Neemuch, also called Nimach, is a city in the Malwa region of North-western Madhya Pradesh. The city has been prospering with industries like handloom weaving, limestone mining and distribution centres for grain and cotton.
If you are looking to move into this city, you can apply for a home loan in Neemuch from Bajaj Finserv against affordable interest rates. We operate through one branch in Neemuch. So, you can either apply online or visit our branch, at your convenience.
Bajaj Finserv offers its home loan customers the flexibility to choose from a repayment tenor ranging up to 30 years.
Top-up loan facility
Our existing home loan customers can opt for a top-up loan of Rs. 1 Crore, or higher, basis eligibility with no additional documents.
Online account management
Our customers can easily access their home loan details through our online portal. You can also make prepayments and download your interest certificates here.
Get interest subsidy with PMAY
We are a Prime Lending Institution registered with the Central Nodal Agency and provide benefits of the Pradhan Mantri Awas Yojana. So, you can enjoy subsidised home loan rates in Neemuch under the central government scheme.
Part-prepayment and foreclosure facilities
If you have opted for floating interest rates on your home loan, you can enjoy zero prepayment and foreclosure charges with Bajaj Finserv.
Minimal documents required
We keep our documentation requirements to a minimum, so you have the easiest route to getting a housing loan in Neemuch.
Bajaj Finserv offers housing loan interest rates starting at 7.20%* p.a., with a minimum EMI of Rs.649/lakh*. In addition, we offer flexible tenors of up to 30 years to make your loan repayment affordable.
We offer both fixed and floating home loan interest rates so that you can choose the best option depending on current market lending rates.
Age: 23-62 for salaried applicants; 25-70 years for self-employed applicants
Citizenship: Residing citizen of India
Employment profile: Salaried or self-employed
Occupation stability: 3 years of work experience for salaried applicants; 5 years of business vintage for self-employed applicants.
Documents Required for Home Loan
You will need to produce the following documents to get a home loan from Bajaj Finserv:
KYC documents and photograph
Latest bank account statements for 6 months
Proof of business (for self-employed applicants)
How to Apply for a Home Loan?
You can apply for a home loan in Neemuch by simply following these steps:
Step 1: Fill in personal, property, employment, and financial details in the application form
Step 2: Submit the form
Step 3: Book an available offer by paying the secure fee (optional)
Step 4: The relationship manager will contact you for processing the application
Step 5: Pay the fees and submit scanned copies of required documents
For a hassle-free application procedure, try to keep the documents handy before applying for a home loan in Neemuch. Moreover, know all about home loans and the factors that could affect the loan affordability to make an informed borrowing decision.