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Shiml-a, the capital city of the state of Himachal Pradesh, is located in the foothills of the mighty Himalayan range. A great holiday destination, the city also has a thriving real estate market drawing residents from all over the country. To enjoy the beautiful city, you can choose the Bajaj Finserv Home Loans that accords flexible tenors and attractive interest rates to those interested in Shimla.

  • Flexi Hybrid Home Loan

    Manage your finances easily by paying a fair interest as EMI for initial tenor. You are required to repay principal and interest only on the amount utilised for your home loan. The amount available to anyone availing the Bajaj Finserv Home Loan ranges from a minimum of Rs. 10 lakh to a maximum of Rs. 5 Crores*

  • mortgage loan in india

    Balance Transfer Facility

    Transfer your Home Loan to Bajaj Finserv, and enjoy attractive interest rates with minimal documentation and faster processing.

  • Top-Up Loan

    You may avail a high-value top up loan at an attractive interest rate, without any additional documentation with Bajaj Finserv Home Loan.

  • Property dossier

    Bajaj Finserv offers guidance through all legal and financial elements of owning a property, with a customised report to suit your needs.

  • No foreclosure charges

    Foreclose your loan without paying additional charges, once you’ve paid your first EMI with Bajaj Finserv.

  • Flexible Tenor

    With Bajaj Finserv home loan in Shimla, customise your repayment capacity with flexible tenor ranging up to 20 years, with 240 months of payable EMIs. Use our Home Loan EMI Calculator to calculate the monthly EMIs and tenor.

  • Minimal Documentation

    Get your loan faster, with easy home loan eligibility criteria and minimal documentation.

  • Online Account Management

    Manage your Home Loan in Shimla conveniently, with the Bajaj Finserv digital customer portal.

  • 3 EMI Holiday

    Plan your finances better with a grace period of 3 months, wherein you need not pay your EMIs. This amount is adjusted against your loan tenor and the feature us handy in case of any emergency.

  • Insurance

    Customised Insurance Schemes

    Choose a customised insurance scheme, and protect your family from the burden of loan repayments on the occasion of unforeseen events.

Home Loan Eligibility Criteria

Check the eligibility criteria and documentation required for availing a Bajaj Finserv home loan in Shimla. You can check your eligibility with our easy-to-use Home Loan Eligibility Calculator.

Fees & Charges

Learn about the current home loan interest rates and find out the fees and charges, applicable to your home loan in Shimla.

How To Apply

If you are new to Bajaj Finserv and looking for information on home loans in Shimla by Bajaj Finserv, call us at 1800-103-3535 or SMS ‘SHOL’ to 9773633633.

As an existing customer, you may reach us at 020-3957 4151, SMS to +91 9227564444 or visit us at:

Our Address
Bajaj Finserv Ltd.

3Rd Floor,
Travini Building,
Lower Khalini Chowk,
Shimla - 171 002.
Himachal Pradesh, India
Contact No.: +911773207356

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