Home loan overview

Shikrapur is the largest village in Shirur Taluka, Pune. The area around Shikrapur is utilised for growing sugarcanes, vegetables, and various other crops.

Residents of this area who are about to purchase a property here can approach Bajaj Finserv for a home loan in Shikrapur. We provide affordable home loans at competitive interest rates.

Features & benefits of home loan

  • Higher loan amount

    Higher loan amount

    Get a high-value loan of Rs. 5 crore* or higher, basis eligibility to buy your dream home. Meet the eligibility to get a lower housing loan interest rate.

  • Repay over flexible tenors

    Repay over flexible tenors

    Enjoy easy repayment with tenors of up to 30 years. Opt for a longer repayment tenor for lower EMIs.

  • Online account management

    Online account management

    We offer an online account management facility through our customer portal Experia. You can access and manage your loan account through this portal, 24x7.

  • Balance transfer facility

    Balance transfer facility

    With our housing loan balance transfer facility, you can bring down your existing home loan interest rate.

  • Top-up loans

    Top-up loans

    Opt for a top-up loan of Rs. 1 crore*, which comes with no-end use restrictions. Use this loan amount to meet various other financial obligations.

  • Online application form

    Online application form

    Check home loan eligibility and apply online. Our easy online application process ensures that you do not face any hassles.

  • Money within 48 hours*

    Money within 48 hours*

    Expect to receive the sanctioned home loan in Shikrapur within 48 hours* of approval.

Home Loan Interest Rates, Fees and Charges

With home loan rates in Shikrapur starting from 7.70%* p.a., Bajaj Finserv ensures affordability for borrowers. You have to pay nominal home loan processing fees and additional charges.

You can also use our EMI calculator to check EMIs and other essential details instantly.

Home loan eligibility criteria

Eligibility criteria are essential to qualify for a home loan from Bajaj Finserv. Fulfill the below parameters to get a housing loan in Shikrapur:

  • Nationality

    Nationality

    Indian citizen and Non-NRI

  • Residence

    Residence

    Any of the places where we offer our services

  • Minimum income

    Minimum income

    Starting from Rs. 30,000 to Rs. 50,000 depending on city and age.

  • Age bracket**

    Age bracket**

    23 to 62 years** (salaried) and 25 to 70 years** (self-employed)

  • For self-employed

    For self-employed

    A minimum of 5 years of business vintage

  • For salaried

    For salaried

    At least 3 years in the current company

Use our Home Loan Eligibility Calculator to determine how much loan amount you can borrow.

**Maximum age considered at the time of loan maturity.

Documents required for home loan

With minimal documentation, we ensure to keep the home loan process hassle-free. Here are the necessary documents that you must submit:

  • Passport-sized photograph
  • KYC documents
  • Financial documents and income proof depending on applicant’s profile
  • Proof of business vintage for the self-employed
  • Allotment letter, sale deed with registration receipt, TAX receipt, agreement copy, etc. as essential property documents
Apart from the above, you may also have to provide more documents if required during verification.

How to apply for a home loan?

Bajaj Finserv ensures an easy application process for a home loan in Shikrapur. Follow these steps below:

  1. 1 Access the online application form available to all
  2. 2 Provide every detail accurately as required and submit the form
  3. 3 Our executives shall get in touch with you regarding further processing
  4. 4 Submit the documents necessary to complete the application process

Apply for a housing loan today to enjoy exclusive tax benefits as well. Know the additional fees and charges to make an informed borrowing decision.