Home Loan in Suratgarh

Suratgarh is a city in the Ganganagar district of Rajasthan. The city is best known for its tourist spots, and its economy primarily depends on its defence and thermal power sector. The cement manufacturing units also play a significant part in its economy.

If you have been thinking about purchasing a property in this city, you can get a home loan in Suratgarh from Bajaj Finserv against an affordable interest rate.

Home Loan in Suratgarh: Features and Benefits

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  Requires basic documentation

  Obtain a home loan from Bajaj Finserv by submitting a few basic documents.

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  Enjoy the benefits of PMAY

  Bajaj Finserv extends the benefits of PMAY and makes repayment more affordable.

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  Prepayment and foreclosure facility

  Bajaj Finserv extends prepayment and foreclosure facilities for easier repayment of loans. Also, they do not entail any additional charges.

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  Transfer the loan balance easily

  The loan balance transfer facility with Bajaj Finserv allows you to secure a lower home loan interest rate and get additional benefits.

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  24X7 loan account management

  With the assistance of Bajaj Finserv customer portal, you can now stay on top of your debt management. Pay EMIs and check loan balance status using it.

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  Get a top-up loan

  You can now get a top-up loan on top of your existing housing loan without submitting additional documents. Moreover, the funds have no end-use restrictions allowing you to meet an array of financial commitments.

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  Longer repayment period

  With Bajaj Finserv, you get a loan repayment period of up to 30 years. You can also estimate the monthly instalments using a home loan EMI calculator and then select a repayment tenor accordingly.

The home loan eligibility parameters set by Bajaj Finserv are simple and easy to meet. Here are the particulars:
 

• Age: 25-70 years for self-employed individuals and 23-62 years for salaried individuals.
• Work experience: At least 5 years of business continuity for self-employed applicants and 3 years of work experience for salaried individuals.
• Monthly income: Depends on your city of residence
• Citizenship: Indian citizens

You need to submit the following set of documents to get a housing loan:
 

• KYC documents
• Address and Identity proof
• Latest salary slips or Form 16
• Bank account statement of prior 6 months
• Business papers indicating 5 years continuity for self-employed individuals

Apply for a Bajaj Finserv Home Loan by following the steps mentioned below:
 

• Step 1: Fill up the loan application form with required personal and professional information, and enter the information of property.
• Step 2: Following that, you can book a home loan offer by paying the needed fee online. An executive of Bajaj Finserv will then get in touch with you to complete the remaining process.
• Step 3: After that, submit the scanned copies of required documents for housing loans online. It will help to validate your loan application.