Bajaj Finserv, India's most diversified NBFC, now offers housing loans at a low interest rate of 8.50% on online Home Loan and Balance Transfer from other banks for all salaried customers.
3 EMI free Months
Bajaj Finserv focuses on the ease of repayment through multiple flexible options that make it easier for the customer to repay their loans.
Most of the savings of a Salaried customer are invested in his/her own contribution and registration / stamp duty etc. Even after stretching for maximum loan tenors, the EMI burden is a significant outflow and forms the biggest monthly outflow component. A 3 month EMI grace period will help manage / plan monthly expenses and give a cushion to the customer to plan his finances.
Cash Flow planning for a self employed customer is most critical for his business / financials. A 3 month EMI holiday will help plan his cash flow better and reinvest the same in his business. For Balance Transfer cases, a customer paying the EMIs to the BT Bank gets a 3 month breather in cash outflows which would help in his financial planning.
This scheme would ensure our customers are comfortable during the first 3 months post the property transaction. Illustration:
Particulars In normal scheme In EMI holiday scheme
Home loan amount 10,000,000 10,000,000
EMI holiday offered - 3
Revised tenor 240 237
EMI 99,167 102,154
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