Suratgarh is a city in the Ganganagar district of Rajasthan. The city is best known for its tourist spots, and its economy primarily depends on its defence and thermal power sector. The cement manufacturing units also play a significant part in its economy.
If you have been thinking about purchasing a property in this city, you can get a home loan in Suratgarh from Bajaj Finserv against an affordable interest rate.
Bajaj Finserv extends the benefits of PMAY and makes repayment more affordable.
Prepayment and foreclosure facility
Bajaj Finserv extends prepayment and foreclosure facilities for easier repayment of loans. Also, they do not entail any additional charges.
Transfer the loan balance easily
The loan balance transfer facility with Bajaj Finserv allows you to secure a lower home loan interest rate and get additional benefits.
24X7 loan account management
With the assistance of Bajaj Finserv customer portal, you can now stay on top of your debt management. Pay EMIs and check loan balance status using it.
Get a top-up loan
You can now get a top-up loan on top of your existing housing loan without submitting additional documents. Moreover, the funds have no end-use restrictions allowing you to meet an array of financial commitments.
Longer repayment period
With Bajaj Finserv, you get a loan repayment period of up to 30 years. You can also estimate the monthly instalments using a home loan EMI calculator and then select a repayment tenor accordingly.
Home Loan Interest Rate, Fees & Charges
The home loan interest rate levied by Bajaj Finserv is competitive. It starts from 8.60%* p.a. for both salaried individuals. Additionally, housing loans with Bajaj Finserv do not entail any hidden charges. You can Click here to learn about these fees and charges.
An affordable home loan interest rate paired with the income tax benefits enables individuals to make notable savings on home loan repayment.
Age: 25-70 years for self-employed individuals and 23-62 years for salaried individuals.
Work experience: At least 5 years of business continuity for self-employed applicants and 3 years of work experience for salaried individuals.
Monthly income: Depends on your city of residence
Citizenship: Indian citizens
Documents Required for Home Loan
You need to submit the following set of documents to get a housing loan:
KYC documents
Address and Identity proof
Latest salary slips or Form 16
Bank account statement of prior 6 months
Business papers indicating 5 years continuity for self-employed individuals
How to Apply for a Home Loan?
Apply for a Bajaj Finserv Home Loan by following the steps mentioned below:
Step 1: Fill up the loan application form with required personal and professional information, and enter the information of property.
Step 2: Following that, you can book a home loan offer by paying the needed fee online. An executive of Bajaj Finserv will then get in touch with you to complete the remaining process.