Home Loan in Halvad

Halvad is a town in the Morbi district of Gujarat. It is a popular tourist destination due to its proximity to the Little Rann of Kutch and the Indian Wild Ass Sanctuary. Apart from that, there are various temples and places of worship scattered across this town.

Residents here willing to invest in real estate can get a home loan in Halvad from Bajaj Finserv against an affordable rate of interest and nominal processing fees.

Home Loan in Halvad: Features and Benefits

• 

  Flexible repayment tenor

  Bajaj Finserv Home Loans come with an extended repayment tenor of 30 years. You can use a home loan EMI calculator to estimate EMIs beforehand and then select a repayment period as per your suitability.

• 

  Opt for prepayment or foreclosure

  You can also close your housing loan account before the end of tenor by opting for prepayment or foreclosure. Additionally, you need not to bear any additional charges for it.

• 

  Top-up loans to meet various expenses

  Access to a top-up loan helps current Bajaj Finserv customers meet an array of monetary needs. You can get a top-up loan without submitting any additional documents.

• 

  Nominal documentation

  Applying for a housing loan is now simple and hassle-free. You can do it by submitting only a few essential documents.

• 

  Balance transfer facility

  Bajaj Finserv offers an easy housing loan balance transfer facility, which allows you to enjoy the best possible home loan rates alongside other benefits.

• 

  Online loan account management

  The customer portal of Bajaj Finserv helps you to stay updated with your loan repayment. Also, you can make EMI payments and download multiple loan related documents through this portal.

• 

  Pradhan Mantri Awas Yojana

  Indian Government’s flagship affordable housing scheme, i.e. PMAY, can be accessed through Bajaj Finserv as well. You can avail a lower home loan interest rate under this scheme.

The home loan eligibility parameters set by Bajaj Finserv are as follows:

• Age: 23-62 years for salaried individuals and 25-70 years for self-employed individuals.
• Work experience: At least 3 years of work experience for salaried individuals and 5 years of business continuity for self-employed applicants.
• Monthly income: Depends on the city you reside in
• Citizenship: Only Indian citizens

Additionally, you need to provide the following documents to get a home loan in Halvad:

• KYC documents
• Identity and address proof
• Current salary slips or Form 16
• Bank account statement of last 6 months
• Business documents indicating 5 years continuity for self-employed individuals

You can simply follow these steps to submit your home loan application online:

• Step 1: Fill-up and submit the loan application form with professional and personal details along with property information.
• Step 2: After submitting the loan application, you can then book a loan offer by paying the fee online. A loan manager from Bajaj Finserv will contact you afterwards to progress with the remaining process.
• Step 3: After that, submit the scanned copies of required documents for housing loans online for validation.