Worried about expenses if you are hospitalised due to an illness or injury? Protect yourself against the financial strain of hospitalisation with the Hospital Cash Cover from Bajaj Finserv. An easy application process coupled with adequate sum insured make this health insurance cover, the ideal way to deal with everyday expenses when you undergo treatment at a hospital.

  • Hospital Cash Cover Features and Benefits

  • Sum Insured

    Get coverage up to Rs. 10,000 at premium starting from Rs. 499 per annum.

  • Daily Cash Benefit

    In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,000 to take care of the day-to-day expenses. The daily cash benefit can also be availed if one is undergoing a day care treatment procedure.

  • Hospital Cash Cover Premium

    Age Band Premium
    18-40 Rs. 499 per annum
    41-50 Rs. 549 per annum
    50-60 Rs. 799 per annum

  • What is Not Covered in Hospital Cash Cover Policy

  • Any illness diagnosed or diagnosable within 30 days of the commencement of the Cover Period.

  • Any hospitalization for an existing disability from an accident which occurred before the start date of the policy period.

  • Any stay in hospital for an injury due to an accident, without undertaking any treatment.

  • Hospitalization for accidental Injury aggravated by an existing disability or pre-existing illness/condition/injury.

  • Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident.

  • Any treatment taken outside India.

  • Treatment taken from persons not registered.

  • Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as treatment for an injury.

  • Pre-existing diseases are not covered for 1 year.

How to Apply for Hospital Cash Cover?

Applying for a Hospital Cash cover from Bajaj Finserv is simple and fast. Just log on to our website, fill out the Hospital Cash Cover online application form, make the premium payment, and you’re done!

How to Claim under Hospital Cash Insurance Policy?

You can make a claim by contacting us via one of the following ways on your existing Hospital Cash Cover policy:

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