Hospital Cash Cover

Hospitalisation for treating illnesses or getting surgeries can be costly. Protect yourself against the financial stress of hospitalisation with the Hospital Cash Cover from Bajaj Finserv. An easy application process coupled with high sum insured make Hospital Cash Cover an ideal health insurance cover to deal with everyday expenses when you undergo a treatment at a hospital.

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  • Plan Details

    Here are the details of this plan.

  • High sum insured

    Get Rs. 1000 per day for 30 days at a premium of Rs. 549. Individuals between the age group of 18 and 65 years can opt for this plan which is valid for a period of 1 year.

  • Daily cash benefit

    In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,000 to take care of the day-to-day expenses. The daily cash benefit can also be availed if one is undergoing a day care treatment procedure.

  • What’s Not Covered

    Here’s what’s not covered in this plan.

  • Any illness diagnosed or diagnosable within 30 days of the commencement of the Cover (Not applicable for accidental hospitalisation). The minimum hospitalisation period must be 24 hours.

  • Any hospitalisation for an existing disability from an accident which occurred before the start date of the policy period.

  • Any stay in hospital for an injury due to an accident, without undertaking any treatment.

  • Hospitalisation for accidental injury aggravated by an existing disability or pre-existing illness/condition/injury.

  • Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident.

  • Any treatment taken outside India.

  • Treatment taken from persons not registered.

  • Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as treatment for an injury.

  • Pre-existing diseases are not covered for 2 years.

  • To know the complete list of exclusions under the policy, please click here.

How To Apply

Here’s how you can apply for this cover.

  • Fill in the online application form with basic details such as name, date of birth, and mobile number

  • Authenticate your purchase by entering the OTP received on your registered phone number

  • Complete the purchase by paying the premium via mobile wallet, credit card/debit card, mobile wallet, or any other preferred mode of payment.

How To Lodge A Claim

You can lodge a claim by contacting us through one of the following ways:

Insured or his representative must intimate at least 48 hours prior a planned hospitalisation and in case of an emergency, within 24 hours of hospitalisation.
• Insured or his representative can call on our toll-free no. 1800 2666
• SMS "HEALTHCLAIM" to 575758 to receive a call back from ICICI Lombard Health Care.

Customer must provide following information during claim intimation to ICICI Lombard Health Care. They also receive Claim Intimation Service Request Number as a reference number. This reference number should be mentioned in the claim form during claims reimbursement:

  1. UHID number
  2. Policy number
  3. Patient name
  4. Name of caller
  5. Caller's contact number
  6. Relationship with the proposer
  7. DOA
  8. Expected length of stay
  9. Reason for admission
  10. Name of the doctor
  11. Hospital name
  12. Hospital complete address with landmark
  13. Hospital city
  14. Hospital state

Note: All the above-mentioned details are mandatory to raise claim intimation service request.

Documents required* (Original copies)

Please submit all the below documents while submitting your reimbursement claim:

  • Duly filled claim form (signed by the insured and the treating doctor)
  • Discharge summary (with details of complaints and the treatment availed)
  • Final hospital bill (detailed break-up) along with interim bills
  • Payment receipts
  • Doctor's consultation papers

Contact Us

For any queries or concerns related to Hospital Cash Cover, please get in touch with us by writing an email to pocketservices@bajajfinserv.in.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”