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Vector-borne diseases can betransmitted through the bite of an infected arthropod species. These disorders can be fatal, and they can pose long-term consequences to the patient's health. The treatment of these disorders needs quick attention. However, the costs of these treatments can be very expensive. Bajaj Finserv's Hospital Cash (Vector-borne Infection) cover provides benefits up to Rs. 2000 per day for a period of 30 days for just Rs. 349.
Plan Details
| Coverage | Sum Insured | Premium Including GST | Deductible* |
| Hospital Cash - 30 days | Rs. 2,000/day | Rs. 349 | 2 days |
Eligibility: Individuals between the age of 18 and 65 years can avail of this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
Initial Waiting period – 30 days
What's covered?
-
Hospital cash cover
If during the Policy Year, the Insured Person suffers an Illness due to (Dengue Fever, Malaria, Chikungunya, Encephalitis, Kala-Azar) that results in the Hospitalization of the Insured Person, the cash benefit will be paid for each continuous and completed period of Hospitalization as specified, provided that the purpose of Hospitalization is to avail Medically Necessary Treatment of the Insured Person and admission date of Hospitalization is within the policy year.
- Get coverage of INR 2,000 per day for a maximum of up to 30 days with premiums of Rs. 349 including taxes.
-
In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 2,000 up to 30 days to take care of the day-to-day expenses.
- Waiting Period
- The initial waiting period is 30 days
Note: The scope of cover is limited to Vector-Borne Diseases (Dengue Fever, Malaria, Chikungunya, Encephalitis and Kala-Azar)
What's Not Covered/Exclusions
- Any Pre-existing Disease
- This cover is eligible only after continuous hospitalization of 48 hours.
*For a full list of exclusions, please refer to the policy wordings.
How to apply?
Applying for the Mediclaim - Infections - Vector Borne Disease – Hospital Cash cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.
Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/WhatsApp.
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.