Overview:

Worried about expenses if you are hospitalised due to an illness or injury? Protect yourself against the financial strain of hospitalisation with the Hospital Cash Cover from Bajaj Finserv. An easy application process coupled with adequate sum insured make this health insurance cover, the ideal way to deal with everyday expenses when you undergo treatment at a hospital.

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  • Hospital Cash Cover Features and Benefits

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  • Sum Insured

    Get coverage up to Rs. 10,000 at premium starting from Rs. 499 per annum.

  • Daily Cash Benefit

    In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,000 to take care of the day-to-day expenses. The daily cash benefit can also be availed if one is undergoing a day care treatment procedure.

  • Hospital Cash Cover Premium

    Age Band Premium
    18-40 Rs. 499 per annum
    41-50 Rs. 549 per annum
    50-60 Rs. 799 per annum

  • What is Not Covered in Hospital Cash Cover Policy

  • Any illness diagnosed or diagnosable within 30 days of the commencement of the Cover Period.

  • Any hospitalization for an existing disability from an accident which occurred before the start date of the policy period.

  • Any stay in hospital for an injury due to an accident, without undertaking any treatment.

  • Hospitalization for accidental Injury aggravated by an existing disability or pre-existing illness/condition/injury.

  • Vaccination and inoculation of any kind unless forming part of treatment for an injury due to an accident.

  • Any treatment taken outside India.

  • Treatment taken from persons not registered.

  • Aesthetic treatment, cosmetic surgery and plastic surgery, unless needed due to an accident or as treatment for an injury.

  • Pre-existing diseases are not covered for 1 year.

How to Apply for Hospital Cash Cover?

Applying for the Hospital Cash Cover requires you to fill in the online application form and pay the premium using your preferred payment mode. Here is the step-by-step process to complete the purchase.
 

  • Step 1:  Click on ‘Apply Now’ button at the top left-hand corner on the page and fill in the online application form.

  • Step 2:  Authenticate your application by entering the OTP received on your mobile number

  • Step 3:  Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

How to raise a claim under Hospital Cash Cover?

You can raise a claim by contacting the insurer via one of the following ways:

Contact Us

For any queries or concerns related to Hospital Cash Cover, please get in touch with us by writing an email to pocketservices@bajajfinserv.in.