Housing Loan in Agartala: Overview
The capital of Tripura, Agartala is one among the fastest developing cities and the 3rd international internet gateway of the nation. With 4,04,004 people residing, most are employed at various state and central government departments. Agartala is rapidly becoming a significant tourist destination with some of the best amenities.
Receive high-value funds of up to Rs.3.5 crore as home loan in Agartala and enjoy affordable rates, attractive features, etc. with Bajaj Finserv.
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PMAY
Under the Pradhan Mantri Awas Yojana, individuals buying property for the first time can enjoy interest subsidy on housing loans. Eligible borrowers can take a home loan at 6.70%* rate of interest and save up to Rs.2.67 lakh.
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Home Loan Balance Transfer
Opt for a home loan balance transfer and shift your existing home loan to Bajaj Finserv for lower interest rates and better features. Avail top-up loans for additional requirements with no documentation.
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Top-Up Loan
Address other financial needs like medical emergencies, child’s education, business expansion, etc. with a top up loan up to Rs.50 lakh.
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Part-Prepayment and Foreclosure Facility
Get rid of your home loan in Agartala with the easy part-prepayment and foreclosure facility. No additional fees required.
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Flexible Tenor
Make the loan repayment suitable by selecting a flexible tenor of up to 240 months.
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Minimal Documentation
Bajaj Finserv ensures fast processing with minimum documents required for a home loan.
Home Loan Eligibility Criteria
Fulfil the home loan eligibility and ensure to qualify before applying.
| Eligibility Criteria | Details |
|---|---|
| Age (for salaried | 23 to 62 years |
| Age (for self-employed) | 25 to 70 years |
| Business vintage | At least 5 years |
| Work experience | Minimum 3 years |
| Nationality | Indian (resident) |
You can check your eligibility with our easy to use home loan eligibility calculator.
Calculate Home Loan EMI
Bajaj Finserv offers a customised home loan EMI calculator to help plan your repayments better. Know your EMIs based on the chosen tenor instantly with this online tool. It eliminates the necessity of manual calculations and works on a mathematical formula. Access the EMI calculator any time and enter different tenors and loan amounts for the most feasible choice.
Documents Required for Home Loan
Bajaj Finserv sanctions home loans after verifying a few documents only.
- KYC documents
- Bank statements
- Form 16 or latest salary slips
- Certificate of business vintage
- Passport-sized photograph
In some cases, borrowers may need to provide additional documents too.
Home Loan Interest Rate, Fees & Charges
Enjoy 100% transparent terms and no hidden charges. Read the rates and fees below.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 6.70%* |
| Rate of interest (for self-employed) | 6.70%* to 10.30% |
| Rate of interest (for salaried) | 6.70%* to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
For a complete list of fees and charges, please click here
How to Apply for Home Loan?
You can undergo both online and offline methods. To apply online, follow the steps here:
Step 1: Access the application form online.
Step 2: Fill up every necessary field with accurate details.
Step 3: Pay the secure fee online.
Step 4: Submit the scanned copies of documents.
Send an SMS ‘HLCI’ to 9773633633 to apply for a home loan in Agartala online.
Contact Us
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
- we have a calling line set up at 1800-103-3535.
- You can also visit any of our branches.
- just SMS “HOME” to 9773633633 and our representative shall get back to you.
2. For existing customers,
- we are available at 020-39574151 (call charges applicable)
- You can also visit us at: https://www.bajajfinserv.in/reach-us
Branch Address
Bajaj Finserv
Ground Floor, Banik Kutir,
Sankar Chowmuhai,
Krishna Nagar, Sanghati Club,
Agartala, Tripura 799001
Ph.: +91 9654144828
