Besides being an important asset, a house gives you a feeling of fulfilment. If you desire to own a home in Chittorgarh without the typically long procedure, take a home loan. A home loan is your one true source of real estate freedom, no matter the location.
At Bajaj Finserv, we help our customers own their dream houses. We achieve this by offering the best home loan interest rates in Chittorgarh. We have made the loan application process easy and quick for you.
If you live in Chittorgarh, there are many benefits you’ll enjoy by taking a home loan from us. To find out more about these benefits, the eligibility criteria, documents needed, and how you can apply, read on.
Home Loan in Chittorgarh: Features and Benefits
Here are some benefits and features of a home loan:
Low-interest rate
Our recent interest rate cut makes it easy to take a loan. You can now avail yourself of a home loan at a low interest rate of 6.75%* per annum.
Pradhan Mantri Awas Yojana (PMAY)
This refers to a government initiative that enables you to buy a home with ease. Apart from the benefits, you’ll get from taking a Bajaj Finserv Home Loan, buying a property through PMAY guarantees you will enjoy an interest subsidy of up to Rs.2.67/lakh*.
Convenient repayment tenor
You can access a home loan from us and repay it across a time span of 30 years. Imagine the convenience of repaying your loan within that extended period. We allow you to select your desired tenor, provided you can pay the EMIs when due.
Minimal paperwork
Taking a home loan in Chittorgarh has never been easier than now. All you need to do is to submit the documents required for home loan and you’re on your way to owning a home.
No prepayment or foreclosure charges
You can access the prepayment and foreclosure facility at Bajaj Finserv without being charged additionally. So, if you need to close your loan early by either making prepayments or opting to foreclose the loan, know that you can do so for
free.
Home Loan in Chittorgarh: Interest Rate, Fees and Charges
Thanks to the low-interest rate, our home loan is accessible to everyone in Chittorgarh. However, some affordable fees aid your application process.
Penal interest
Processing fees
EMI bounce charges
Loan statement charges
Non-refundable mortgage origination fees
When you take a home loan from us, you qualify to enjoy tax benefits on home loan, as provided by the Income Tax Act. This lets you save money on loan repayment.
Home Loan in Chittorgarh: Eligibility Criteria
Here are the home loan eligibility criteria for getting a home loan from Bajaj Finserv.
You must be an Indian citizen living in India
Salaried applicants must be between 23 to 62 years, while self-employed applicants must be between 25 to 70 years
You must possess up to 3 years of work experience
Documents Needed to Take a Home Loan in Chittorgarh
You can apply for a home loan in Chittorgarh by either sending “HLCI” as an SMS to 9773633633 or via our website. Here are the steps to follow during your online application:
You can also access one of our pre-approved home loans. To do this, simply pay a secure fee online. A relationship manager will be in touch to discuss further steps.
Upload the scanned copies of your documents after paying the necessary fees to authenticate your application.
Note, however, that there are documents you cannot upload online. For those documents, we will ask you to visit our nearest branch to complete your application process. We also offer doorstep service that will enable our representatives to visit you for the completion of your application process.
Own Your Dream Home in Chittorgarh
You can own your dream home in Chittorgarh by applying for a home loan from Bajaj Finserv. We offer several benefits that range from low interest rates to loan disbursal in 48 hours*.