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health insurance

How to File Accident Insurance Claim?

Steps to File Your Accident Insurance Claim

Filing claims in case of personal accident insurance varies from one insurer to another. Accidental death insurance or other claims can be filed by following this process:

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• Inform the insurance company when the accident takes place before or while going to the hospital. The reference/policy number should also be given to the insurance company for registration of the claim.
• The insurance company should be informed during hospitalization of the patient along with the nature of the injury and all documents covering treatment, diagnosis and billing should be properly maintained. The company should be informed about the hospital where the patient is admitted.
• The health insurance company representative will then be sent to the address of the customer or hospital to verify this claim and collect all necessary documents for processing the same.
• Most insurance companies will also need the FIR from the police station which has jurisdiction over the area where the accident happened.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

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