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Home Loan: Overview

Situated in the proximity of the Mahi River, the city of Banswara has a tourism-based economy. It is also known as the ‘Cherra Poonji of Rajasthan’ owing to its highest rainfall record in this state.

Individuals belonging to this city or the ones who want to invest in real estate here can contact Bajaj Finserv for a home loan in Banswara. We operate across 2 branches in Banswara. You can either visit one of our branches or apply online.

Home Loan in Banswara: Features and Benefits

  • Minimal Documentation 

    Needs basic documentation

    Applying for a housing loan is not a hassle anymore, especially with Bajaj Finserv. You can now get a loan by submitting a few basic documents.

  • Get the best of PMAY

    With Bajaj Finserv, you can enjoy the advantages of PMAY and avail attractive home loan rates in Banswara.

  • Zero part-prepayment and foreclosure charges

    No charges on prepayment of foreclosure

    Home loans with Bajaj Finserv do not entail any additional charges for foreclosure and part-payment charges.

  • Hassle-free Balance Transfer Facility

    Reduce debt with a balance transfer

    Now get a lower home loan interest rate and lower your total cost of borrowing with a balance transfer facility.

  • Online account management

    Manage your loan account online

    The online customer portal of Bajaj Finserv allows you to access your loan account anytime and anywhere. You can make payments and check the loan status using it.

  • High top-up loan quantum

    You can get a top-up loan without submitting any extra documents. Also, you have the freedom to use this fund at your discretion.

  • Tenor

    Flexible repayment period

    Bajaj Finserv is offering a repayment tenor of up to 30 years on its home loan offers. Now, you can estimate the EMIs using a home loan calculator and then find a repayment period as per your suitability.

Home Loan Interest Rate, Fees & Charges

Bajaj Finserv levies a competitive home loan interest rate, and there are no hidden charges associated with it. You can click here to learn about these fees and charges.

An affordable home loan interest rate paired with the income tax benefits enables individuals to make notable savings on home loan repayment.

Home Loan Eligibility Criteria

The eligibility criteria for home loans with Bajaj Finserv are straightforward, and you can meet them without any hassle. Here are the details –

  • Age: 25 to 70 years for self-employed individuals and 23 to 62 years for salaried individuals.
  • Work experience: Minimum 5 years of business continuity for self-employed applicants and 3 years for salaried individuals.
  • Monthly income: Depends on your city of residence
  • Citizenship: Indian resident

Documents Required for Home Loan

You need to submit the following set of documents to get a home loan in Banswara –

  • KYC documents
  • Address and Identity proof
  • Latest salary slips or Form 16
  • Bank account statement of previous 6 months
  • Business proof of 5 years continuity for self-employed individuals

How to Apply for a Home Loan?

You can now get a housing loan in Banswara by following these steps:

  • Step 1: Fill out the loan application form with needed personal and professional details information, and also enter the property details
  • Step 2: After that, you can book an available home loan offer by submitting the required fee online. A Bajaj Finserv representative will then get in touch with you to complete the remaining process
  • Step 3: After that, submit the scanned copies of required documents for housing loans online. It will help to validate your loan application
We may ask you to present additional documents when you apply for a home loan in Banswara. Keep all property-related and personal documents handy beforehand for a hassle-free application.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?