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With infections due to water borne diseases on rise, it is important to be financially prepared to get covered against the financial expenses incurred. With the right insurance cover, one can get a financial cushion, in the event of getting infected by a water borne disease.
FlexiCare Group Insurance Policy - Infections Water Borne Diseases Cover from Manipal Cigna Health Insurance offers coverage if the policyholder requires hospitalization due to water-borne infections.

Plan Details

Sum Insured up to

Premium (including GST)

Rs. 20000

Rs. 289

Rs. 30000

Rs. 419

Eligibility: You are eligible for Infections Water Borne Diseases Cover if you are between 18 and 65 years of age as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Hospitalisation expenses

    If the policyholder suffers from an illness covered under the policy that results in hospitalization, the sum insured will be payable. The event must occur within the policy year. The sum insured is paid in case of continuous in-patient hospitalization for minimum of 4 days to avail of medically necessary treatment. The date of admission must be within the policy year.

What is Not Covered / Exclusions

  1. Hospitalization for less than 4 days.
  2. Treatment for pre-existing diseases.
  3. Treatment for any other diseases, apart from typhoid, cholera and hepatitis.

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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