Sudden hospitalisation can bring in unexpected financial stress. Hospital Cash Cover by Bajaj Finserv helps you stay secure in such sudden situations. An easy application process coupled with high coverage makes this an ideal insurance plan to deal with hospitalisation expenses.
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Get coverage up to Rs. 30,000 at a premium of just Rs. 549.
Eligibility: Individuals aged between 18 and 65 years can opt for this plan.
Plan validity: One year
The policyholder gets a cash allowance of Rs. 1,000 to take care of daily expenses. The daily cash benefit can also be availed of if one is undergoing a daycare treatment procedure.
Any illness diagnosed within 30 days of the commencement of the cover (Not applicable for accidental hospitalisation. The minimum hospitalisation period must be 24 hours.
Hospitalisation for an existing disability from an accident that occurred before the start date of the policy period
Any stay in hospital for an injury due to an accident without undergoing treatment
Hospitalisation for accidental injury aggravated by an existing disability or pre-existing illness/condition/injury
Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident
Any treatment outside India
Treatment from doctors not registered
Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as a treatment for an injury
Any pre-existing diseases
To know the complete list of exclusions under the policy, please click here.
The insured person or his representative must intimate us at least 48 hours before a planned hospitalisation and, in case of an emergency, within 24 hours of hospitalisation. You can lodge a claim by contacting us through one of the following ways:
The customer must provide the information listed below while initiating a claim with ICICI Lombard Health Care. They will receive a ‘Claim Intimation Service Request Number’ as a reference number. This reference number should be mentioned in the claim form while claiming reimbursement.
Note: All the details mentioned above are mandatory to raise claim intimation service requests.
The following documents are required while submitting your reimbursement claim:
For any queries or concerns related to Hospital Cash Cover, please write to us at firstname.lastname@example.org.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. Our partner Insurance Company provides the insurance coverage. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The benefits mentioned above and the premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products."
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