Worried about expenses if you are hospitalised due to an illness or injury? Protect yourself against the financial strain of hospitalisation with the Hospital Cash Cover from Bajaj Finserv. An easy application process coupled with adequate sum insured make this health insurance cover, the ideal way to deal with everyday expenses when you undergo treatment at a hospital.
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Get Rs. 1000 per day for 30 days at a premium of Rs. 549. Individuals in the age between 18 years and 65 years can opt for this plan which is valid for a period of 1 year.
In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,000 to take care of the day-to-day expenses. The daily cash benefit can also be availed if one is undergoing a day care treatment procedure.
Any illness diagnosed or diagnosable within 30 days of the commencement of the Cover Period (Not applicable for accidental hospitalization). Also, the minimum hospitalisation period has to be 24 hours.
Any hospitalization for an existing disability from an accident which occurred before the start date of the policy period.
Any stay in hospital for an injury due to an accident, without undertaking any treatment.
Hospitalization for accidental Injury aggravated by an existing disability or pre-existing illness/condition/injury.
Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident.
Any treatment taken outside India.
Treatment taken from persons not registered.
Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as treatment for an injury.
Pre-existing diseases are not covered for 2 years.
To know the complete list of exclusions under the policy, please click here.
Applying for the Hospital Cash Cover requires you to fill in the online application form and pay the premium using your preferred payment mode. Here is the step-by-step process to complete the purchase.
You can raise a claim by contacting the insurer via one of the following ways:
Note: All the above-mentioned details are mandatory to raise claim intimation service request.
Please take care to submit all the below documents while submitting your reimbursement claim:
For any queries or concerns related to Hospital Cash Cover, please get in touch with us by writing an email to firstname.lastname@example.org.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”