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How to Get the Best Maternity Insurance Policy?

Important Points to Consider for Best Maternity Health Policy

When it comes to getting the very best maternity insurance policy, you should set store by a few parameters. Check for the following things while comparing maternity health insurance riders-
- Waiting periods between 9 months-4 years.
- Exclusions- Vitamins, tonics, diagnostics tests, check-ups during pregnancy and other costs.
- Ensure proper coverage of pre and post pregnancy periods and delivery expenses. Most policies should have coverage for two deliveries in case the policy has been held for 2 or even more years. Check whether vaccination is covered under your policy as well.
- There should be a reasonable sum assured from the company. Maximum coverage from most plans is around Rs. 1, 00, 000.

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