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Home Loan: Overview
Jhalawar was founded and developed by Jhala Zalim Singh as a military cantonment to stop Maratha Invaders. Currently, Jhalawar is a properly developed town and a popular tourist place.
If you are a resident of Jhalawar and planning to invest in a property, then get in touch with Bajaj Finserv. With us, you can get a home loan in Jhalawar against attractive interest rates. Visit our branch in Jhalawar or apply online today.
Home Loan in Jhalawar: Features and Benefits
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PMAY benefits are available
Home loan applicants can now enjoy the benefits of PMAY with Bajaj Finserv. They can apply and receive funds at subsidised loan rates in Jhalawar.
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Nominal documentation needed
You can now get a home loan in Jhalawar by submitting only a few documents, which further eases the loan application process.
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Facility to foreclose or prepay loans
Repaying a loan has become easy with Bajaj Finserv’s prepayment and foreclosure facility. You can easily lower your total loan burden.
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Take advantage of balance transfer
Get a lower home loan interest rate and additional facilities with the balance transfer facility offered by Bajaj Finserv.
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Manage your loan account online
With the help of Bajaj Finserv’s online customer portal, you can access your loan account 24X7.
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Access to a top-up loan
Bajaj Finserv provides access to a top-up loan facility of Rs. 1 Crore*, to its existing customer base. Availing a top up loan does not require any additional documentation.
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Extended repayment tenor
Repay your housing loan within an extended tenor of up to 30 years. You can now estimate the EMIs using a home loan EMI calculator and then select a loan tenor as per your affordability.
Home Loan Interest Rate, Fees & Charges
A competitive housing loan interest rate structure and the availability of income tax benefits will help you in making savings during home loan repayments.
Home Loan Eligibility Criteria
The home loan eligibility parameters set by Bajaj Finserv are easy-to-meet and aid individuals to get credit without any hiccups. Here are the specifics –
- Age: 25 to 70 years for self-employed individuals and 23 to 62 years for salaried individuals.
- Work experience: Minimum 5 years of business continuity for self-employed applicants and 3 years for salaried individuals.
- Monthly income: Depends on your city of residence
- Citizenship: Indian
Documents Required for Home Loan
You need to submit the following set of documents to get a home loan in Jhalawar –
- KYC documents
- Address and Identity proof
- Latest salary slips or Form 16
- Bank account statement of previous 6 months
- Business proof of 5 years continuity for self-employed individuals
How to Apply for a Home Loan?
Applying for a housing loan in Jhalawar has now become hassle-free. You can apply online via the following steps –
- Step 1: Fill up the loan application form with required professional and personal information and provide property details
- Step 2: After that, book an available home loan offer by submitting the fee online. A Bajaj Finserv representative will then contact you to complete further processing
- Step 3: Now, submit the scanned copies of documents required for home loans online to check the validity of your loan application
Apart from these, you can also apply for a home loan in Jhalawar offline as well by visiting the nearest branch office of Bajaj Finserv.
Frequently asked questions
1. What does the market value of a property mean?
Market value of a property refers to the estimated value of the property according to prevailing market conditions.
2. Will I get tax benefits on a home loan?
Yes, you are eligible to get tax benefits on the interest payable and principal component of your home loan.
3. Who can opt for a home loan balance transfer?
Any borrower who has paid 12 regular EMIs on a home loan with another financial institution can opt for a home loan balance transfer.
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