Home Loan

> >

How to Change Co-applicant in Home Loan?

How Can You Change Your Co-Applicant’s Name on Your Home Loan?

You need to contact your lender and ask for a novation for your joint home loan and then add your new co-applicant to the loan. Follow the guidelines of your lender for the novation. In case the lending company does not allow a novation, you can opt to refinance your existing home loan with a new lender and a co-applicant who qualifies for the new lender’s home loan eligibility criteria. Although, keep in mind that the home loan interest rate may vary from your existing rate in case of refinancing.

Home Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

People Also Considered

Home Loan EMI calculator

Calculate your monthly EMI, installments and rate of interest applied on the loan amount


Home Loan Balance Transfer

Get a top-up loan without any extra documentation


Homes and Loans

Find your dream home from
18000 + properties

Explore More

Home Loan eligibility calculator

Determine your Home Loan eligibility and accordingly plan the application amount