Hospital Cash Cover

Sudden hospitalisation can bring in unexpected financial stress. Hospital Cash Cover by Bajaj Finserv helps you stay secure in such sudden situations. An easy application process coupled with high coverage makes this an ideal insurance plan to deal with hospitalisation expenses.

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• Plan details

  Get coverage up to Rs. 30,000 at a premium of just Rs. 549.
  Eligibility: Individuals aged between 18 and 65 years can opt for this plan.
  Plan validity: One year
  
  

• What's covered?

• 

  Daily cash benefit

  The policyholder gets a cash allowance of Rs. 1,000 to take care of daily expenses. The daily cash benefit can also be availed of if one is undergoing a daycare treatment procedure.
  
  

• What's not covered?

• 

  Any illness diagnosed within 30 days of the commencement of the cover (Not applicable for accidental hospitalisation. The minimum hospitalisation period must be 24 hours.

• 

  Hospitalisation for an existing disability from an accident that occurred before the start date of the policy period

• 

  Any stay in hospital for an injury due to an accident without undergoing treatment

• 

  Hospitalisation for accidental injury aggravated by an existing disability or pre-existing illness/condition/injury

• 

  Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident

• 

  Any treatment outside India

• 

  Treatment from doctors not registered

• 

  Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as a treatment for an injury

• 

  Any pre-existing diseases

• To know the complete list of exclusions under the policy, please click here.

• Fill in the online application form with basic details such as name, date of birth and mobile number.
• Authenticate your purchase by entering the OTP sent to your registered mobile number.
• Complete the purchase by paying premium via mobile wallet, credit card/debit card, mobile wallet, or any other preferred mode of payment.

The insured person or his representative must intimate us at least 48 hours before a planned hospitalisation and, in case of an emergency, within 24 hours of hospitalisation. You can lodge a claim by contacting us through one of the following ways:

• Call our toll-free number 1800 2666
• SMS "HEALTHCLAIM" to 575758 to receive a call back from ICICI Lombard Health Care.

The customer must provide the information listed below while initiating a claim with ICICI Lombard Health Care. They will receive a ‘Claim Intimation Service Request Number’ as a reference number. This reference number should be mentioned in the claim form while claiming reimbursement.

1. UHID number
2. Policy number
3. Patient name
4. Name of caller
5. Caller's contact number
6. Relationship with the proposer
7. DOA
8. Expected length of stay
9. Reason for admission
10. Name of the doctor
11. Hospital name
12. Complete address of hospital with landmark
13. City where the hospital is located
14. State where the hospital is located

Note: All the details mentioned above are mandatory to raise claim intimation service requests.

Documents required* (original copies)

The following documents are required while submitting your reimbursement claim:

• Duly filled claim form (signed by the insured person and the doctor treating them)
• Discharge summary (with details of complaints and the treatment availed)
• Final hospital bill (detailed break-up) along with interim bills
• Payment receipts
• Doctor's consultation papers

For any queries or concerns related to Hospital Cash Cover, please write to us at pocketservices@bajajfinserv.in.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. Our partner Insurance Company provides the insurance coverage. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The benefits mentioned above and the premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products."