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Home Loan: Overview

48 kilometres away from Ahmedabad, the city of Dholka can transport you to the times depicted in the Mahabharata. It is primarily a place of worship, and the Malav Lake is its most visited tourist place.

You can now avail a home loan in Dholka from Bajaj Finserv to get the required funds for property purchase. Bajaj Finserv Home Loans come with competitive interest rates and zero hidden charges..

Home Loan in Dholka: Features and Benefits

  • Home loan balance transfer

    Balance transfer facility

    The home loan balance transfer facility extended by Bajaj Finserv enables you to get attractive home loan rates and other facilities on offer.

  •  No prepayment or foreclosure charges

    Facility to foreclose or prepay loans

    Repaying a loan has become easy with the prepayment and foreclosure facilities from Bajaj Finserv. Resultantly, your total home loan burden is reduced.

  •  Loan of Rs.5 Crores or More

    Top-up loan facility

    Bajaj Finserv offers a top-up loan facility to its current customers along with their housing loans. Also, they need not to submit any extra documents for it.

  • Minimum documentation

    Minimal documentation

    You can now apply for a home loan by submitting a handful of vital documents.

  • PMAY

    Pradhan Mantri Awas Yojana

    You can also enjoy the benefits of PMAY via Bajaj Finserv. Enjoy home loan interest subsidy by applying for a home loan under this scheme.

  • Longer repayment tenor

    Home loans available with Bajaj Finserv come with a repayment period of up to 30 years. Also, you can use a home loan EMI calculator to choose a tenor as per your suitability.

  • Online account management

    Online account management

    The customer portal of Bajaj Finserv allows you to manage your loan account from anywhere and anytime.

Home Loan Interest Rate, Fees & Charges

The home loan interest rate levied by Bajaj Finserv is competitive. Moreover, a loan offer here does not include any hidden charges. Click here to know more.

Reasonable home loan interest rate, and income tax benefit helps you to save on the repayment of this loan.

Home Loan Eligibility Criteria

The home loan eligibility criteria set by Bajaj Finserv are as follows:

  • Age: 23-62 years for salaried individuals and 25-70 years for self-employed individuals.
  • Work experience: At least 3 years of work experience for salaried individuals and 5 years of business continuity for self-employed applicants.
  • Monthly income: Depends on your city of residence
  • Citizenship: Indian citizen
Besides fulfilling the eligibility, make sure to submit all the necessary documents.

Documents Required for Home Loan

Moreover, you need to provide the following documents to get a home loan:

  • KYC documents
  • Identity and address proof
  • Current salary slips or Form 16
  • Bank account statement of last 6 months
  • Business documents indicating 5 years continuity for self-employed individuals
For a hassle-free application, make sure to keep all these documents handy.

How to Apply for a Home Loan?

To apply online for a home loan, you can follow these steps:

  • Step 1: Duly fill-up the loan application form mentioning professional and personal details along with property information.
  • Step 2: Submit the loan application and then book a loan offer by paying the fee online. A loan manager from Bajaj Finserv will contact you afterwards to progress with the remaining process.
  • Step 3: After that, submit the scanned copies of required documents for housing loans online to validate the loan application.
Note that you may be asked to submit additional documents during the application process. So, it is essential that you keep all the essential documents handy beforehand.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?