Hospital Cash Plan - Overview

Worried about how to handle expenses if you are hospitalised due to an illness or injury? Protect yourself against the financial strain of hospitalisation with the Hospital Cash Cover from Bajaj Finserv. An easy application process coupled with a high sum insured make this health insurance cover, the ideal cover to help with everyday expenses when you undergo treatment at a hospital.


Hospital Cash Cover Features and Benefits

  • High Sum Insured

    Get coverage up to Rs. 1 lakh for just Rs. 322 per annum.

  • Daily Cash Benefit

    • In the event of hospitalisation, you get daily cash benefit up to a limit of your choosing, to help with day-to-day expenses. You can choose to get Rs. 1000 per day, or Rs. 2000 per day, or Rs. 3000 per day.

    • You can also get a daily cash benefit in case you have to undergo a day care treatment procedure.

  • Hospital Cash Cover Premium

    Age Band Premium
    18-40 Rs. 489 per annum
    41-50 Rs. 548 per annum
    50-60 Rs. 779 per annum

  • What is Not Covered in Hospital Cash Cover Policy

  • The first 30 days of the policy period are not covered

  • Any hospitalization for an existing disability from an accident which occurred before the start date of the policy period

  • Any stay in hospital for an injury due to an accident, without undertaking any treatment

  • Hospitalization for accidental Injury aggravated by an existing disability or pre-existing illness/condition/injury

  • Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident

  • Any treatment taken outside India

  • Treatment taken from persons not registered

  • Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as treatment for an injury

  • Pre-existing diseases are not covered for 1 year

How to Apply for Hospital Cash Cover

Applying for a Hospital Cash cover from Bajaj Finserv is simple and fast. Just log on to our website, fill out the Hospital Cash Cover online application form, make the premium payment, and you’re done!

How to Claim under Hospital Cash Insurance Policy

You can make a claim by contacting us via one of the following ways on your exisiting Hospital Cash Cover policy :

• E-mail –
• Toll free number - 1800-209-1021

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