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Home Loan: Overview

Anand is the administrative centre of the Anand district in the Charotar region of Gujarat. This city is known as the Milk Capital of India as it is in the heart of the Amul dairy operations and the famed milk revolution in India.

If you are looking to settle in Anand, you can get a home loan up to 5 Crore*, or higher based on your eligibility from Bajaj Finserv. We also offer competitive home loan rates in Anand.

Bajaj Home Loan in Anand: Features and Benefits

  • Minimal Documentation 

    Minimal documentation requirements

    Bajaj Finserv allows you to apply for a home loan in Anand with minimal documents.

  • Tenor

    Extended loan repayment tenor

    Pay lower EMIs with an extended repayment tenor of up to 30 years with Bajaj Finserv.

  • Online account management

    Online loan management

    Access your loan account details online through our dedicated online customer service portal - Experia.

  •  Loan of Rs.5 Crores or More

    Sizeable top-up loan

    You have the option of getting a sizeable top-up loans of up to Rs. 1 Crore, or higher basis eligibility, when you opt for a home loan balance transfer.

  • Hassle-free Balance Transfer Facility

    Balance transfer

    Opt for a home loan balance transfer with Bajaj Finserv to enjoy lower interest rates and a hassle-free application process.

  • Tenor


    Pradhan Mantri Awas Yojana provides benefits of up to Rs.2.67 lakhs. Avail interest subsidy under this scheme for affordable borrowing.

  • Online calculators

    Online calculators

    Bajaj Finserv offers several online calculators, which you can use to calculate your EMI, eligibility, and maximum top-up amount.

  • Zero part-prepayment and foreclosure charges

    Part-prepayment and foreclosure

    You can prepay and foreclose your home loan with a floating interest rate with Bajaj Finserv at no additional costs.

Home Loan Interest Rates, Fees & Charges

Bajaj Finserv offers a lower home loan interest rate with interests starting at 8.60%* p.a. We also charge nominal additional fees.

With competitive home loan interest rates from Bajaj Finserv, you can get affordable EMIs.

You can use Bajaj Finserv’s EMI calculator for home loan to plan your finances for the future.

Home Loan in Anand Eligibility Criteria

Bajaj Finserv offers simple eligibility criteria for home loan. These are listed as follows:

  • Nationality: Indian citizen residing in the country
  • Minimum work experience: 3 years (for salaried)
  • Minimum business continuity: 5 years (for self-employed)
  • Recommended CIBIL score: 750 or above
  • Minimum salary: Rs.25,000
  • Age limit: 23-62 years (salaried), 25-70 years (self-employed)
Home loan eligibility depends on several factors. You can use an eligibility calculator to know how much loan amount you can get.

Documents Required for Home Loan

Submit the following documents required to get a home loan in Anand:

  • Address proof: Electricity bill, water bill, telephone bill, Aadhaar Card or Voter ID.
  • Identity proof: Voter ID, PAN Card, Driving License or Valid Passport.
  • Income proof: Latest salary slips or Form 16 (salaried), Bank account statement for six months (self-employed).
  • Other documents: Passport-sized photograph and proof of 5 years of business vintage.

How to Apply for Bajaj Finserv Home Loan?

You can apply for a home loan online through the following steps:

  1. Fill up the home loan application form
  2. Enter personal details like name, mobile number, PIN code, employment type etc<
  3. ill in the financial, employment and property details (if available)
  4. Our representative will contact you and take you through the loan application process
Before taking a housing loan in Anand, know all the additional charges & the fees. Also, evaluate your eligibility beforehand to know how much you can borrow against your repayment capability.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?