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10 safety tips for two-wheeler owners

  • Highlights

  • Personal safety extends to your passenger

  • One or two people can ride at once

  • Maintain your two-wheeler properly

  • Find insurance for your specific needs

Statistics show that two-wheelers are the most common form of personal transport in India, with over two-third Indian households owning a two-wheeler, often as their primary form of transport. The reasons are obvious: they’re cheaper than cars, significantly easier to navigate through urban traffic, and parking is almost never an issue. The numbers make it clear that two-wheelers are here to stay, but they also paint quite a jarring picture: almost 95% of all road accidents in India involve a two-wheeler. While two-wheeler insurance is mandatory for all owners, it is equally important to learn and implement proper safety precautions.

Here are a few tips for two-wheeler owners to stay safe on the road.

1. Wear a helmet—even if you’re a passenger

A helmet is an absolute must for you if you are riding a two-wheeler, irrespective of whether you occupy the rider’s place or passenger’s seat. Needless to say, as a two-wheeler owner you should make it a point to carry a spare helmet with you at all times. Helmets not only help protect you in the event of a crash, but they also shield your eyes from dirt, dust and gravel that could impair your vision and subsequently, put you at the risk of an accident.

2. Maintain your vehicle at all times

Make sure to take your motorbike for routine check-ups to identify potential wear and tear signs on brakes, gears, steering and wheels, at the right time. So, if your brake is taking longer to respond than usual, or your gears seem tougher to change, get your bike inspected as soon as possible to keep your two-wheeler in perfect condition round the year.

3. Keep your eyes on the road, not your phone

Avoid texting and driving, talking on the phone while driving, and if you must make a call or want to send an urgent text, pull over before doing so. You should also most certainly not be plugging in headphones while driving a two-wheeler, as this could distract you of auditory signals from other drivers.

4. Carry only one pillion rider and not more than that

It is common in India to try to fit as many people onto a two-wheeler as possible but carrying more than one passenger on a two-wheeler puts you at serious risk of losing balance. Not only are you endangering your own life and the lives of your passengers, but also putting others at risk.

5. Follow traffic rules, even if the riders around you don’t

Learning the traffic rules is one thing, but implementing them on crowded roads is another. It may be tempting to cut a red light when all other vehicles seem to be doing so, or to take an illegal turn because no one is looking, but you are putting lives at risk when you break rules, so it is always best to be cautious.

6. Slow down at turns and junctions

It is easy to lose balance on a two-wheeler, especially during the monsoons, so make sure you slow down when taking turns. Don’t try and overtake cars from the left, since the driver may not be able to see you in time and could cut in front of you at the last minute. Also make sure to pause at every junction to ensure the way is clear before proceeding.

7. Give pedestrians the right of way, always

Pedestrians often bear the brunt of bad traffic management. When drivers don’t obey red lights, pedestrians are left with no way to cross a road, and eventually end up crossing whenever they find a gap in the traffic, thereby putting themselves and other drivers at risk. Make sure you respect pedestrians’ right of way, because crashing into them could cause serious injury to all parties involved.

8. Look up your route in advance

Avoid last minute lane changes or road hazards by looking up your route in advance. This way you can be sure of turns and ride safely on one side of the ride where you will get your turns, and you can also be well aware of potential road blocks along the way. Potholes and uneven terrain may not affect cars, but two-wheelers are definitely susceptible to them, so ensure that you avoid them at all costs.

9. Make yourself visible with a safety jacket

Car drivers may not always keep an eye out for two-wheelers when driving—especially at night and if you happen to be in their blind spot. Make it a point to wear bright, visible clothing when driving a two-wheeler so that the other drivers are aware of your movements. This way they will not get caught off guard if you appear behind them right as they’re changing lanes or taking a turn.

10. Find the best bike insurance for you

While third-party bike insurance is mandatory for all two-wheeler owners, it is important to find a policy that best suits you. Some policies are generic and cover all two-wheel vehicles, from bikes and mopeds to cycles, while others specially cater to specific vehicle models based on their integration and price. Find a policy that offers not just accidental damage cover, but also allows you to raise funds for repairs and maintenance. You can choose a comprehensive Two Wheeler Insurance via Bajaj Finserv. Check for pre-approved insurance offers and apply for a customised bike-insurance now to get additional renewal benefits, competitive premium rates, and enjoy a hassle-free claim processing too.

Equipped with these handy safety measures, proceed to buy two-wheeler insurance that offers all-round protection and coverage for you and your motorcycle.

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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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