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Home décor and Furniture on easy EMIs

Shop on easy EMIs on the EMI Network

Home décor and furniture

Modern, minimalistic, or majestic – let your home speak your style! Give your home a makeover without having to worry about the cost. From furniture to home décor, everything you need is now on easy EMIs on the Bajaj Finserv EMI Network. Get the trendiest sofa sets, beds, dining tables, etc. on easy EMIs.

1 Crore+


1 million+






Features and Benefits

Loans up to Rs.3 lakh

To buy the classiest furniture and home décor on the EMI Network you can get a loan of up to Rs.3 lakh.

Flexible repayment tenor

Buy furniture on the EMI Network and repay in flexible tenors of up to a maximum of 12 months.

Instant approvals

Fill an online form or talk to our in-store representatives for instant loan approval to purchase furniture on EMI.

Minimal documents required

To buy furniture on easy EMIs, you need to submit only a few documents like address proof, a photo ID, and a cancelled cheque.

EMI Network Card

The Bajaj Finserv EMI Network Card helps you buy the trendiest furniture and home décor on easy EMIs with a simple swipe.

Nil foreclosure charges

You can choose to foreclose the loan any time. Bajaj Finserv doesn't levy any additional fee when you foreclose the loan.

Access to an online account

All your loan details, like the amount due, the payment schedule, and the interest certificates, are easily available on an online account.

Exciting offers

You also get incredible deals and offers on home décor and furniture when you shop at our online and offline partner stores.

How to shop

Buying furniture on the EMI Network is easy and hassle-free.
At our partner stores
You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores.

With an EMI Network Card:

Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase

Without an EMI Network Card:

Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

How it works


An individual between 21 and 60 years of age


Regular source of income


KYC documents (government issued photo ID proof and residence proof)


One cancelled cheque


One passport size photograph


ECS mandate duly signed

(Above documents are applicable to those shopping without an EMI Card)


Starting at Rs.749, processing fees varies on the product you choose.

Hot Offers

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Find a Store near you

Frequently Asked Questions

Where in India can I shop for furniture on easy EMIs?

You can shop for furniture on the EMI Network in over 950+ cities across India. Some of our partners include – Evok, @Home, Home Center, etc. To locate a partner store in your city, check our store locator section on this page.

How can I avail of this loan?

Walk into any of our partner stores, contact our representative and enquire about offers/schemes on the product of your choice. He/she will then take you through the process of availing a loan through the EMI Network. If you have an EMI Network Card, simply swipe and take home the product of your choice.

How do I get documents such as NOC, Statement of Accounts and other related documents?

Get in touch with us on 020 39575152 and our representative will help you with this. Alternatively, you can log in to your Experia account (our customer portal) and download the necessary documents.

What is the applicable interest rate on availing furniture on the EMI Network?

Products can be bought on easy EMIs without any extra cost. Your purchase amount is divided directly into monthly instalments at no additional cost.

Can I foreclose the loan, and what is the procedure to do so?

Yes, you can foreclose you loan after 6 months from the loan disbursement date. Just walk into one of our branches or contact us on [email protected] and we will help you with the process.

Are there any charges for foreclosing the loan?

There are absolutely no charges or penalty for foreclosing your loan.