Bajaj Finance Limited. Check for insurance products being offered by Acko General Insurance and Bajaj Allianz General Insurance and apply for customised bike insurance now. Additionally, enjoy competitive premium rates and hassle-free claim processing too.

Equipped with these handy road safety tips, buy a two-wheeler insurance that offers all-around protection & coverage for you and your motorcycle.

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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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