When it comes to getting the very best maternity insurance policy, you should set store by a few parameters. Check for the following things while comparing maternity health insurance riders-
- Waiting periods between 9 months-4 years.
- Exclusions- Vitamins, tonics, diagnostics tests, check-ups during pregnancy and other costs.
- Ensure proper coverage of pre and post pregnancy periods and delivery expenses. Most policies should have coverage for two deliveries in case the policy has been held for 2 or even more years. Check whether vaccination is covered under your policy as well.
- There should be a reasonable sum assured from the company. Maximum coverage from most plans is around Rs. 1, 00, 000.
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