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Hospitalisation (Malaria) Vector Borne Disease Cover Plan

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The expenses incurred during treatment of malaria can strain the finances of an average Indian household. These expenses can be significantly higher, in cases where hospitalization is required. Get covered against these unforeseen expenses with an appropriate cover.
FlexiCare Group Insurance Policy - Hospitalization (Malaria) Vector-Borne Disease cover from Manipal Cigna Health Insurance offers coverage if the policyholder requires hospitalization due to Malaria.

Plan Details

Coverage 

Details 

Sum Insured up to (Options)

Hospitalisation Cover 

In-patient Hospitalisation
Day Care

Rs. 25,000 

Rs. 50,000 

Rs. 1 lakh 

Pre Hospitalisation Cover

5 days

Post Hospitalisation Cover

10 days

Premium Including GST 

Rs. 169 

Rs. 304 

Rs. 354 

Eligibility: You are eligible for Hospitalization (Malaria) Vector-Borne Disease cover if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Hospitalization Expenses

    If the policyholder suffers from Malaria Fever and requires hospitalization, the sum insured will be in case of in-patient hospitalization, provided that the purpose of hospitalization is to avail necessary medical treatment. The admission date of hospitalization should be within the policy year. Pre and post-hospitalization days will be 5 and 10, respectively.

  • Money-in-bank

    Diagnostics test

    Costs of conducting diagnostics tests before (within the specified pre or post-hospitalization period) or during the hospitalization period.

  • Money-in-bank

    Doctor’s Fees

    The doctor’s consultation fees during the pre and post-hospitalization are covered.

  • Money-in-bank

    Medication

    Expenses for medicines that need to be purchased during, pre and post-hospitalization are covered.

  • Money-in-bank

    Treatment Charges

    Treatment charges include the hospital room rent, ICU charges, transfusion charges, doctor's consultation fees, expenses of purchasing medicines, and charges of conducting diagnostic tests.

What's not covered?

*For a complete list of exclusions, please refer to the policy wordings.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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