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Home Loan in Satara: Overview

Home to a significant number of farmers, Satara is an agricultural city located in the state of Maharashtra. The city has grown over the years and offers a number of opportunities, alongside proximity to other developed Tier I cities. Today, many seek to settle down here, with a property of their own.

Taking a housing loan from us in Satara not only enables you to conveniently acquire a home, but you also gain access to many benefits. In this article, you’ll learn everything you need to know about taking a home loan in Satara.
 

Advantages of a Home Loan in Satara

Below are some advantages of getting a home loan from us in Satara.

  • High loan amount

    High loan amount

    We disburse huge loan amounts that aid our customers in acquiring their dream homes. If you have a decent credit record plus a high credit score, you can avail yourself of a home loan amount of Rs.5 crores and even more, on the basis of eligibility.

  • Speedy loan pay-outs

    Speedy disbursal

    We disburse the loan amount within 48 hours* of you submitting your documents. We maintain a fast turnaround time because we know some applicants may need the loan urgently.

  • Availability of pre-approved offers

    Availability of pre-approved offers

    Existing customers can opt for a variety of pre-approved home loan offers. By doing so, they instantly get their home loans.

  • Flexi loan feature

    Flexible repayment options

    To complement our home loan offers, we have incorporated many flexible repayment options that you can choose from. Based on your eligibility, you can access a repayment tenor of up to 30 years. 

  • External benchmark-linked loans

    Availability of benchmark-linked loans

    You can now benefit from typical repo rate cuts if you opt for a home loan whose interest rate is attached to external benchmarks like the repo rate.

Current Home Loan Interest Rate 

We recently reviewed our home loan interest rate and have now pegged it at 7.20%* p.a. This applies to salaried and professional home loan applicants in Satara.

Requirements for a Home Loan in Satara

Bajaj Finserv has a basic list of requirements that you must meet to be considered for a home loan. While the criteria are not bulky, only those that qualify for our home loan facility should apply.

To determine your maximum loan amount, you can use the Home Loan Eligibility Calculator. If you desire to develop a repayment plan for the equated monthly instalments (EMIs), you can use the EMI Calculator for Home Loan.

By using both financial tools, you can select the appropriate loan tenor and amount. Below are our requirements for a home loan in Satara:

  1. Income
    To qualify for our home loan in Satara, you must earn up to Rs.10,000 monthly.
  2. Age bracket
    You must be between 23 to 62 years as a salaried applicant in Satara. For self-employed, the eligible age ranges between 25 to 70 years.
  3. Credit score
    Before applying, we recommend that you have a convincing score of 725 upwards.
  4. Work Experience
    You must have at least 3 years of work experience in an establishment to qualify.
  5. Indian citizenship
    Only Indian citizens living in India may apply for a loan in Satara.

The Documents Needed to Take a Home Loan in Satara

We require a few documents to ease the stress often associated with the loan application process. To take a home loan in Satar, you need the below-listed documents:
 

  • Proof of identity and address
  • Know Your Customer (KYC) documents and a photograph (passport-size)
  • Recent salary sips or Form 16
  • Your bank account statements from the past 6 months

Ways to Apply for a Home Loan in Satara

You can apply for our home via the following methods:
 

  • You can apply via SMS. Just send “HLCI” to 9773633633.
  • You can also apply online by filling a home loan application form and submitting the personal, employment, financial, and property details. The relationship manager will contact you to move forward with your application. Upon submitting the necessary documents, your account will be credited in 48 to 72 hours. Do note that you may have to submit some documents in person.
  • As a third option, you can apply at the Bajaj Finserv branch in Satara.

Own Your Dream Home in Satara

Bajaj Finserv is a Non-Banking Financial Company (NFBC) that has several branches spread across India. Our priority is to provide eligible applicants from every economic group with affordable home loans and other loan types.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?