48 kilometres away from Ahmedabad, the city of Dholka can transport you to the times depicted in the Mahabharata. It is primarily a place of worship, and the Malav Lake is its most visited tourist place.
You can now avail a home loan in Dholka from Bajaj Finserv to get the required funds for property purchase. Bajaj Finserv Home Loans come with competitive interest rates and zero hidden charges..
Home Loan in Dholka: Features and Benefits
Balance transfer facility
The home loan balance transfer facility extended by Bajaj Finserv enables you to get attractive home loan rates and other facilities on offer.
Facility to foreclose or prepay loans
Repaying a loan has become easy with the prepayment and foreclosure facilities from Bajaj Finserv. Resultantly, your total home loan burden is reduced.
Top-up loan facility
Bajaj Finserv offers a top-up loan facility to its current customers along with their housing loans. Also, they need not to submit any extra documents for it.
Minimal documentation
You can now apply for a home loan by submitting a handful of vital documents.
Pradhan Mantri Awas Yojana
You can also enjoy the benefits of PMAY via Bajaj Finserv. Enjoy home loan interest subsidy by applying for a home loan under this scheme.
Longer repayment tenor
Home loans available with Bajaj Finserv come with a repayment period of up to 30 years. Also, you can use a home loan EMI calculator to choose a tenor as per your suitability.
Online account management
The customer portal of Bajaj Finserv allows you to manage your loan account from anywhere and anytime.
The home loan interest rate levied by Bajaj Finserv is competitive. Moreover, a loan offer here does not include any hidden charges. Click here to know more.
Reasonable home loan interest rate, and income tax benefit helps you to save on the repayment of this loan.
Age: 23-62 years for salaried individuals and 25-70 years for self-employed individuals.
Work experience: At least 3 years of work experience for salaried individuals and 5 years of business continuity for self-employed applicants.
Monthly income: Depends on your city of residence
Citizenship: Indian citizen
Besides fulfilling the eligibility, make sure to submit all the necessary documents.
Documents Required for Home Loan
Moreover, you need to provide the following documents to get a home loan:
KYC documents
Identity and address proof
Current salary slips or Form 16
Bank account statement of last 6 months
Business documents indicating 5 years continuity for self-employed individuals
For a hassle-free application, make sure to keep all these documents handy.
How to Apply for a Home Loan?
To apply online for a home loan, you can follow these steps:
Step 1: Duly fill-up the loan application form mentioning professional and personal details along with property information.
Step 2: Submit the loan application and then book a loan offer by paying the fee online. A loan manager from Bajaj Finserv will contact you afterwards to progress with the remaining process.
Note that you may be asked to submit additional documents during the application process. So, it is essential that you keep all the essential documents handy beforehand.