Halvad is a town in the Morbi district of Gujarat. It is a popular tourist destination due to its proximity to the Little Rann of Kutch and the Indian Wild Ass Sanctuary. Apart from that, there are various temples and places of worship scattered across this town.
Residents here willing to invest in real estate can get a home loan in Halvad from Bajaj Finserv against an affordable rate of interest and nominal processing fees.
Home Loan in Halvad: Features and Benefits
Flexible repayment tenor
Bajaj Finserv Home Loans come with an extended repayment tenor of 30 years. You can use a home loan EMI calculator to estimate EMIs beforehand and then select a repayment period as per your suitability.
Opt for prepayment or foreclosure
You can also close your housing loan account before the end of tenor by opting for prepayment or foreclosure. Additionally, you need not to bear any additional charges for it.
Top-up loans to meet various expenses
Access to a top-up loan helps current Bajaj Finserv customers meet an array of monetary needs. You can get a top-up loan without submitting any additional documents.
Applying for a housing loan is now simple and hassle-free. You can do it by submitting only a few essential documents.
Age: 23-62 years for salaried individuals and 25-70 years for self-employed individuals.
Work experience: At least 3 years of work experience for salaried individuals and 5 years of business continuity for self-employed applicants.
Monthly income: Depends on the city you reside in
Citizenship: Only Indian citizens
Documents Required for Home Loan
Additionally, you need to provide the following documents to get a home loan in Halvad:
Identity and address proof
Current salary slips or Form 16
Bank account statement of last 6 months
Business documents indicating 5 years continuity for self-employed individuals
How to Apply for a Home Loan?
You can simply follow these steps to submit your home loan application online:
Step 1: Fill-up and submit the loan application form with professional and personal details along with property information.
Step 2: After submitting the loan application, you can then book a loan offer by paying the fee online. A loan manager from Bajaj Finserv will contact you afterwards to progress with the remaining process.